Income Protection Insurance Comparison

Get the right income protection at a reasonable price

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Name Product Short Description Maximum Monthly Benefit Maximum % of Income Covered Maximum Benefit Period Waiting Period
Cover up to 85% of your Income (up to $10,000 per month) if you can’t work due to sickness or injury. Cover for 1,000 job types - full-time, part-time and self-employed.

$10,000
85%
5 years
14, 28, 60, or 90 days
Receive one month's premiums free if you pay annually. T’s and C’s apply.

$10,000
85%
24 months
14 or 28 days
Get income protection cover (up to 75% of your income) without a medical test. Plus, Medibank health insurance members can save 10% off premiums.
$7,500
75%
5 years
30 or 90 days
Cover up to 75% (to a maximum of $10,000) of your monthly income with Guardian Income Protection.
$10,000
75%
5 years
30 or 90 days
Take out a policy and get a $100 bonus gift after holding cover for 2 months. T's and C's apply. Offer ends 30 June 2019.
$10,000
85%
5 years
14, 28, 60 or 90 days

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