IMB Term Deposit

IMB members can start saving towards the future with a term deposit that allows for competitive returns on a small deposit.

With an investment amount of $1,000 or more, IMB members can start putting their money towards future financial goals. A term deposit is a no access account, where you choose how long your money stays invested.

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Product NameIMB Term Deposit
3 month interest rate0.25%
4 month interest rate0.25%
6 month interest rate0.25%
7 month interest rate0.25%
9 month interest rate0.25%
12 month interest rate0.25%
24 month interest rate0.25%
36 month interest rate0.25%
48 month interest rate0.25%
60 month interest rate0.25%
Minimum Opening Deposit$1,000
Minimum Age Requirement18
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

No monthly fees

With the IMB Term Deposit, you are not going to be charged any monthly fees.

$1,000 minimum deposit amount

You must have at least $1,000 available to invest into a term deposit account.

How to apply

In order to be able to open an IMB Term Deposit through their website, you must have another deposit account with IMB that is not a term deposit or one with restrictions on withdrawals. If you meet that condition, click the 'Go to Site' button to be securely re-directed to IBM's website and you can begin filling out your application. Other applicants will need to visit a branch or fill out an online enquiry form in order to open a term deposit with IMB.

Although IMB is a customer owned financial institution, you do not need to fill out an additional application in order to become a member. By applying for any account with them, you are automatically becoming a member.


  • Minimum age. While IMB does not specifically have a minimum age requirement for a term deposit holder, you will want to check with the institution before applying if you are under the age of 18.
  • Residency requirements. As of now, membership is restricted to Australian residents living in Victoria, Queensland, South Australia, and The Australian Capital Territory.

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