IMB Everyday Account

With the Everyday Account from IMB your day-to-day spending has all you need: convenience, flexibility and simplicity.

Linked to a Visa debit card that has free accessibility to one of Australia’s largest ATM networks the Everyday Account from IMB provides you with instant access to your money wherever you are and whenever you need it.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameIMB Everyday Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0.70
International ATM Fee$5
International transaction fee2.5%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Key features

There is a lot to consider when choosing an account that is meant to take care of all of your daily financial needs. The features that IMB offers in their Everyday Account should be compared with what you find with other Australian banks to see which is most beneficial to your spending habits:

Credit union membership

IMB has a long history as a credit union in Australia, and to join you only need to apply for one of their accounts.

Monthly account keeping fees

This account is free from any monthly fees.

How to apply


If IMB has what you need to handle your everyday banking transactions, you can start your application online. There is no need to become a member first, as activating your account assumes membership into the credit union. There are other eligibility criteria to take into consideration before you can begin your online application:

  • Minimum age. IMB does not make any specification for how old you must be to open this account.
  • Residency requirements. At this time only residents of Victoria (VIC), Queensland (QLD), South Australia (SA) and the Australian Capital Territory (ACT) are able to become a member of the IMB credit union. In order to open your account, you must be a resident of Australia, but cannot be a tax resident or citizen of the United States.

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