ICICI Lombard Travel Insurance deals

Save on your ICICI Lombard Travel Insurance with ICICI coupons and discount codes December 2018

ICICI travel insurance is available on single-trip or multi-trip plans and offers comprehensive insurance for international travel from India. A special policy for senior citizens provides cover for travellers aged between 71 and 85.

ICICI Lombard discount codes and coupons

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What policies are available from ICICI Lombard?

Single

This plan covers a single round trip overseas. Benefits include (payable in US dollars):

  • Medical cover up to USD$500,000 (includes repatriation)
  • Hospital allowance
  • Dental expenses
  • Loss of luggage and travel documents
  • Personal liability up to USD$100,000
  • Personal accident
  • Hijack distress
  • Emergency cash advance
  • Trip cancellation and/or interruption
  • Missed connections and trip delays
  • Political risk and catastrophe evacuation
  • Accidental death
  • Fire and burglary cover
  • Cost of returning of minor children up to USD$7,500

Senior Citizen

Covering travellers aged between 71 and 85, this policy provides comprehensive cover for up to 180 days. You’re covered for:

  • Medical cover up to USD$50,000 (includes medical evacuation)
  • Dental expenses
  • Loss of luggage and travel documents
  • Personal liability up to USD$100,000
  • Personal accident
  • Hijack distress
  • Emergency cash advance
  • Trip cancellation and/or interruption
  • Missed connections and trip delays
  • Evacuation

Gold Multi-Trip

Ideal for frequent international travel, this policy covers trips of 30, 45 and 60 days during the policy period. This plan is not available to travellers aged 70 and above. You are covered for:

  • Medical cover up to USD$500,000 (includes repatriation)
  • Hospital allowance
  • Dental expenses
  • Loss of luggage and travel documents
  • Personal liability up to USD$100,000
  • Personal accident
  • Hijack distress
  • Emergency cash advance
  • Trip cancellation and/or interruption
  • Missed connections and trip delays
  • Political risk and catastrophe evacuation
  • Accidental death
  • Evacuation

Pros and Cons of ICICI Lombard

Pros

  • Underwritten by United Health International
  • Single and multi-trip policies available
  • Specific cover for senior citizens
  • No medical tests for travellers up to 85 years of age on single-trip plan
  • Apply on the phone and online
  • 24/7 emergency support
  • Interrupted trip can be resumed
  • Policy can be extended

Cons

  • Medical cover limited
  • No option to claim online
  • Sporting activities not covered
  • Gold Multi-Trip option for Schengen visits not available to travellers over 50 years of age.

How do I apply for ICICI Lombard travel insurance?

  • Compare policy options. ICICI offers policies for one-off and multiple journeys within a policy period. Choose your policy based on your destination and the nature of your trip.
  • Get an online quote. Work out your premium with the website’s online calculator.
  • Read the product disclosure statement (PDS). Everything you need to know about ICICI international travel insurance is laid out in the PDS. Make sure that the policy you choose meets your insurance expectations.
  • Additional options. Check to see whether your policy can be upgraded with additional options to cover equipment, sporting activities and special luggage.

How do I make a claim with ICICI Lombard ?

If you need to file a claim, here are the steps to take to get the process started.

  • Get in touch. The first step is getting in touch with the insurer’s Assistance Service Provider (ASP) for guidance on how to get the process started. In the case of a medical emergency, the ASP will assist you with a cashless facility in the nearest hospital.
  • Provide evidence. Depending on the incident and the section under which it falls, you’ll be asked to supply documentation to support your claim. Besides medical and police reports, this can also include travel tickets, itineraries, luggage tags, proof of ownership and original receipts.
  • Be honest. You are obligated to provide all information required to facilitate the claims process and to be as honest and forthright as possible. Failure to disclose all the necessary information may result in your claim being dismissed or your policy being cancelled.

ICICI Lombard FAQ

If you need more information about ICICI travel insurance policies, below are a few frequently asked questions.
Q. Who is ICICI Lombard underwritten by?

  • A. ICICI Lombard travel insurance is underwritten by United Health International.

Q. What is the maximum trip length I can take?

  • A. International travel cover can be purchased for 180 days at a time and can be extended for another 180 days. This is subject to conditions, so check the PDS carefully before attempting to extend your policy.

Q. I’m only travelling for four days. Can I still apply for cover?

  • A. You would have to pay premiums for a minimum of seven days regardless of the number of days of travel.

Q. How can I pay my premium?

  • A. You can pay your premium online via credit card, bank transfer, BPAY, debit card or cash card. You can choose to pay monthly instalments over 3, 6, 12 or 24 months.

Q. How long do I have to submit a claim?

  • A. Claims should be submitted within 30 days following the completion of treatment. In the event of death, they can be submitted after the repatriation of the insured’s remains or burial.

Q. Can I cancel my ICICI Lombard policy if I’m not happy with it?

  • A. If you’d like to cancel your policy, you have 15 days to be eligible for a full refund of your premium. This refund is subject to whether or not you’ve already commenced your journey and whether you’ve filed a claim.

Summary of retailer and product/service offering

ICICI is an Indian online travel insurance provider offering comprehensive cover for single and multiple international journeys.

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