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Hyundai Kona Electric Review

The comprehensive Hyundai Kona Electric review

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Hyundai Kona Electric review: overview

The Hyundai Kona Electric is a viable bridge between high-end SUVs and lower-cost vehicles, that also happens to be a battery-powered car. It's got an impressive range for the price, sizzling performance, a practical interior, city-friendly dimensions and thumbs-up all around from the motoring media. You should at least test-drive the Kona if you're looking for an EV in 2020.

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finder score: 82.00%

Avg. critics score: 82.00%
4 critics
How did we calculate this? We analysed and aggregated the scores of Car Advice, Chasing Cars, Practical Motoring and Motoring to bring you the finder.com.au score. This is a comprehensive score that brings together the four different expert ratings you see below.
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how we work and how we make money.

Critic reviews

WebsiteRatingNotable quotes
CarAdvice84%"...consider the Kona Electric as the fledgling EV market's proverbial 'clubhouse leader' at the segment's more affordable end…."Read more
Chasing Cars80%"The Hyundai Kona Electric is a great leap for EV-kind. It brings long-range zero-emission driving into affordable territory for more Australians than ever – while offering sprightly performance and decent practicality."Read more
Practical Motoring84%"Game-changer: an EV that manages to combine ample battery endowment, a fashionable body style and an affordable sticker."Read more
Motoring80%"It drives as well or better than almost any rival in its class, delivers comparable range to a petrol-powered small SUV, and retains all of the packaging benefits compact crossover buyers crave."Read more

How does the Hyundai Kona Electric compare with other electric vehicles?

1 - 8 of 8
Name Product Finder Score Number of seats Single Charge Range (km) ANCAP rating Price (from) Review
Tesla Model S
88.5%
5 seats
713
5 stars
$133,175
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Porsche Taycan
87.75%
5 seats
485
5 stars
$156,300
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Tesla Model 3
83.5%
5 seats
620
5 stars
$66,900
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Polestar 2
83.25%
5 seats
540
5 stars
$59,900
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Hyundai IONIQ
Green Company
Hyundai IONIQ
82.25%
5 seats
311
5 stars
$48,970
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Hyundai Kona Electric
82%
5 seats
557
5 stars
$58,500
Find a Deal
on OnlineAuto.com.au’s website

Read Review
MG ZS EV
82%
5 seats
263
5 stars
$43,990
Find a Deal
on OnlineAuto.com.au’s website

Read Review
Nissan Leaf
76%
5 seats
385
5 stars
$49,990
Find a Deal
on OnlineAuto.com.au’s website

Read Review
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The comprehensive Hyundai Kona Electric review

Hyundai Kona Electric pricing

There are three Hyundai Kona Electric variants to choose from in Australia: Launch Edition, Elite and Highlander.

Hyundai Kona Electric Launch Edition

Launch Edition Hyundai Konas start from $63,615 driveaway. Standout features include:

  • Hyundai Auto Link Premium
  • Electric, single-speed, reduction gear transmission
  • 5-star ANCAP safety rating, with six airbags
  • 17-inch alloy wheels
  • Auto-dusk sensing headlights
  • Solar control glass (with rear privacy)
  • Leather-appointed interior
  • Smart key and push-button start
  • Seven-inch multimedia system
  • LED daytime running lights (DRLs)
  • Shift by wire (SBW – Buttons for forward, neutral and reverse)
  • Apple CarPlay and Android Auto connectivity
  • Rear parking assist with camera
  • Hyundai SmartSense

Hyundai Kona Electric Elite

Kona Electric Elites raise the driveaway price to $65,340. In addition to the Launch Edition, you also receive:

  • Eight-inch satellite navigation system
  • Digital radio (DAB+)
  • Eight-speaker premium audio system from Infinity

Hyundai Kona Electric Highlander

The Highlander sits as the top-of-the-range model, with a starting driveaway price of $70,065. You get the following extras, over the Elite:

  • LED headlights, front indicators and tail lamps
  • Glass sunroof
  • High Beam Assist (HBA)
  • Front parking assist
  • Qi-standard wireless charging pad
  • Head-up display (HUD)
  • Auto-dimming, Electro-Chromatic Mirror (ECM)
  • Heated and ventilated front seats
  • Heated steering wheel
  • Two-tone roof

Click on a price to compare car loans for the Hyundai Kona Electric.

Launch EditionEliteHighlander
449km WLTP range, Electric FWD: $63,615.30 driveaway449km WLTP range, Electric FWD: $65,340.30 driveaway449km WLTP range, Electric FWD: $70,065.30 driveaway

Chalk White is the only free exterior paint option.
Other paint colours cost $625, which is pretty cheap compared to other brands:

  • Ceramic Blue
  • Pulse Red
  • Phantom Black
  • Galactic Grey
  • Lake Silver
The driveaway prices above are for postcode 2000 and include 12 months' rego, compulsory third party insurance (CTP), delivery charges, stamp duty, luxury car tax and an otherwise standard specification.
WebsiteProsConsNotable quote
CarAdvice
  • Big battery
  • Lengthy range
  • Aussie tuned ride and handling
  • Well-specced
  • Safety features
  • Premium price
  • Noisy tyres
  • Interior/price mismatch
"It's actually a superior WLTP range to what the imminent Mercedes-Benz EQC electric SUV is expected to offer (around 400km, Daimler's chief tester told me), and nudges the 470km range ceiling claimed by the Jaguar I-Pace."
Chasing Cars
  • Achievable range claims
  • Animated powertrain
  • Comfortable and practical
  • More affordable EV
  • Still pricey
  • Cabin material selection
"What's the Kona Electric actually like to drive and to live with? The simple answer is that this SUV is fun to drive and genuinely practical for everyday use."
Practical Motoring
  • Long-range
  • Easy to use infotainment system
  • Most affordable near 500km EV?
  • Crossover size makes rear room tight for adults
"It's got similar range to vastly more expensive cars. Just plug it in one night on your driveway or garage and that's enough for several days' normal driving. If you want to do long journeys, it will serve better than any other affordable EV."
Motoring
  • Range
  • Hushed ride
  • Settled handling
  • Low rolling resistance tyres
  • Charging network
  • Price
"As an example of not only the best electric vehicle technology available right now, but also of what's to come, the Hyundai Kona Electric is a benchmark by which we'll almost certainly measure future rivals. Let's just hope fleet buyers and early adopters feel the same way."
Thanks to its "bulk buying power", OnlineAuto.com.au is able to help you buy the car you want and potentially save you money too.
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Motor and performance

The Kona Electric comes with a single, front-mounted electric motor.

Kona Electric motor

Hyundai doesn't publish the amperage for the Kona motor. It is a permanent magnet synchronous motor, situated at the front of the small SUV. In terms of power and torque, it's measured at 150kW and 395Nm.

Hyundai Kona Electric transmission

The Hyundai Kona Electric has a single-speed, reduction-gear transmission. You can operate the vehicle by pressing buttons Hyundai calls "Shift By Wire (SBW)". Paddles on the steering column are used to adjust the level of regenerative braking.

Hyundai Kona Electric battery

The battery fitted is a Lithium-ion Polymer type, with a 64kWh capacity. The voltage is measured at 356 volts.

Car reviewers' impressions of the Hyundai Kona Electric engine and transmission line-up

Though the Kona doesn't have the same veracity as a Tesla, the unique way an electric motor delivers its available torque means car reviewers found the SUV satisfyingly pokey. Journalists said it was silent, rapid from the off and lightning-fast to respond. One expert told of how they discovered in sport mode, if you bury your right foot, the front wheels are sent spinning in a frenzy to summon traction. On highways, the electric motor apparently has loads of speed in reserve, making it a highly accomplished overtaking machine. Some writers confessed they were spellbound and compelled to use the propulsion on tap.

While the Kona Electric isn't a performance vehicle, it's definitely quick and in town it's adept at zipping around congested roads and generally hustling.

Hyundai Kona Electric engine and transmission figures

Hyundai Kona Electric key specs
Motor typePermanent magnet synchronous motor, front-mounted
DrivetrainFWD
Motor ampsNot listed
Maximum revsNot listed
Motor power150kW
Motor torque395Nm
Nominal battery voltage356V DC
Battery capacity64kWh
Acceleration (0–100km/h)7.6 seconds
Top speed167km/h
Range 557km (NEDC)
449km (WLTP)
Efficiency131Wh/km (NEDC)

153Wh/km (WLTP)

SecurityEngine immobiliser and anti-theft alarm
TransmissionSingle-speed reduction gear, 7.981 ratio

Hyundai Kona Electric energy economy and emissions

Here's how efficient the Hyundai Kona Electric is.

Kona Electric energy efficiency and emissions, plus fuel savings

With no exhaust, the Kona Electric doesn't produce tailpipe CO2 emissions. However, using the Green Vehicle Guide, we can learn the vehicle's fuel lifecycle emissions. These sit at 118 grams per kilometre, when you include the gas created producing the electricity in the first place.

Energy consumption is listed as 131Wh per kilometre. It's estimated that if you travelled 14,000km, two-thirds of which on urban streets, annual energy costs would be $605. In NSW, if you travel 30–40km per day, you'd save around $848 per year on fuel.

NEDC vs WLTP
Hyundai provides both NEDC and WLTP energy consumption figures. The NEDC standard is a laboratory test that was conceived in the 1980s. The WLTP also relies on lab testing but has data fed into a rig to more realistically emulate European driving conditions. This test supposedly represents real-world driving conditions more realistically.

All reviewers seemed to suggest that the factory-supplied range was very true to life and achievable. That's quite refreshing, as generally the trend (at least in conventional internal combustion engine figures) is for the numbers to be a bit optimistic.

Handling

As an SUV, weighing 1,700kg, the Kona Electric isn't a lightweight track car. But, according to motoring experts, it's no boat either. The batteries sit low down in the body, helping to centre the mass of the vehicle. If you really push it in corners, then the weight ostensibly makes things a little sluggish – but in reality, do commuters or families work their cars this hard? Not really.

Car experts surmised the car as being comfortable, acrobatic and decently smooth. Around town, the steering is described as light and quick, giving the SUV oodles of mobility. It's supposedly a fine balance between around-town wheel-spinning and controlled highway-speed lane changes. One journo handily summed it up when they said the car was on par with other rivals, whether electric or not. It sounds as though real-world roads with their imperfections are no problem, with testers describing how the Kona Electric's suspension was capable of mitigating the severity of corrugations and potholes.

On the brakes, motoring journalists also waxed lyrical about the regenerative braking mode. Some comments were made about the slightly different sensation of regen braking, but not in a negative way. However, it was noted that you need to get used to the way they worked in order to avoid coming up short at intersections. One of the motoring experts enjoyed kicking the brakes up to the maximum setting for a similar experience to shifting down a gear when entering bends.

According to Hyundai, local engineers tuned the Kona for Australia. Things that are mentioned as being tested include body control, tyre contact, handling, safety and other elements. Then adjustments may be made to parts like the telemetry, dampers, springs and roll-bar, as well as developing different local packages.

Interior and equipment

The electric Kona is based on the architecture of the petrol-powered model. There are differences though. First, the price. A standard internal combustion engine model starts from a very reasonable $25,990. The EV starts from $63,615. The EV is somewhat heavier, but compared with the same Kona (only with a petrol engine) is has benefits like:

  • Lower emissions
  • Regenerative brakes
  • Cornering lights
  • 40 extra kW, 215Nm more torque
  • 5mm drop in ride height

However, it also appears that the Kona Electric has a different digital instrument cluster to the standard model, a revised centre screen trim piece and an improved climate control system. It also has Apple CarPlay and Android Auto, Bluetooth phone connectivity, leather seats and a matching steering wheel as standard.

Purportedly, the interior is of good quality, though some journos found fault with the plastics (a common complaint from the motoring media, not exclusive to Hyundai), saying they didn’t have a premium feel to them. Thanks to the EV’s lack of transmission tunnel, there’s a unique, twin-level centre storage divider that houses many of the key driving controls. On an ordinary Kona, there’s just your gear knob here and some other buttons.

In everyday use, reviewers discovered the Kona interior was light and airy, with ample storage. It’s not a huge car internally, as it’s a crossover SUV, but it seems that it will do for the average car buyer.

Something great to hear, the rear seats are supposedly workable, even for those over six-foot tall, to a point. The boot is highly sensible, with 332 litres with the rear seats in use and 1,114 litres available when they’re folded flat.

If you're stuck picking between models, here are the key differences.

The least expensive Kona Electric is dubbed Launch Edition. Key highlights include Hyundai’s Auto Link Premium, 17-inch alloys, LED daytime running lights, dusk-sensing headlights, solar attenuating glass (with rear privacy windows), leather seats and steering wheel, a smart key, push-button starting, a seven-inch infotainment system, Apple CarPlay, Android Auto, Hyundai SmartSense and rear parking assist (with a rearview camera). For a base model, it’s tricked out.

The mid-tier Kona Electric Elite gets a larger eight-inch screen, with sat-nav, digital radio and an eight-speaker premium audio system from Infinity.

If you want more passenger comforts and features, the Kona Electric Highlander is the one to go for. You receive LED lights (front headlights, front indicators and taillights), as well as High Beam Assist, a glass sunroof, front parking assistant, wireless charging pad (Qi-standard), a HUD, an auto-dimming rearview mirror, heated and ventilated front seats, a heated steering wheel and a two-tone roof.

Hyundai Kona Electric safety, security and driver assists

Launch EditionEliteHighlander
5-star ANCAP rating
Airbags
  • Driver frontal
  • Passenger frontal
  • Side, thorax front seats
  • Side curtain airbags – first and second row
Electronic Stability Control (ESC):
  • Anti-lock Braking System (ABS)
  • Brake Assist System (BAS)
  • Electronic Brakeforce Distribution (EBD)
  • Hill-start Assist Control (HAC)
  • Traction Control System (TCS)
  • Vehicle Stability Management (VSM)
Hyundai SmartSense:
  • Blind-Spot Collision Warning (BCW)
  • Driver Attention Warning (DAW)
  • Forward Collision-Avoidance Assist (FCA) – City/Urban/Interurban/Pedestrian (Both camera and radar)
  • High Beam Assist (HBA)
  • Lane Keeping Assist – Line/Road-edge (LKA-L/R)
  • Rear Cross-Traffic Collision Warning (RCCW)
  • Smart Cruise Control with Stop & Go (SCC with S&G)
Parking Distance Warning – Front (PDW-F): Four sensors, with guidance display✖️✖️
Parking Distance Warning – Rear (PDW-R): Four sensors, with guidance display
Rearview camera with dynamic guidelines
Tyre Pressure Monitoring System (TPMS) – individual tyre reading
Impact detecting auto door unlock
ISOFIX outer rear seats
Anti-theft alarm
Central locking
Engine immobiliser
Two smart key remotes
Electronic Parking Brake (EPB) with auto-hold function
Hyundai Auto Link Premium (app)
One-touch turn signal (3, 5 or 7 flashes)
Rain-sensing wipers
Rear window two-stage, with auto-wipe on reverse
Push-button start

Hyundai Kona Electric interior and comfort features

Launch EditionEliteHighlander
Apple CarPlay and Android Auto
Bluetooth phone connectivity
Satellite navigation✖️
SUNA Live Traffic Updates✖️
Touchscreen – Seven-inch display✖️✖️
Touchscreen – Eight-inch display✖️
Infinity premium audio system with eight speakers and external amplifier✖️
AM/FM radio
Digital radio (DAB+)✖️
Radio Data System (RDS)
AUX/USB audio input with iPod compatibility
Bluetooth audio streaming
Leather-appointed seats and steering wheel
Height adjustable driver's seat
Driver's seat – power-adjustable, 10-way (including 2-way lumbar support)✖️✖️
Eight-way passenger's seat – power-adjustable✖️✖️
Lower front centre console 12V outlet
USB power outlet in front centre lower console
Qi-standard wireless charging pad (front centre console)✖️✖️
Rear centre fold-down armrest
Tilt and slide glass sunroof✖️✖️
All-round electric windows
One-touch window up and down function – front windows
Solar control glass
Rear privacy glass
Auto-dimming Electro-Chromatic Mirror (ECM)✖️✖️
Heated, power-adjustable and folding exterior mirrors
Head-up display (HUD)✖️✖️
Seven-inch supervision TFT display with trip computer and digital speedometer
Single-zone climate control with auto defogging
Rear floor cooling and heating
Ventilated and heated front seats✖️✖️
Heated rear windshield
Heated steering wheel✖️✖️
Cloth headlining✖️✖️
Alloy effect steering wheel inserts, HVAC dial and vents surrounds, interior door handles, centre console and power window switches)
Stone grey/blue (seats)OptionalOptionalOptional
Premium door centre trim materials
LED interior lights✖️✖️
Steering wheel mounted controls – audio, phone, cruise control and trip computer
Tilt and telescopic steering column
Four setting drive mode (Eco, Eco+, Comfort, Sport)
Paddle shifters – regenerative braking control
Shift By Wire (SBW) – electronic gear shift buttons
Spare wheel repair kit

Hyundai Kona Electric exterior features

Launch EditionEliteHighlander
Body-coloured front grille
Front grille upper insert – satin silver
Side garnish insert in satin silver
Roof colour-matched, tailgate-mounted spoiler
Rear silver skid plate
Tailgate garnish insert in chrome✖️✖️
Daytime Running Lights (DRL) – LED
Headlights with auto dusk-sensing and escort/welcome functions
LED headlight (low/high beam)✖️✖️
Projector-beam headlight✖️
LED positioning lights
Static bending lights✖️✖️
Rear fog light
LED High Mount Stop Light (HMSL)
LED rear combination lights✖️✖️
Side mirror-integrated LED indicators
Roof rails
Two-tone roof pack✖️✖️Optional pack
17-inch alloy wheels
Front ventilated brake disc, rear solid brake disc
Single-speed reduction gear transmission
On-board AC charger time (7.2kW)9 hours 35 minutes
On-board DC fast charger50kW fast charger, up to 80%: 75 minutes
100kW fast-charging, up to 80%: 54 minutes
Battery capacity and voltage64 kWh, 366V Lithium-Ion Polymer

Warranty

Hyundai backs up the Kona Electric with a five-year unlimited-kilometre warranty. The battery has an 8-year (up to 160,000km) warranty. Hyundai also includes a 12-month roadside support plan.

Charging

Charging the Kona can be done at home, using an optional Delta in-home charger, for sale at Hyundai dealerships. Hyundai says it unlocks higher amperages, meaning shorter charge times, so you can top up in 9 hours and 35 minutes, easily going from flat to full overnight if you plug it in when you get home from work, for example.

The included emergency charging cable plugs into a standard domestic 240V AC socket but does have a charge time of 27 hours and 50 minutes.

Out and about, the quickest way to top up your Kona would be to find one of the compatible fast-charging stations. Networks like Chargefox have scores of locations dotted around Australia.

Verdict

It's nice to see another mainstream car maker jumping into the electric-car fray. Car reviewers could find little wrong with this EV crossover SUV, other than the price. But, you do get a more powerful, more torquey powertrain for the extra money, plus other nice-to-have passenger comforts. The Kona is a plausible alternative to other similar size SUVs with conventional engines. This could be one of the cars that heralds the mainstream adoption of the electric car.

Compare some options to finance a Hyundai Kona Electric

1 - 11 of 11
$
Name Product Interest Rate (p.a.) Comparison Rate (p.a.) Monthly Repayment View Details CTA
IMB New Car Loan
4.88%
(fixed)
5.23%
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
You'll receive a fixed rate of 4.88% p.a.
A low minimum borrowing amount of $2,000 that you can use to purchase a new car or one that's up to two years old.
loans.com.au - New - Prime Special (Variable)
3.74%
(variable)
4.28%
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a variable rate of 3.74% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
RACV New Car Loans
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
You'll receive a fixed rate from 5.99% p.a.
A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Prime Special (Fixed)
5.09%
(fixed)
5.64%
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
You'll receive a fixed rate of 5.09% p.a. based on your risk profile
Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.

Special Offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. T&Cs apply.
Stratton Finance New Car Loan
From
4.44%
(fixed)
5.76%
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
You'll receive a fixed rate from 4.44% p.a. depending on the lender you are approved with.
Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
OurMoneyMarket Car Loan
From
5.85%
(fixed)
6.47%
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
You'll receive a fixed interest rate from 5.85% p.a. to p.a. based on your risk profile.
Borrow between $2,001 and $75,000 to finance a new or used car up to 7 years.
loans.com.au - Used Car Loan (6+ years)
5.04%
(variable)
5.59%
You'll get a variable rate of 5.04% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
You'll get a variable rate of 5.04% p.a.
Borrow up to $100,000 for a used car for 6+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
NRMA New Car Loan
From
5.99%
(fixed)
6.68%
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 5.99% p.a.
Purchase a new or used car up to 3 years old and benefit from a fixed rate and no monthly fees. Pre-approval available within 5 business hours.
NRMA Used Car Loan
From
6.99%
(fixed)
7.68%
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
You'll receive a fixed rate from 6.99% p.a.
Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
loans.com.au - Used Car Loan (8+ years)
8.94%
(variable)
9.51%
You'll get a variable rate of 8.94% p.a.
Borrow up to $50,000 for a used car for 8+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
You'll get a variable rate of 8.94% p.a.
Borrow up to $50,000 for a used car for 8+ years, with no monthly fee.

Special offer: Settle the loan before 30 June 2022 and enter the draw to win a $1,000 fuel gift voucher. Terms and conditions apply.
Stratton Finance Used Car Loan
From
4.99%
(fixed)
6.41%
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
You'll receive a fixed rate loan from 4.99% p.a. with a comparison rate of 6.41% p.a.
A used car loan of up to $300,000 with quick approval times and balloon payment options.
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Compare car insurance side-by-side and get quotes

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive Car Insurance
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: With Coles comprehensive car insurance, you could earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If your car is damaged, you could benefit from a one-week turnaround on repairs.

⭐ Current offer: Get 10% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Coles customers and Flybuys collectors.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
Bendigo Bank Comprehensive
Agreed or Market
Finder's summary: Bendigo Bank’s comprehensive policy offers up to $30 million in liability insurance, cover for your personal items and the option of a replacement car if your vehicle is being repaired after an accident.

Who it might be good for: Those who seek the peace of mind that comes with high legal liability and a range of cover benefits.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics. You don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get free roadside assistance* for 12 months when you sign up by 30 June. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
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