Hunter Visa Credit Card

Information verified correct on December 6th, 2016

Hunter United Visa credit card is one of the most attractive cards in the industry.

The card's competitive annual fee and low interest rate makes it attractive to both new and experienced credit card holders. It is also linked with the Visa network, so you can use this credit card wherever Visa is accepted.

The Visa credit card has an interest rate of 11.49% p.a., an annual fee of $59, and a 55-day interest free period. The interest rate and annual fee are relatively low compared to other credit cards in the market.

Product NameHunter United Visa Credit Card
Purchase rate (p.a.)11.49% p.a.
Annual fee$59 p.a.
Interest Free Period
The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement.
Up to 55 days on purchases
Cash advance rate (p.a.)16.49% p.a.
Max credit limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Minimum Monthly Repayment3%
Minimum Income$30,000
Card TypeVisa
Late Payment Fee$25
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
2% of transaction value
Complimentary Travel InsuranceNo
Available To Temporary ResidentsNo
Joint ApplicationYes
Minimum Income$30,000
Minimum Age18 years of age
Available to Temporary ResidentsNo
Credit Rating Requirement
Credit rating requirement is provided only as a guide. Understanding your credit file helps you make more informed decisions in regards to your finances. Learn more about what this means here.
Good
Max Credit Limit
This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account.
$25,000
Annual Fee$59 p.a.
Minimum Repayment3%
Late Payment Fee$25
Over Limit Fee$25
Overseas Emergency Replacement$100
Overseas ATM Balance check$1.50
Overseas ATM Withdrawal Fee$1.50
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
2% of transaction value
Gambling Transactions AllowedNo
In BranchYes

Features of the Hunter United Visa credit card

Hunter United credit card is truly an award winning Visa credit card. Its great features make it stand out from the crowd. The following are some of the great features that the card users get to enjoy;

  • Low interest rate. The Visa credit card boasts relatively low rates interest starting from 11.49% p.a. The lower the interest rate on a credit card, the more you save on your purchases.
  • 55 days interest-free period. To increase your savings on purchases, the card comes with a 55 days interest free period. During the period, you can enjoy interest free purchases. NB: To benefit from interest free purchases, you have to pay your closing balance (in full) by the due date.
  • $59 credit limit. To cater for even the big spenders, the card has a relatively large credit limit. With the credit limit, your spending habits are not interfered with. The credit limit can be increased upon request.
  • Low annual fee. To make the Visa credit card even more attractive, Hunter United charges a low annual fee of $25,000. With such a low fee, maintaining a credit card becomes an economical affair.
  • Penalty-free early repayments. If, for any reason whatsoever, you feel like repaying your balances before the due date, you are free to do so without penalties.
  • Rebate reward eligibility. With Hunter United Visa credit card, you are eligible for reward rebates. This is simply a cash-back/refund program.
  • Flexible repayments. To increase flexibility, the card has flexible repayment plans. One has the option to pay fortnightly, weekly or monthly. You go with the repayment plan that fits your lifestyle.
  • Daily calculation of interest charges. To make life easier for people who want to repay before the due date, interest rates on this credit card are calculated on a daily basis.
  • Latest security technology. To ensure safety of your money, the credit card features the latest security technology. You can safely shop with your card both offline and online.
  • Balance transfer. This lets you transfer your debt from another credit card to a low-interest Hunter United Visa credit card. Reasons for the transfer could be reward points, few penalties, or other benefits.
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How to apply for Hunter Visa Credit Card

Application for a Hunter United Visa credit card is a simple and straightforward process, thanks to the financial institution's online application process. With the online application process, applying for the card should not take you more than 5 minutes. In addition to the online application, the application can also be filled out over the phone or in person during regular bank hours.

Eligibility criteria

To qualify for the Visa credit card, you must meet the following.

  • You must be a permanent resident of Australia. Make sure you have proof for that.
  • You must be 18 years and above. You should have documents to prove you are not a minor.
  • You should be in permanent employment. Have documented proof of permanent employment.
  • You should not have past or present legal actions or judgements against you for the recovery of a debt.

Required documents

The make the application easier, make sure you have the following documents ready before you start applying for your Hunter United Visa credit card.

  • Your driver's license number and its expiry date
  • Your employer details including their name and address
  • Your net income (monthly wages and other income)
  • Your contact details and home address
  • Details of a second applicant (if any)

After your application is received, it is reviewed for completeness and credit worthiness and then approved or declined within 48 hours. The financial institution's decision will be communicated promptly.

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