Get the Finder app 🥳

Track your credit score

Free

Hunter United Fixed Home Loan

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .

The Hunter United Fixed Home Loan is a competitive fixed rate mortgage. Here's what you need to know.

Hunter United's Fixed Home Loan lets you lock in a competitive interest rate for one, two or three years. This loan is available with a low deposit and allows for limited extra repayments.

Interest Rate Max Insured LVR Max LVR
2 Year Fixed (Owner Occupier, P&I)
2.19% p.a.
Comparison Rate
2.71% p.a.
90% 80%
Product NameHunter United Fixed Home Loan
Interest Rate TypeFixed
Comp Rate^ (p.a.)
Minimum Loan Amount$400,000
Minimum Loan Term1 year
Maximum Loan Term30 years
Maximum LVR80%
Maximum Insured LVR90%
Mortgage Offset AccountNo
Mortgage 100% OffsetNo
Loan Redraw FacilityNo
Fixed Interest OptionYes
Extra RepaymentYes
Available as equity loan/line of creditNo
Repayment TypePrincipal & Interest and Interest Only Options

Application Fee$350
Lender's Legal Fee$0
Ongoing Fees$0 p.a.
Settlement Fee$0
Discharge Fee$80

Pros

  • Limited extra repayments
  • Available with a low deposit

Cons

  • There is a $350 application fee

What do I need to know about this loan?

The Hunter United Fixed Home Loan is for owner occupiers and investors. The loan has minimal fees.

What are the features and benefits of the Hunter United Fixed Home Loan?

  • Loan amount. This loan has a minimum loan amount of $400,000.
  • Loan to value ratio (minimum deposit). The maximum insured loan to value ratio on this loan is 90%. If your deposit is under 20% of your property's value you may need to pay lenders mortgage insurance.
  • Loan purpose. This loan is available for owner occupiers and investors.
  • Extra repayments. This loan allows you to make extra repayments to a limit of 3% of your original loan amount.
  • More options. This loan does not have split or redraw facilities available.

What fees and charges come with this loan?

The Hunter United Fixed Home Loan only has a few fees to look out for.

  • Application fee: $350. This one-off fee covers the cost of loan settlement.
  • Discharge fee: $80. You pay this fee when you exit the loan, either by refinancing or by paying off the loan.

How do I apply for this loan?

If you are interested in the Fixed Home Loan from Hunter United or just want to learn more, click on the green button and leave your details. A lending specialist from Hunter United will get in touch and help you take the next step.

Related Posts

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

Hunter United Fixed Home Loan

  • Interest Rate

    N/A

  • Comparison Rate

    N/A

  • App Fee / Annual Service Fee

    $350 / $0

  • Max LVR

    80%

Go to site