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Hunter United Credit Card

Last updated:  

No longer offered in the market

The Hunter United Low Rate Visa credit card is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

11.99% p.a.

Balance transfer rate

11.99% p.a.

Purchase rate

$59 p.a.

Annual fee

55 days

Interest free period

Details

Product NameHunter United Visa Credit Card - DISCONTINUED
Balance transfer rate11.99% p.a.
Purchase rate (p.a.)11.99% p.a.
Annual fee$59 p.a.
Interest-free period55 days
Cash advance rate (p.a.)16.99% p.a.
Min credit limit$1,000
Max credit limit$30,000
Card typeVisa
Foreign currency conversion fee (Visa/Mastercard)2.5%
Complimentary travel insuranceNo
Minimum Income$25,000
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationYes

Pros

  • A low interest rate of 11.99% p.a. on purchases

Cons

  • This is a classic 'no-frills' credit card with no additional features, perks or rewards.
Annual fee$59 p.a.
Minimum monthly repayment3% of the closing balance or $5, whichever is greater
Late payment fee$10
Foreign currency conversion fee (Visa/Mastercard)2.5%

How to apply

You can apply for the Hunter United Low Rate Visa online, with a secure application form that you can access via your desktop, tablet or mobile device. To get started, make sure you meet the following eligibility criteria and have all the documents and details you need to complete the application.

Eligibility criteria

  • Minimum income. You must earn at least $25,000 (after tax) if you are working, or at least $15,000 p.a. (after tax) if you are retired.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • Low purchase rate. This card has a purchase rate of 11.99% p.a., which drops to 11.49% p.a. if you already have a home loan with Hunter United.
  • Interest-free days. If you pay the card's entire closing balance by the due date on your statement, you can get up to 55 days interest-free on purchases.

Rates & fees

  • Annual fee. The $59 annual fee on this card is competitive when you compare it with other low rate cards.
  • Cash advance rate. If you use this card to withdraw cash or for any other cash advance transactions, an interest rate of 16.99% p.a. will apply from the time of the transaction. Note that the cash advance rate is 16.49% p.a. if you're an eligible Hunter United home loan customer.

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