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Summary

Buy or refinance a new or used car with a low variable rate.

Please note that Hunter United has merged with IMB Bank. The information on this page has been kept for the benefit of those who are interested and historical records only. You can check IMB Bank car loans here.

If you want to purchase a new or used car, or refinance an existing vehicle, the Hunter United Cracking car loan offers flexible repayment options and a competitive interest rate.

Find out if it's right for you below.

Pros

Low rate
Flexible payment options
Repayment insurance available

Cons

Monthly fee
$250 processing fee
$10,000 minimum loan amount

Details

Product details

Product Name	Hunter United Cracking Car Loan
Interest Rate (p.a.)	4.99%
Comp. Rate (p.a.)	5.34%
Interest Rate Type	Variable
Min Loan Amount	$10,000
Max Loan Amount	$100,000

Main points to consider with the Hunter United Cracking Car Loan

A Hunter United car loan lets you borrow from $10,000 to $100,000 for a new or used car up to five years old. You can also refinance an existing car loan and get a loan term from 1 year to 7 years.

You will receive a variable rate of 4.99% p.a. with a comparison rate of 5.34% p.a. and you have the ability to repay the loan early without penalty.

If you wish to borrow less than $10,000 or want to buy a used car that is more than five years old, you can apply for a Hunter United secured personal loan.

Features of the Hunter United Cracking Car Loan

Low variable rate. You will get a competitive interest rate of 4.99% p.a. with a comparison rate of 5.34% p.a.
Quick approval. Your application can be approved within 24 hours.
Flexible repayment options. You can make additional repayments or pay off the loan early without penalty.
Loan repayment insurance available. Hunter United also offers insurance in the event you can't make your repayments.
Flexible loan amounts. You can borrow from 1 year to 7 years.

Fees and charges

Monthly fee. You will pay an $0 fee each month.
Processing fee. You will also be charged a $250 fee once your loan has been funded.

How to apply for the Hunter United Cracking Car Loan

You can begin your application by clicking "Go to site" above and following the instructions. You will need to meet the following criteria to be eligible for a loan:

You must be over the age of 18
You must be an Australian citizen or permanent resident

You'll also need to provide personal and financial information as part of your application. This includes the following:

Your name, address and contact details
Your employment and income

The Hunter United car loan offers flexible payment options with a low variable rate and is worth considering if you're looking to buy a new or used car. You should also compare a range of car loan options before deciding which one is best for you.

Compare car loan providers

1 - 13 of 13

Name	Interest Rate (p.a.)	Comp. Rate (p.a.)	Application Fee	Monthly Fee	Monthly Repayment
OurMoneyMarket Car Loan - Excellent Credit ExclusiveFixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 6.57% to 21.78%	Application Fee $0	Monthly Fee $0	Monthly Repayment $613.62	Go to site More Info Compare	Finder Exclusive: Apply by November 30th 2023 and if approved, OurMoneyMarket will waive the establishment fee for Excellent Credit Customers.
OurMoneyMarket New Car Loan Fixed1 - 7 Years $2,001 - $75,000	Interest Rate (p.a.) 6.57% to 18.99%	Comp. Rate (p.a.) 7.19% to 21.78%	Application Fee $250 min.	Monthly Fee $0	Monthly Repayment $622.82	Go to site More Info Compare
loans.com.au - New - Fixed Rate Special Fixed3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.79%	Comp. Rate (p.a.) 7.91%	Application Fee $400	Monthly Fee $8	Monthly Repayment $635.94	Go to site More Info Compare	You'll receive a fixed rate of 6.79% p.a. based on your risk profile Finance a new car and benefit from features such as fast approval, no ongoing fees and an optional balloon payment.
CarMoney New Car Loan ExclusiveFixed18 Months - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.89% to 15.09%	Comp. Rate (p.a.) 8% to 16.16%	Application Fee $400	Monthly Fee $8	Monthly Repayment $636.87	Go to site More Info Compare	Finder Exclusive: Apply for and settle a car loan and get a $200 cashback. Limited time offer. Terms and conditions apply.
NRMA New Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $635.67	Go to site More Info Compare	Note: Take out a loan for an eligible electric vehicle and receive a 1.5% discount on your personalised interest rate (interest rates start from 5.49% p.a. and comparison rates from 6.19% p.a.)
RACV New Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 7.29% to 16.99%	Comp. Rate (p.a.) 8% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $635.67	Go to site More Info Compare	You'll receive a fixed rate from 7.29% p.a. A larger loan of $5,000 or more to help you buy a new or used car. 5-hour pre approval available and no ongoing fees.
loans.com.au - New - Variable Rate Special Variable3 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.24%	Comp. Rate (p.a.) 7.36%	Application Fee $400	Monthly Fee $8	Monthly Repayment $630.83	Go to site More Info Compare
CarMoney Used Car Loan Fixed18 Months - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 6.2% to 15.75%	Comp. Rate (p.a.) 6.71% to 16.18%	Application Fee $399	Monthly Fee $0	Monthly Repayment $622.43	Go to site More Info Compare
RACV Used Car Loans Fixed1 - 7 Years $5,000 - $150,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $647.01	Go to site More Info Compare	You'll receive a fixed rate from 8.49% p.a. Benefit from no ongoing fees, 5-hour approval and a 21-day satisfaction guarantee. Interest rate discounts for members.
NRMA Used Car Loan Fixed1 - 7 Years $5,000 - $130,000	Interest Rate (p.a.) 8.49% to 16.99%	Comp. Rate (p.a.) 9.21% to 17.77%	Application Fee $499	Monthly Fee $0	Monthly Repayment $647.01	Go to site More Info Compare	You'll receive a fixed rate from 8.49% p.a. Finance a used car with NRMA and benefit from a fixed rate term and no monthly fees. Pre-approval available within 5 business hours.
Great Southern Bank Fixed Rate Car Loan Fixed1 - 7 Years $5,000 - $100,000	Interest Rate (p.a.) 6.49% to 15.04%	Comp. Rate (p.a.) 6.86% to 15.44%	Application Fee $265	Monthly Fee $0	Monthly Repayment $621.01	Go to site More Info Compare	You'll receive a fixed rate of 6.49% p.a. A secured loan with a high maximum borrowing amount up to $100,000. Redraw facility and no monthly fees.
Stratton Finance New Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 6.29% to 18%	Comp. Rate (p.a.) 6.72% to 23%	Application Fee $395	Monthly Fee $0	Monthly Repayment $623.14	Go to site More Info Compare	You'll receive a fixed rate from 6.29% p.a. depending on the lender you are approved with. Apply for up to $300,000 and use cash or trade in a vehicle to use as a deposit. Optional balloon payment available.
Stratton Finance Used Car Loan Fixed1 - 7 Years $10,000 - $300,000	Interest Rate (p.a.) 7.05% to 18%	Comp. Rate (p.a.) 8.36% to 23%	Application Fee $482	Monthly Fee $8.90	Monthly Repayment $641.79	Go to site More Info Compare	You'll receive a fixed rate loan from 7.05% p.a. with a comparison rate of 8.36% p.a. A used car loan of up to $300,000 with quick approval times and balloon payment options.

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