The mid-market rate is the midpoint between the buy and sell rates on the global market. This means it's the real exchange rate, without the margin that a lot of banks and money transfer services add on.
It's always a good idea to compare the mid-market rate against what your bank is offering to see if it's a good deal or not. You can get an idea of the live mid-market rate by using the calculator below.1
HSBC exchange rates
A complete list of foreign exchange rates offered by HSBC.
Finding a more favourable exchange rate can make a significant impact on how much reaches your recipient when you send money overseas.
Take a look at the live exchange rate on offer from HSBC below and see how this stacks up against some specialist money transfer services.
What are HSBC’s foreign exchange rates?
The table below shows a sample of HSBC's exchange rates, last updated on 21 March 2019.
"Buy" refers to the price at which HSBC purchases each foreign currency listed. When you exchange AUD for another currency, that's the price HSBC gives.
"Sell" refers to the price at which HSBC will sell these foreign currencies in exchange for AUD. If you're sending money overseas from Australia, this is most likely the column that interests you.
Sending money with HSBC: What to know
What we like
- Multi-currency accounts: As an international bank, HSBC offers an exceptional range of multi-currency and international banking options. This opens up new ways of moving and saving money.
- Instant transfers and preferential rates: HSBC multi-currency accounts can make instant international currency transfers and conversions at preferential rates.
What to watch out for
- Account requirements. Multi-currency accounts aren't the best choice for everyone and if you aren't eligible for one or don't need it, another option may be more suitable.
- Fees and rates. Even with a multi-currency account, HSBC may not be as cheap as a specialist money transfer service.
How do HSBC exchange rates compare?
HSBC is more heavily geared towards international banking than most, but it still takes margins on its rates and fees on its services, and won't necessarily be the most cost-effective option, even for existing HSBC customers.
Use the table below to check the current rates and fees for some specialist money transfer services to see how they compare.
The "Rate" and "Amount Received" displayed are indicative rates that have been supplied by each brand or gathered by Finder.
Exchange rates are volatile and change often. As a result, the exchange rate listed on Finder may vary to the actual exchange rate quoted for the brand. Please confirm the actual exchange rate and mention "Finder" before you commit to a brand.
International Money Transfer OffersImportant Information*
TorFX guarantees to match any competitor's exchange rate. Conditions apply.
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SendFX guarantees to match any competitor's exchange rate. T&Cs apply.
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Better exchange rates for Finder customers.
Send 60+ currencies at competitive rates and no fees. If you find a better eligible quote, WorldFirst will beat it.
Global Reach will match any competitor's exchange rates. Conditions apply.
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