HSBC credit card FAQs

Learn how to apply for an HSBC credit card, manage your account and maximise reward options with these frequently asked questions.

Updated

Whether you already have a HSBC credit card or are thinking of applying for one, you can find answers to the most common questions about HSBC credit cards in this guide.

Common questions about HSBC credit cardshsbc logo

The following sections cover FAQs based on common cardholder topics:

Applying for an HSBC credit card

HSBC credit card comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
HSBC Platinum Qantas Credit Card
19.99% p.a.
0% p.a. for 12 months
$99 p.a.
Receive 20,000 bonus Qantas Points and a long-term balance transfer offer. Plus, complimentary travel insurance.
HSBC Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months with 2% balance transfer fee
$99 p.a.
Receive up to 20 months interest-free on balance transfers with a 2% BT fee. Also enjoy exclusive offers with the home&Away Privilege Program.
HSBC Premier World Mastercard
19.99% p.a.
$0 p.a.
Offers a choice of either HSBC Rewards Plus or HSBC Qantas Rewards programs, complimentary travel insurance and a $0 annual fee.
HSBC Corporate Card
19.99% p.a.
$129 p.a.
Offers online access to reporting through Visa IntelliLink, complimentary travel insurances and the ability to set individual spend limits.
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Conducting a balance transfer

Earning and redeeming HSBC Rewards

Interest-free days, insurance and other extra features

Managing your HSBC credit card

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2 Responses

  1. Default Gravatar
    ridleySeptember 29, 2012

    Is it possible to provide some more detail about what’s required to complete the application process? I don’t want to start a process and find half way through that I don’t have all the information required at hand.

    • Avatarfinder Customer Care
      JacobOctober 2, 2012Staff

      Hi Ridley. Thanks for your question. You will need to provide the following information to complete a credit card application: a drivers licence, information about your assets and liabilities, previous pay slips from your employer and if you have been employed for under three months, you may be asked to provide a referral letter from your employer.

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
Bankwest Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months
$0 p.a.
Offers a $0 annual fee, 0% foreign transaction fees, complimentary international travel insurance and a balance transfer offer.
ANZ Low Rate
12.49% p.a.
0% p.a. for 22 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 22 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Qantas American Express Discovery Card
20.74% p.a.
$0 p.a.
Earn 0.75 Qantas Points for your everyday purchases, uncapped, and pay $0 annual fee for the life of the card on this no-frills frequent flyer card.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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