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HSBC credit card FAQs

Learn how to apply for an HSBC credit card, manage your account and maximise reward options with these frequently asked questions.

HSBC credit cards in Australia cater for a wide variety of people, with low rate, frequent flyer and premium credit cards available. Depending on when you apply, you could also enjoy competitive introductory rates and sign-up bonus point offers with a new HSBC credit card. Here, you can find answers to the most common questions about HSBC credit cards, including the application process, balance transfers and rewards options. We also look at HSBC credit card features and common questions about managing your HSBC credit card if you’re already a customer.

HSBC credit card comparison

Rates last updated November 24th, 2017
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
HSBC Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
$129 p.a.
Earn 1 Reward Point per $1 of eligible spend and receive complimentary travel and purchase protection insurances.
HSBC Platinum Qantas Credit Card
19.99% p.a.
0% p.a. for 6 months
$199 p.a.
Receive 60,000 bonus Qantas Points when you meet the spend requirement and earn up to 1 Qantas Point per $1 spent.
HSBC Low Rate Credit Card
13.25% p.a.
0% p.a. for 15 months with 2% balance transfer fee
$55 p.a.
Receive up to 55 days interest-free on purchases. Also enjoy exclusive offers with the home&Away Privilege Program.
HSBC Premier World Mastercard
19.99% p.a.
5.99% p.a. for 6 months
$0 p.a.
Offers a choice of either HSBC Rewards Plus or HSBC Qantas Rewards programs and complimentary travel insurance.
HSBC Corporate Card
19.99% p.a.
$129 p.a.
Offers online access to reporting through Visa IntelliLink, complimentary travel insurances and the ability to set individual spend limits.

Compare up to 4 providers

Common questions about HSBC credit cardsHSBC-logo

The following sections cover FAQs based on common cardholder topics:

Applying for an HSBC credit card

HSBC balance transfers

HSBC rewards

HSBC credit card features

Managing your HSBC credit card

Picture: Shutterstock

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Amy Bradney-George

Amy is a Senior Writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

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2 Responses

  1. Default Gravatar
    ridleySeptember 29, 2012

    Is it possible to provide some more detail about what’s required to complete the application process? I don’t want to start a process and find half way through that I don’t have all the information required at hand.

    • Staff
      JacobOctober 2, 2012Staff

      Hi Ridley. Thanks for your question. You will need to provide the following information to complete a credit card application: a drivers licence, information about your assets and liabilities, previous pay slips from your employer and if you have been employed for under three months, you may be asked to provide a referral letter from your employer.

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