How will the device ban affect your travel insurance?

Richard Laycock 22 March 2017

Casually dressed middle aged man working on laptop in aircraft cabin during his business travel. Shallow depth of field photo with focus on businessman eye.

Travel expert weighs in on Middle East device ban.

Device ban: Travel insurance update

New information has come to light in relation to whether or not your travel insurance will cover you. Please read the updated story here.

On 21 March 2017, the US and UK Governments announced enhanced security procedures for passengers travelling from or through certain Middle Eastern locations.

The new provisions mean that those travelling to the UK on a flight originating from any country on the banned list will not be permitted to bring personal electronic devices (PEDs) larger than 16cm in length, 9.3cm in width and 1.5cm in depth (or thickness) into the cabin, needing to place these items in their checked luggage instead. The US does not give specifications for the PEDs banned from flights but requires any device larger than a cell phone or smartphone to be placed in checked baggage.

But what happens to that device if it's lost, stolen or damaged in transit?

"Unfortunately travel insurance doesn’t cover laptops, cameras, tablets or phones that are checked in as baggage during a flight, which poses an issue with the new ban," said travel expert at Travel Insurance Direct Ash Zaman.

This is concerning news since Dubai and other locations in the region are international business hubs.

"Our advice is that if you're going to be heading to the USA or UK think about leaving the laptop at home if that's an option. If you need to take it for work, talk to your employer about insurance coverage they have available," Zaman said.

If you are planning on travelling to the region, it's important to confirm if your travel insurance will cover you if you have to check your laptop and how much cover they offer for expensive items at a per item limit.

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