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How to get your free credit score

The step-by-step guide to getting your free credit score with finder.

Finances can be complicated, but we aim to keep everything simple. This is why we've created this quick, simple guide to show you how to get your free credit score with finder.

Here we go.

Step 1: Create a free account

Click on the green button below to head to our free credit score page. It will open in a new tab so you won't be directed away from this page.

Get your free credit score

The page will look like this:

credit score home page

After you click Get started, you will need to create an account with finder.com.au. To do this, you will need to enter the following information into the space provided:

  • Your email address. We will use this to send you a confirmation email, so make sure it's accurate.
  • A password. Create a password that contains the following:
  • 8 or more characters
  • At least 1 number and 1 letter

After you've done this, click Create account.

Step 2: Confirm your email address

Once you have created your account, we will send you a confirmation email. We need you to click the orange 'Verify my email' button before you get your credit report.

If you can't see an email from us, wait a minute or two and refresh your inbox. You should also check your junk email folder.

Step 3: Verify your identity

Once you click "Verify my email" you will be taken to a screen that asks you whether you wan to use your Australian passport or state driver's licence as documentation. You will then need to enter the following information.

The next screen will prompt you to enter your Passport or Driver's Licence number. You will then be asked for information about your residential address. If you've lived there less than three years, you will be prompted to enter a previous address as well. Your address details are sent to a secure government registry, the Document Verification Service (DVS), which will match you to your official online identity. Experian will then match its details against the DVS to make sure they have the right person.

As per every single thing you do online in 2019, you have to check some boxes. The first one enables you to be registered for finder's free credit monitoring service. You'll get monthly updates on your report or when something changes. Credit monitoring does not leave a mark on your report and will not affect your score. The second one ensures you agree to our terms of use and privacy policy.

We'll then ask you why you want to know your credit score and have you confirm your details.

Step 4: Your result

After you have entered all of your information correctly, you will be taken to the results page to receive your credit score and your full credit report. You will be told what your credit score is and in which category your score sits.

Free credit score & report

Lenders know your credit score, so why shouldn't you?

Get your credit score and comprehensive report now!

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4 Responses

  1. Default Gravatar
    JenniferSeptember 8, 2018

    My partner doesn’t drive and only has nsw proof of ID from ServicesNsw as ID, is there any other way for him to check his credit? His passport is expired (he used to use that as ID. Thanks!

    • Default Gravatar
      JoelSeptember 8, 2018

      Hi Jennifer,

      Thanks for leaving a question on finder.

      If he does not have a driver’s license, he can use this link instead to order a free copy of his credit file.

      Cheers,
      Joel

  2. Default Gravatar
    DeborahSeptember 26, 2017

    I thought I could use my Medicare number but came back saying I need drivers licence number. I haven’t had one since 1993. I still have the number so is it still acceptable?

    • finder Customer Care
      JoanneSeptember 26, 2017Staff

      Hi Deborah,

      Thanks for reaching out.
      Equifax uses your driver’s licence to access your score through our site. Equifax actually requests for a VALID driver’s license so an expired one may not do. If you have a Medicare ID or Passport you can use this link to order a free copy of your credit file.

      Cheers,
      Joanne

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