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How to get to the UK with reward points

Want to fly to the UK for free? Here’s how reward and frequent flyer points could get you there.

From Big Ben and the Tower of London to castles, theatre and Harry Potter tours, the UK is home to sights and experiences that feature on many a bucket list. But just getting from Australia to the UK is expensive, with airfares usually costing us thousands of dollars. While you could wait around for sale flights, using points from a credit card or frequent flyer program could mean you don’t pay anything for your airfares.

So how many points do you need to get to the UK? This depends on factors such as the rewards program, fare class and the airports you’re flying between. To give you an idea of your options, here we have looked at the points you’d need for a reward economy flight to the UK with six of the most popular reward programs in Australia. Because destinations also change the cost, we’ve focused on flights leaving the major capital cities in Australia that land in busiest airport in the UK – Heathrow.

I want to know how many points I need with

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How to fly to the UK with Qantas Points

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With the Qantas Frequent Flyer program, you can redeem your points for Classic Flight Rewards seats on eligible flights with Qantas, Jetstar and partner airlines, including those in the oneworld alliance. The catch is that Classic Flight Rewards seats are limited and subject to availability, so it’s worth looking at your options in advance – especially if you’re travelling with others.

Classic Flight Rewards to the UK

You can use this table to see how many Qantas Points you need for one-way flight to Heathrow when flying in economy or business class. According to the Qantas Frequent Flyer website, flights from all the capital cities in Australia cost the same amount of points, with the exception of Perth.

Departure city One-way economy flight Return economy flight One-way business class flight Return business class flight
Adelaide, Brisbane, Canberra, Darwin, Hobart, Melbourne or Sydney 60,000 points 120,000 points 128,000 points 256,000 points
Perth 55,000 points 110,000 points 112,000 points 224,000 points

What else do I need to know before using Qantas Points for flights?

Here are the other essential details you should look at when you’re planning to use Qantas Points for your trip to the UK.

  • Fees and taxes. Additional airport and airfare fees, charges and taxes may apply to your tickets. When these costs apply, they will be shown before you confirm your booking.
  • Booking fee. If you make your booking through a Qantas Contact Centre, you’ll be charged a booking fee of 6,000 Qantas Points or $70 per passenger.
  • Limited availability. Any flights you book through Classic Flight Rewards are subject to availability. During popular travel times, such as school holidays or public holidays, there may not be any seats available. So make sure you plan ahead to find flight options for your travel dates.
  • Buying points. If you don’t have enough Qantas Points for a Classic Flight Reward, you can buy additional points for your reward by calling the Qantas Frequent Flyer Service Centre at 13 11 31. You can buy between 500 and 60,000 points at a time, as long as you have at least 80% of the total needed for your reward. Read our guide on buying Qantas Points to learn more about this option.
  • Flight upgrades. If you’ve already booked tickets to the UK with Qantas, you could also think about using your points for a flight upgrade. These rewards can offer great value for your points and mean you’ll get added luxuries for your flights – but they are also subject to availability.

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Compare Qantas Frequent Flyer credit cards

Rates last updated October 16th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Qantas Premier Everyday
40,000 bonus points
Qantas Frequent Flyer
0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($49 p.a. thereafter)
Take advantage of up to 40,000 bonus Qantas Points, a $0 first year annual fee plus complimentary overseas travel insurance.
NAB Qantas Rewards Signature Card
90,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$295 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect 90,000 bonus Qantas Points when you spend $4,000 within 60 days of account opening. Plus, a $295 annual fee in the first year.
Qantas Premier Platinum
60,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$299 p.a.
Get 60,000 bonus Qantas points and a $300 Qantas Flight Voucher when you spend $4,000 in 90 days. Plus, complimentary lounge passes.
HSBC Platinum Qantas Credit Card
60,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$199 p.a.
Receive 60,000 bonus Qantas Points when you spend $3,000 within 3 months of card approval, plus enjoy complimentary travel insurance.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
20.24% p.a.
$50 p.a. annual fee for the first year ($200 p.a. thereafter)
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, a $50 first year annual fee.
St.George Amplify Signature - Qantas
80,000 bonus points
Qantas Frequent Flyer
0.75
19.49% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Enjoy 80,000 bonus Qantas Points when you spend $4,000 within 90 days and 2 complimentary Qantas Club lounge invitations per year.
American Express Westpac Altitude Platinum Bundle - Qantas
75,000 bonus points
Qantas Frequent Flyer
1
0.5
20.24% p.a.
$50 p.a. annual fee for the first year ($249 p.a. thereafter)
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Visa (issued & serviced by Westpac) & Amex (issued & serviced by Amex).
Qantas American Express Discovery Card
Qantas Frequent Flyer
1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
Qantas American Express Ultimate Card
55,000 bonus points
Qantas Frequent Flyer
1.5
20.74% p.a.
$450 p.a.
Receive 55,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 complimentary Qantas Club lounge invitations per year.
American Express Westpac Altitude Black Bundle - Qantas
120,000 bonus points
Qantas Frequent Flyer
1.25
0.75
20.24% p.a.
$300 p.a. annual fee for the first year ($499 p.a. thereafter)
Score up to 120,000 bonus Qantas Points when you meet the T&C with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex).

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Velocity Frequent Flyer

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The Velocity Frequent Flyer program offers two ways for you to use points for flights:

  1. Reward Seat. You can redeem Velocity Points for Reward Seats on flights with Virgin Australia and its partner airlines, subject to availability. Reward Seats typically offer the highest redemption value but may be limited depending on your travel dates.
  2. Any Seat. With this option, you can use your points to pay for any seat booked with Virgin Australia. This option costs more but can give you more flexibility in your booking.

Velocity Reward Seat point estimates

This table shows the minimum points you'd need, based on Velocity's point tables and the estimated miles for direct flights to Heathrow. Note that fees and taxes would also apply to these Reward Seats. As Virgin Australia does not offer direct flights to London, the amount of points required is based on Reward Seat costs for partner airlines including Etihad and Singapore Airlines.

Departure city One-way economy flight Return economy flight One-way business class flight Return business class flight
Adelaide, Brisbane, Canberra, Hobart, Melbourne and Sydney 75,000 150,000 139,000 278,000
Darwin and Perth 65,000 130,000 121,000 242,000

Velocity Any Seat point estimates

The amount of points you need for this reward option varies depending on the commercial cost of the flight and fare class you’re looking at. As an example, we looked at the cost in points and dollars for a one-way flight from Melbourne to Heathrow leaving on the 31 October 2018.

Any Seat covers all eligible Virgin Australia and codeshare partner flights but not all options include the different fares available. So for our example, we chose a flight with Singapore Airlines that had three different economy fares and a business class fare option. Here’s what we found:

One-way flight from Melbourne to Heathrow with Singapore Airlines on 31 October 2018
Booking payment option Economy Elevate Economy Freedom Business Saver Business
Any Seat points 163,300 points 245,800 points 874,500 points 1,181,700 points
Cash payment cost $979.58 $1,474.58 $5,246.58 $7,089.58
Approximate point value per $1 of fare 1 point = 0.59 cents 1 point = 0.59 cents 1 point = 0.59 cents 1 point = 0.59 cents

Fare costs based on flight search from 17 April 2018

What this example shows is that each point is worth around 0.59 cents ($0.0059) for each booking above. But if you can’t find a Reward Seat option that works for your trip to the UK, looking at Any Seat does offer more flexibility.

What else do I need to know to book flights with Velocity Points?

Here are the other essential details you should look at when you’re planning to use Velocity Points for your trip to the UK.

  • Fees and taxes. Additional airport and airfare fees, charges and taxes may apply to your tickets. When these costs apply, they will be shown before you confirm your booking.
  • Booking fee. If you make your booking by calling the Guest Contact Centre, you’ll be charged a booking fee of $70.
  • Limited availability. Reward Seats are subject to availability and may not be available on certain dates. If you’re flexible with your dates, it may be worth searching for flights across a range of days to find one that works for you. Otherwise, you can consider the Any Seat option.
  • Points+Pay. If you don’t have enough Velocity Points for your chosen reward, you can use cash to make up the difference.
  • Flight upgrades. If you already have your tickets to the UK, you could also look at using points to upgrade to a higher fare class. While flight upgrades are subject to availability, they can offer you competitive value for your points.

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Compare Velocity Frequent Flyer credit cards

Rates last updated October 16th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus points in the first 3 months with a $64 first year annual fee. Plus, the chance to win 1 million Velocity Points.
American Express Velocity Platinum Card
75,000 bonus points
Velocity Frequent Flyer
1.5
20.74% p.a.
$375 p.a.
Receive 75,000 bonus Velocity Points when you spend $3,000 within the first 3 months. Plus, Status Credits & lounge passes.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer
0.66
0% p.a. for 14 months (reverts to 20.74% p.a.)
$129 p.a.
Enjoy 0% p.a. interest on purchases for 14 months. Plus, the chance to earn 1 million Velocity Points. Ends 31 Oct 2018.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Save with $64 first year annual fee and 0% p.a. balance transfer offer. Plus, the chance to earn 1 million Velocity Points. Ends 31 Oct 2018.
American Express Velocity Escape Card
Velocity Frequent Flyer
1
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
ANZ Rewards Travel Adventures card
40,000 bonus points
ANZ Rewards Program
1.5
20.24% p.a.
$225 p.a.
Receive 40,000 bonus Velocity Points, 2 yearly Virgin Australia lounge passes, plus enjoy $0 overseas purchase transaction fees.
Virgin Australia Velocity High Flyer Card - 80k Bonus Points offer
80,000 bonus points
Velocity Frequent Flyer
1
20.74% p.a.
$289 p.a.
Get the chance to earn 1 million Velocity Points and earn up to 80,000 bonus points. Plus, a 15 month balance transfer offer. Ends 31 Oct 2018.
American Express Velocity Business Card
Velocity Frequent Flyer
1
$249 p.a.
Take advantage of Velocity Points per $1 spent, no pre-set spending limit, data that feeds into MYOB and up to 51 days interest-free on purchases.
Citi Platinum Credit Card
200,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Earn 10,000 bonus reward Points per month for 20 months. This adds up to 200,000 points, which can be converted to 80,000 Velocity Points.
American Express Explorer Credit Card
50,000 bonus points
Membership Rewards Gateway
2
20.74% p.a.
$395 p.a.
Get 50,000 bonus Membership Rewards points, a yearly $400 Travel Credit and 2 entries per year to the American Express Lounge.
Citi Prestige Card
400,000 bonus points
Citi Rewards Program
3
20.99% p.a.
$700 p.a.
Receive 20,000 bonus reward Points per month for 20 months. This adds up to 400,000 points, which can be converted to 200,000 Velocity Points.
Citi Signature Credit Card
300,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$195 p.a. annual fee for the first year ($395 p.a. thereafter)
Collect 15,000 bonus reward Points per month for 20 months. This adds up to 300,000 points, which can be converted to 150,000 Velocity Points.

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American Express Membership Rewards

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If you have a credit card linked to the American Express Membership Rewards program, you can use points for your UK trip by booking travel directly through your Amex account or by transferring your points to an eligible frequent flyer program.

Using points for direct bookings

You can redeem your Membership Rewards points to pay for travel bookings with American Express Travel Online, Webjet or at selected helloworld locations. With this option, the amount of points you’ll need depends on the retail cost of the fare.

The value of your points could also vary depending on the Membership Rewards stream you’re enrolled in. As a guide, the American Express website says 10,000 Membership Rewards points equals $100 of value when redeemed with either Webjet or Helloworld. So, here’s a table to show how many points you’d need based on examples of the prices you might pay for one-way and return fares to Heathrow:

Fare cost Membership Rewards points needed
$600 60,000 points
$800 80,000 points
$1,000 100,000 points
$1,500 150,000 points
$2,000 200,000 points

Costs are accurate as of 18 April 2018

Transferring Membership Rewards points to a frequent flyer program

Membership Rewards also gives you the option of transferring your points to a partnered frequent flyer program, including Velocity, Emirates Skywards, Etihad Guest and Singapore Airlines KrisFlyer. From there, you can use your points to get a flight to the UK with your preferred airline (or its partners). This can offer you more value per point but does add another step to the redemption process.

It’s also worth noting the amount of frequent flyer points you’ll get varies depending on your Membership Rewards program stream and the frequent flyer program. Generally you’ll get between 0.75 and 1 frequent flyer point for each Membership Rewards point you transfer. You can check the applicable rate by logging into your Membership Rewards account, going to the rewards options and selecting your chosen frequent flyer program.

How many Membership Rewards points would I need?

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To give you an idea of the value of transferring Membership Rewards points to a frequent flyer program, let’s say you have 100,000 Membership Rewards in the Ascent program and you want to fly from Sydney to the UK through Velocity. The transfer rate from Membership Rewards Ascent to Velocity is 1 Membership Rewards point for 1 Velocity Point. This means you’d get 100,000 Velocity Points, which is enough for a one-way economy Reward Seat (from 75,000 points).

If you wanted a return economy seat, you’d need to transfer at least 150,000 Membership Rewards points to get the same number of Velocity Points in your frequent flyer account. Keep in mind that if you already had Velocity Points available, you could also use Membership Rewards to top up your balance before booking flights to the UK.

What else do I need to know to use Membership Rewards for my UK trip?

Here are the other essential details you should look at when you’re planning to use Membership Rewards for your trip to the UK.

  • Additional fees. Booking sites and services may add extra fees that increase to cost of your flights. If you don’t have enough Membership Rewards points, you may want to consider using a combination of points and cash or buying more points.
  • Transfer times. If you decide to transfer Membership Rewards points to a frequent flyer program, keep in mind that it usually takes between 1-5 business days for points to show up on your account.
  • Points-plus-pay. If you don’t have enough Membership Rewards points for a travel booking, you can use cash to make up the difference. Note that this may not always be available if you’ve decided to transfer your points to a frequent flyer program.
  • Complimentary insurance. If your Amex card also offers complimentary credit card travel insurance, using Membership Rewards points to pay for some or all of your flight should activate the cover.

How to transfer credit card points to a frequent flyer program
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Compare American Express Membership Rewards cards

Rates last updated October 16th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
American Express Platinum Edge Credit Card
Membership Rewards Ascent
1
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus 0% p.a. for 12 months on balance transfers.
American Express Essential Credit Card
Membership Rewards Gateway
1
14.99% p.a.
$0 p.a.
Get Smartphone Screen Insurance of up to $500 when you pay for your phone or contract with this card. Plus, a $0 annual fee for life.
American Express Westpac Altitude Platinum Bundle
75,000 bonus points
Westpac Altitude Rewards
2
1
20.24% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
$0 first year annual fee & up to 75,000 bonus Altitude Pts when you meet T&C with this Visa (issued by Westpac) & Amex (issued & serviced by Amex).
American Express Platinum Card
80,000 bonus points
Membership Rewards Ascent Premium
1
$1,450 p.a.
Annual $450 Platinum Travel Credit, 80,000 bonus Membership Rewards points and access to more than 1,200 VIP lounges worldwide.
David Jones American Express
20,000 bonus points
Membership Rewards
1
20.74% p.a.
$99 p.a.
Not just for David Jones shoppers, receive 20,000 bonus Membership Rewards points or 15,000 Qantas Points. Plus, uncapped points potential.
American Express Gold Business Card
Membership Rewards Ascent
1
$169 p.a.
Take advantage of a no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
American Express Platinum Business Card
120,000 bonus points
Membership Rewards
1
$1,750 p.a.
Get 120,000 bonus points, platinum concierge, complimentary lounge passes, overseas travel insurance and luxury hotel benefits.
American Express Business Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway
2
16.99% p.a.
$395 p.a.
Earn 100,000 bonus points when you meet the spend criteria. Plus, 2 yearly entries to the American Express Lounge.

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CommBank Awards

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The CommBank Awards program lets you use your points for travel bookings with Flight Centre. It also gives you the opportunity to transfer your points to Qantas Frequent Flyer or Velocity Frequent Flyer.

Using CommBank Awards points at Flight Centre

If you want to book your UK trip through a travel agent, you can use your CommBank Awards points to pay at selected travel agencies around Australia including Flight Centre, Escape Travel, Student Flights and Travel Associates. You can use a combination of points and cash for this option, as long as you use a minimum of 2,500 points.

The public CommBank Awards website does not list the amount of points you’ll need to pay for travel through Flight Centre and associated agencies. But you may be able to see how many points you'd need by logging in to your CommBank Awards account or by calling the CommBank Awards Centre on 13 16 61 between 8am and 8pm (Sydney time) on weekdays.

Transferring CommBank Awards points to frequent flyer programs

You can also use your CommBank Award points to get Qantas Frequent Flyer or Velocity Frequent Flyer points. The amount of frequent flyer points you get for each CommBank Awards point varies, depending on the card you have. We’ve outlined details for each program below.

Qantas Frequent Flyer

If you want to transfer your CommBank Awards points to Qantas Points, you need to opt-in to the CommBank Awards Qantas Frequent Flyer Direct program. This attracts an annual fee of $30. Your points are then transferred to Qantas Frequent Flyer account at the following rate:

  • 2.5 CommBank Awards points = 1 Qantas Frequent Flyer point

Based on this transfer rate, you’d need 150,000 CommBank Awards points to redeem a one-way economy flight from Sydney, Brisbane or Melbourne to Heathrow (60,000 Qantas Points).

Velocity Frequent Flyer

You can redeem your points to Velocity at any time, as long as you transfer a minimum of 3,600 Awards points. The transfer rate is different depending on your CommBank Awards account level (standard, platinum or diamond), with the following conversions:

  • Awards. 2.5 CommBank Awards points = 1 Velocity Point
  • Platinum and Diamond. 2 CommBank Awards points = 1 Velocity Point

If you had a CommBank Awards credit card, you’d need 149,500 CommBank Awards points to get a one-way flight to the UK from Adelaide, Brisbane, Canberra, Hobart or Sydney (starting from 59,800 Velocity Points). If you had a Platinum or Diamond card, you’d need 119,600 Awards points for this option.

If you find out how many points you'd need to book your UK trip through Flight Centre, you could compare these costs to decide what redemption option offers you the most value before you book.

What else do I need to know to use CommBank Awards for travel?

Here are some key details to remember when you’re using CommBank Awards points to get to the UK:

  • Additional fees. Booking sites and services may add extra fees that increase the cost of your flights. If you don’t have enough CommBank Awards points, you may want to consider using a combination of points and cash, or buying more points.
  • Points-plus-pay. If you don’t have enough CommBank Awards points for a travel booking, you can use cash to make up the difference. Note that this may not always be available if you’ve decided to transfer your points to a frequent flyer program.
  • Subject to availability. All travel products and offers from Flight Centre are subject to availability, as are any flights you book through a frequent flyer rewards program after transferring your points.
  • Frequent flyer point transfers. Once you have transferred your points to Qantas or Velocity Frequent Flyer, the transaction cannot be reversed and the points become a part of that program. Keep in mind that you can only transfer CommBank Awards points to a frequent flyer account that matches the name on your CommBank credit card.
  • Complimentary insurance. If you have a CommBank Awards card that also includes travel insurance, you can enjoy this cover by logging into your NetBank account and activating it before your trip to the UK. No minimum spend is required for this insurance.

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NAB Rewards

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The NAB Rewards program gives you the flexibility to use your points to pay for flight bookings online or to transfer them to your frequent flyer account with Velocity, Asia Miles or Air New Zealand Airpoints.

Using NAB Rewards for flights with Webjet

If you want to book your flights to the UK through Webjet, you can use NAB Rewards to pay for it. While NAB Rewards doesn’t list a fixed value for paying with points in this way, a $500 Webjet gift card would cost 96,150 NAB Rewards points. Based on this, here are some examples of the points you’d need for a flight to the UK:

Fare cost NAB Rewards points needed
$500 96,150 points
$1,000 192,300 points
$1,500 288,450 points
$2,000 384,600 points
$3,000 576,900 points

Costs are accurate as of 18 April 2018

Transferring NAB Rewards to a frequent flyer program

You can also transfer a minimum of 3,000 NAB Rewards points to your frequent flyer account. The following transfer rates apply:

  • Velocity. 3,000 NAB Rewards points = 1,500 Velocity Points
  • Asia Miles. 3,000 NAB Rewards points = 1,000 Asia Miles
  • Air New Zealand Airpoints. 3,000 NAB Rewards points = 45 Airpoints Dollars

Based on this, a one-way Velocity Reward Seat economy flight from Melbourne to Heathrow (59,800 Velocity Points plus fees and taxes) would cost you 119,600 NAB Reward points. For a return economy flight, you’d need at least 239,200 NAB Rewards points.

You can also redeem your points by calling the NAB Loyalty Team on 13 22 65 between 8am and 8pm (AEST) on weekdays.

What else do I need to know to use NAB Rewards for a trip to the UK?

Take these factors into account to make sure you get the most value from your NAB Rewards points when you use them to go to the UK.

  • Points-plus-pay. If you don’t have enough NAB Rewards points to pay for your flights with Webjet, you can use cash to make up the difference.
  • Additional fees. Remember that there could be additional fees and charges when you’re using NAB Rewards points to make bookings through Webjet or when you’ve transferred them to the frequent flyer rewards program.
  • Point transfers. If you’ve decided to transfer your NAB Rewards points to Velocity, Asia Miles or Air New Zealand Airpoints, remember that it could take several business days before the points show up in your frequent flyer account. You also need to transfer a minimum of 3,000 NAB Rewards points at a time.
  • Complimentary insurance. If you have a NAB Rewards credit card that offers complimentary travel insurance, keep in mind that any reward points you use to pay for travel won’t count towards activating the cover. This means you’ll still have to use your card to spend at least $500 on eligible prepaid travel costs to get cover for your trip.

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Compare NAB Rewards cards

Rates last updated October 16th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
NAB Rewards Classic Card
30,000 bonus points
NAB Rewards
0.75
19.99% p.a.
$95 p.a.
Get 30,000 bonus points when you meet the spend requirement, 0.75 NAB Rewards Points per $1 spent and a 0% p.a. balance transfer offer.
NAB Rewards Platinum Card
60,000 bonus points
NAB Rewards
1
19.99% p.a.
$195 p.a.
Collect 60,000 bonus points when you spend $2,500 within 60 days of account opening. Plus, receive complimentary travel and purchase insurances.
NAB Rewards Business Signature Card
100,000 bonus points
NAB Rewards
1.25
18.50% p.a.
$175 p.a.
Earn 100,000 bonus points when you spend $4,000 on everyday business purchases in the first 60 days of account opening.
NAB Rewards Signature Card
90,000 bonus points
NAB Rewards
1.25
19.99% p.a.
$295 p.a.
Receive 90,000 bonus NAB Rewards points, worth over $450 in gift cards or 45,000 Velocity points when you meet the spend requirement.

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flybuys

flybuys-image-logo
The flybuys shopping loyalty program lets you use your flybuys points to pay for flights booked through flybuys travel. You can also transfer them to your Velocity Frequent Flyer account.

Using points to pay for UK flights through flybuys travel

flybuys travel offers flights to Heathrow with a range of airlines including Qantas, Virgin Australia, Etihad, Emirates, British Airways, Qatar and Singapore Airlines.With this option, each point you earn is worth 0.5 cents towards the dollar value of your flight booking.

As the retail cost of flights to Heathrow varies depending on when you book (among other things), here are some examples of the points you’d need for different one-way fares.

Fare cost flybuys points needed
$600 120,000 points
$800 160,000 points
$1,000 200,000 points
$1,500 300,000 points
$2,000 400,000 points

Transferring flybuys points to Velocity

You can also use your flybuys points to help redeem flights to the UK through your frequent flyer account if you’re a member of Velocity, with a minimum transfer of 2,000 flybuys points giving you 870 Velocity Points.

Based on this transfer rate, you’d need at least 172,414 flybuys points if you wanted to transfer them to your Velocity account for a one-way economy Reward Seat from Sydney to Heathrow (75,000 Velocity Points).

What else do I need to know to use flybuys points for travel?

If you want to use flybuys points to get to the UK, here are the key factors to keep in mind:

  • Points plus pay. If you don’t have enough flybuys points to pay for your flights with flybuys travel, you can use cash to make up the difference.
  • Additional fees. Remember that there could be additional fees and charges when you’re using flybuys points to make bookings through flybuys travel or when you redeem them after transferring them to a frequent flyer rewards program.
  • Point transfers. If you’ve decided to transfer your flybuys points to Velocity, remember that you'll need to transfer a minimum of 2,000 flybuys points.

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Using credit card bonus point offers to pay for your flights

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Reward and frequent flyer credit cards often come with introductory bonus point offers that you could use to help pay for your flights to the UK. For example, a card that offers 100,000 bonus Qantas or Velocity points would give you almost enough for a return economy flight (from 120,000 Qantas Points or 119,600 Velocity Points).

If you took advantage of this type of bonus point offer, you could then buy the remaining points, use a points-plus-pay option or save up the points you’d earn for every dollar spent on the card until you had enough for your flight.

Just take note that credit card bonus point offers require you to spend a specific amount of money and may include other eligibility criteria. Check the fine print and compare a range of cards so that you can see if there is a card and bonus point offer that will work for you.

With the right offers and a clear plan for how you’ll use your points, this travel hack gives you a way to get to the UK without paying a fortune before you’re there. Then it's just a matter of figuring out what you'll see and do in London, and beyond.

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Amy Bradney-George

Amy is a senior writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.

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