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How to get to Thailand with reward points

Cash in your reward points for a flight to Thailand and save your money to spend when you’re there.

Be it for sightseeing, shopping or pure relaxation, exotic Thailand is an easy vacation choice for many Australians. With numerous direct flights connecting major Australian cities to Thai cities, the cost of flying there can be under $500 with budget airlines and under $1,000 via major airlines. However, with reward points, you could even get there without forking out a cent, giving you more cash to spend on your trip.

This guide looks at the points you’d need for a reward flight to Thailand with six of the most popular reward programs in Australia. Because the cost changes for different destinations, we’ve focused on flights leaving major Australian capital cities that land in the busiest Thai international airport in the capital city of Bangkok – Suvarnabhumi Airport.

I want to know how many points I need with

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How to fly to Thailand with Qantas Points

For Qantas Frequent Flyer program members, Classic Flight Rewards usually offer the most value for redeeming flights with Qantas Points. You may book a redemption flight under this category 353 days in advance, and it is advisable that you book early since allocated seats in the category are limited.

Classic Flight Rewards

While the number of Qantas Points required for each Classic Flight Reward will vary by date, flight carrier, flight combination and number of stops, this table represents the lowest number of points you would need to fly from capital cities in Australia to Bangkok. These points prices are based on information from the Qantas website and were accurate at the time of writing on 25 July 2017. Please use this information as a guide but make sure to check out the Qantas website for the most up-to-date points costs.

Departure cityOne-way economy flightReturn economy flightOne-way business class flightReturn business class flight
Adelaide35,00070,00072,000144,000
Brisbane28,00046,00060,000120,000
Melbourne28,00046,00060,000120,000
Perth22,50045,00050,000100,000
Sydney28,00052,00060,000120,000

What else do I need to know?

Here are some other essential details to be aware of when using Qantas Points for your trip to Thailand.

  • Fees and taxes. Taxes, fees and carrier charges may apply to your booking.
  • Cancellation or change fee. A points penalty may apply in the event you wish to change or cancel your reward flight.
  • Limited availability. Classic Flight Rewards are limited to availability, so you should book early. You may also need to be a little more flexible when choosing your flight dates and times.
  • Points Plus Pay. You can usually pay for Qantas flights using a combination of cash and points, but not when you’re redeeming a Classic Flight Reward. If you want to do this, you can choose a Points Plus Pay flight with Qantas and partner airlines.
  • Flight upgrades. You may also purchase a flight upgrade with points by requesting a domestic or international Classic Upgrade Reward. Conditions may apply.

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Compare Qantas Frequent Flyer credit cards

Rates last updated February 18th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Qantas American Express Ultimate Card
100,000 bonus points
Qantas Frequent Flyer


1.5
20.74% p.a.
$450 p.a.
Take advantage of 100,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
ANZ Frequent Flyer Black
75,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Get 75,000 bonus Qantas Points when you meet the spend requirement, a $0 first year annual fee & 2 yearly complimentary Qantas Club invitations.
St.George Amplify Platinum - Amplify Qantas
60,000 bonus points
Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days and earn up to 0.5 Qantas points per $1 spent.
NAB Qantas Rewards Signature Card
100,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$395 p.a.
Collect 100,000 bonus Qantas Points when you spend $3,000 within 60 days of account opening. Plus, earn up to 12,500 points per statement period.
HSBC Platinum Qantas Credit Card
60,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$199 p.a.
Receive 60,000 bonus Qantas Points when you spend $3,000 within 3 months of card approval, plus enjoy complimentary travel insurance.
Bank of Melbourne Amplify Platinum - Qantas Rewards
60,000 bonus points
Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Receive 60,000 bonus Qantas or Amplify Points when you spend $3,000 within 90 days and earn up to 0.5 Qantas points per $1 spent.
Qantas American Express Premium Card
30,000 bonus points
Qantas Frequent Flyer


1.25
20.74% p.a.
$249 p.a.
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
Qantas American Express Discovery Card
Qantas Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
ANZ Frequent Flyer
25,000 bonus points
Qantas Frequent Flyer


0.5
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you meet the offer criteria and save with a $0 first year annual fee. Plus, uncapped Qantas Points potential.
St.George Amplify Signature - Amplify Qantas
90,000 bonus points
Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Qantas Points when you spend $5,000 within 90 days and receive two complimentary Qantas Club lounge invitations per year.

Compare up to 4 providers

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Velocity Frequent Flyer

Velocity frequent flyer members have two options when deciding how to redeem their points for flights:

Reward Seat. These seats are available exclusively for Velocity members who wish to fly using points. Reward seats offer the highest redemption value, and are limited and subject to availability.

Any Seat. With this option, you can use your points to pay for any seat booked with Virgin Australia. This option costs more but allows greater booking flexibility.

Velocity Reward Seat point estimates

These figures are based on the points tables and estimated miles for direct flight routes. As such, it details the minimum points required and is correct at the time of writing on 2 August 2017.

Departure cityOne-way economy flightReturn economy flightOne-way business class flightReturn business class flight
Sydney, Brisbane, Adelaide, Melbourne27,800 points55,600 points59,900 points119,800 points
Darwin, Perth22,300 points44,600 points49,500 points99,000 points

Velocity Any Seat point estimates

The number of points you’ll need for an Any Seat reward will depend on the commercial cost and the fare class of the flight.

For example, an Economy flight from Sydney to Bangkok on 31 October 2017 at 9:05am would cost 93,800 points whereas the same flight at 4:10pm will cost 188,600 points.

Any Seat covers all eligible Virgin Australia and codeshare partner flights. For example, both of these flights are with Virgin Australia’s partner airline Singapore Airlines.

What else do I need to know?

From fees to other reward options, consider these other factors before you redeem your Velocity Points for a trip to Bangkok:

  • Fees and taxes. Additional airport and airfare fees, charges and taxes may apply to your booking.
  • Booking fee. If you make your booking by calling the Guest Contact Centre, you’ll be charged a booking fee of $70.
  • Limited availability. Reward Seats are subject to availability and may not be available on certain dates or times.
  • Points+Pay. If you don’t have enough Velocity Points for your chosen reward, you can use cash to cover the rest of the cost.
  • Flight upgrades. If you already have your tickets to Thailand, you could look at using points to upgrade to a higher fare class. While flight upgrades are subject to availability, they can offer you competitive value for your points.

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Compare Velocity Frequent Flyer credit cards

Rates last updated February 18th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Virgin Australia Velocity Flyer Card - Bonus Points Offer
60,000 bonus points
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 60,000 bonus Velocity Points in the first 3 months and enjoy a discounted annual fee of $64 for the first year. Ends 28 February 2018.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer


0.66
0% p.a. for 14 months (reverts to 20.74% p.a.)
$129 p.a.
Save with 0% p.a. on purchases for 14 months and 0% p.a. on balance transfers for 6 months. Offer ends on 28 February 2018.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer


1.5
20.74% p.a.
$375 p.a.
Receive 50,000 bonus Velocity Points, a complimentary Virgin Australia return Economy domestic flight each anniversary year, plus, 2 lounge passes.
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
Velocity Frequent Flyer


0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Save with 0% p.a. for 18 months on balance transfers and earn 3 bonus Velocity Points per $1 for the first 3 months. Offer ends on 28 February 2018.
American Express Velocity Escape Card
Velocity Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
ANZ Rewards Travel Adventures card
40,000 bonus points
ANZ Rewards Program


1.5
20.24% p.a.
$225 p.a.
Receive 40,000 bonus Velocity Points, 2 yearly Virgin Australia lounge passes, plus enjoy $0 overseas purchase transaction fees.

Virgin Australia Velocity High Flyer Card - 80k Bonus Points offer
80,000 bonus points
Velocity Frequent Flyer


1
20.74% p.a.
$289 p.a.
Take off sooner with up to 80,000 bonus Velocity Points and earn up to 1 Velocity Point per $1 spent. Offer ends on 28 February 2018.
American Express Velocity Business Card
Velocity Frequent Flyer


1
$249 p.a.
Take advantage of Velocity Points per $1 spent, no pre-set spending limit, data that feeds into MYOB and up to 51 days interest-free on purchases.

Compare up to 4 providers

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American Express Membership Rewards

If you have an American Express credit card that is linked to the Membership Rewards program, you can redeem your Membership Rewards points to book flights via American Express Travel and partnered travel agents. You can also exchange your Membership Rewards for points with select frequent flyer programs.

Using points for direct bookings

You can use your Membership Rewards to book flights through American Express Travel, Webjet or at selected helloworld locations. With this option, the amount of points you’ll need depends on the retail cost of the fare.

The value of your points also varies depending on the Membership Rewards stream you’re enrolled in. For this example, we’ve looked at the American Express Membership Rewards Gateway stream, which is available on the American Express Essential and Amex Explorer cards.

The Gateway Membership Rewards terms and conditions say that 13,500 Membership Rewards points equals $100 of your travel booking.

Here’s a table to show how that looks based on examples of the prices you might pay for one-way and return fares to Thailand:

Fare costMembership Rewards points needed
$60081,000 points
$70094,500 points
$800108,000 points
$900121,500 points
$1,000135,000 points

*Costs are accurate as of 2 August 2017

Transferring Membership Rewards points to a frequent flyer program

If you already belong to a frequent flyer program, you can also exchange your Membership Rewards for points with partnered airline programs including Velocity, Thai Airways Royal Orchid Plus, Singapore Airlines KrisFlyer, Emirates Skywards and Etihad Guest.

The exchange rate between Membership Rewards and frequent flyer points will also depend on the Membership Rewards stream you belong to. For example, Ascent or Ascent Premium Membership Rewards members can often get a 1:1 exchange rate when transferring with partnered programs. However, the Gateway program will get you 0.75 frequent flyer points for every 1 Membership Reward you exchange. You’ll see the transfer rate when you log in to your Membership Rewards account.

How many American Express Rewards points would I need for a trip to Bangkok?

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Say you have 100,000 Membership Rewards from your American Express Explorer credit card. As this card is linked to the Gateway program, you’ll get 0.75 Velocity Points per 1 Membership Reward or 75,000 Velocity Points if you transferred your entire point balance.

With Velocity, 75,000 points is enough to get you a return Economy flight from Sydney, Brisbane or Melbourne to Bangkok (55,600 points) or a one-way Business class flight for the same route (119,800 points).

What else do I need to know?

Before you book your flights to Thailand courtesy of your Membership Rewards, consider the following factors:

  • Additional fees. Booking sites and services may add extra fees that increase the cost of your flights.
  • Transfer times. If you transfer Membership Rewards points to a frequent flyer program, keep in mind that it may be 1–5 business days before the points appear in your account.
  • Points plus pay. If you don’t have enough Membership Rewards points to redeem your reward, you can use a combination of points and cash or buy more points. Please note that this option won’t always be available if you’ve transferred your points to a frequent flyer program.
  • Complimentary insurance. If your Amex card also comes with complimentary credit card travel insurance, you can activate the insurance cover when you use your Membership Rewards points to pay for some or all of your flight.

How to transfer credit card points to a partnered frequent flyer program

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Compare American Express Membership Rewards cards

Rates last updated February 18th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
American Express Essential Credit Card
Membership Rewards Gateway


1
14.99% p.a.
$0 p.a.
Get Smartphone Screen Insurance of up to $500 when you pay for your phone or contract with this card. Plus, a $0 annual fee for life.
American Express Platinum Edge Credit Card
Membership Rewards


1
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus 0% p.a. for 12 months on balance transfers.
American Express Platinum Card
80,000 bonus points
Membership Rewards Premium Ascent


1
$1,200 p.a.
Receive an annual $300 Platinum Travel Credit, 80,000 bonus Membership Rewards points and access to more than 1,100 VIP lounges.
David Jones American Express
20,000 bonus points
Membership Rewards


1
20.74% p.a.
$99 p.a.
Receive 20,000 bonus points, David Jones benefits including complimentary standard delivery, gift wrapping and invites to exclusive fashion events.
American Express Gold Business Card
10,000 bonus points
Membership Rewards Ascent


1
$169 p.a.
Take advantage of 10,000 bonus points, no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
American Express Platinum Business Card
150,000 bonus points
Membership Rewards Premium Ascent


1
$1,500 p.a.
Enjoy 150,000 bonus points, a platinum business concierge, complimentary Virgin Lounge access, worldwide travel insurance and hotel benefits.
American Express Business Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway


2
16.99% p.a.
$395 p.a.
Earn 100,000 bonus points when you meet the spend criteria. Plus, 2 yearly entries to the American Express Lounge at Sydney International Airport.
David Jones American Express Platinum Card - Qantas Frequent Flyer
30,000 bonus points
Qantas Frequent Flyer


0.75
20.74% p.a.
$295 p.a.
Fly faster with up to 3 Qantas Points per $1 spent and receive complimentary travel insurance when travel is booked on your card.

Compare up to 4 providers

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CommBank Awards

If you own a CommBank credit card that is linked to the CommBank Awards rewards program, you can use your points to book flights to Thailand through a partnered travel agency or by exchanging them for frequent flyer points.

Using points for a Thailand flight booking with Flight Centre

You can use your CommBank Awards points to book flights to Bangkok through partnered travel agencies including Flight Centre, Escape Travel, Student Flights and Travel Associates. You can also opt to use a combination of points and cash to cover the cost, but you must use a minimum of 2,500 points.

CommBank doesn’t openly list the number of points you’ll need to book through a partnered travel agency, so we’ve looked at the number of points needed to redeem a Flight Centre gift card as an example. A $100 gift card costs 20,000 Awards points.

We’ve calculated how many points you’d need to redeem enough gift vouchers to cover a flight to Thailand below:

Fare costCommBank Awards points needed
$600120,000 points
$800160,000 points
$1,000200,000 points
$1,500300,000 points
$2,000400,000 points

*Costs are accurate as of 2 August 2017

How to redeem CommBank Awards points instantly at Flight Centre

To redeem CommBank Awards via Flight Centre, you need to show your card in-store and request to pay with points.

Transferring CommBank Awards points to frequent flyer programs

If you’re already a Velocity or Qantas frequent flyer member, you can exchange your CommBank Awards for points with either of these programs. The number of frequent flyer points you’ll get will vary depending on the card you have, so we’ve outlined the details for each program below.

Qantas Frequent Flyer

If you want to transfer your CommBank Awards points to Qantas Points, you need to opt-in to the CommBank Awards Qantas Frequent Flyer Direct program. This attracts an annual fee of $30. Your points are then transferred to your Qantas Frequent Flyer account at the following rate:

2.5 CommBank Awards points = 1 Qantas Frequent Flyer point

Based on this transfer rate, you’d need 130,000 CommBank Awards to get the 52,000 Qantas Points you’d need to redeem a return Economy flight from Sydney to Bangkok.

Velocity Frequent Flyer

You can redeem your points to Velocity at any time, as long as you transfer a minimum of 3,600 Awards points. The transfer rate is different depending on your CommBank Awards account level (standard, gold, platinum or diamond), with the following conversions:

Awards and Gold: 2.5 CommBank Awards points = 1 Velocity Point
Platinum and Diamond: 2 CommBank Awards points = 1 Velocity Point

If you have a Platinum or Diamond CommBank Awards card, you’d need 111,200 CommBank Awards points to get the 55,600 points required for an Economy return flight from Sydney to Bangkok.

What else do I need to know?

Consider these factors before using your CommBank Awards to book flights to Thailand:

  • Additional fees. Booking sites and services may charge additional fees to your booking.
  • Points plus pay. If you don’t have enough CommBank Awards points for a travel booking, you can make up the difference with cash.
  • Subject to availability. All travel products and offers from Flight Centre are subject to availability. The same applies to flights you book through a frequent flyer rewards program after transferring your points.
  • Frequent flyer point transfers. Once you’ve transferred your points to Qantas or Velocity Frequent Flyer, you cannot reverse the transaction. You can also only transfer CommBank Awards points to a frequent flyer account that is under the same name on your CommBank credit card.
  • Complimentary insurance. If you have a CommBank Awards card that also includes travel insurance, you can access the cover by logging into your NetBank account and activating it before your trip. No minimum spend is required for this insurance, but make sure to read the insurance policy document first.

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NAB Rewards

If you own a NAB Rewards credit card, you can use your points to redeem flights via Webjet or transfer them to a frequent flyer account with Velocity, Asia Miles or Air New Zealand Airpoints.

Using NAB Rewards for flights with Webjet

If you want to book your flights to Bangkok through Webjet, you can use NAB Rewards to pay for it. While NAB Rewards doesn’t list a fixed value for paying with points in this way, as a guide, a $100 Webjet gift card would cost 19,230 points. Based on this, here are some examples of the points you’d need for a flight to Bangkok:

Fare costNAB Rewards points needed
$600115,380 points
$800153,840 points
$1,000192,300 points
$1,500288,450 points
$2,000384,600 points

*Costs are accurate as of 2 August 2017

Transferring NAB Rewards to a frequent flyer program

You can also transfer a minimum of 3,000 NAB Rewards to a frequent flyer account with the following programs and transfer rates:

Velocity. 3,000 NAB Rewards points = 1,500 Velocity Points
Asia Miles. 3,000 NAB Rewards points = 1,000 Asia Miles
Air New Zealand Airpoints. 3,000 NAB Rewards points = 45 Airpoints Dollars

Based on this, a Velocity Awards economy flight from Melbourne to Bangkok (55,600 points) would cost you 111,200 NAB Rewards points. In comparison, you’d need 45,000 Asia Miles for a one-way economy flight from Brisbane, Sydney or Melbourne. That works out to be 135,000 NAB Rewards points.

What else do I need to know?

Before using your NAB Rewards to pay for your Thailand holiday, consider the following:

  • Points plus pay. If you don’t have enough NAB Rewards points to book a flight, you can use cash to make up the difference.
  • Additional fees. You may be charged extra fees when you’re using NAB Rewards points to make bookings through Webjet or when you’ve transferred them to your frequent flyer account and then use them to book a flight.
  • Point transfers. If you’re transferring your NAB Rewards points to Velocity, Asia Miles or Air New Zealand Airpoints, it could take several business days for the points to appear in your frequent flyer account.
  • Complimentary insurance. If you have a NAB Rewards credit card that offers complimentary travel insurance, any reward points you use to pay for travel won’t count towards activating the cover. This means you’ll still have to use your card to spend at least $500 on eligible prepaid travel costs to get cover for your trip.

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Compare NAB Rewards cards

Rates last updated February 18th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
NAB Rewards Classic Card
30,000 bonus points
NAB Rewards


0.75
19.99% p.a.
$95 p.a.
Receive 0.75 NAB Rewards Points per $1 spent and complimentary purchase protection insurance. Plus, a 0% p.a. for 6 months balance transfer offer.
NAB Rewards Platinum Card
60,000 bonus points
NAB Rewards


1
19.99% p.a.
$195 p.a.
Collect 60,000 bonus points when you spend $2,500 within 60 days of account opening. Plus, receive complimentary travel and purchase insurances.
NAB Rewards Signature Card
100,000 bonus points
NAB Rewards


1.25
19.99% p.a.
$295 p.a.
Receive 100,000 bonus NAB Rewards points, worth $500 in gift cards or 50,000 Velocity points when you meet the spend requirement.
NAB Rewards Business Signature Card
100,000 bonus points
NAB Rewards


1.25
18.50% p.a.
$175 p.a.
Earn 100,000 bonus points when you spend $3,000 on everyday business purchases in the first 60 days of account opening. Ends 25 February 2018.

Compare up to 4 providers

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flybuys

If you belong to the flybuys program, you can use your points to book flights through flybuys travel or transfer them to either Velocity points or Etihad Guest miles.

Using flybuys points for flybuys travel bookings

You can use flybuys travel to earn points on travel bookings or to redeem points for flights, holiday packages and car rentals. When booking flights, you can choose a range of airlines including Qantas, Virgin Australia, Etihad, Emirates, Cathay Pacific, Singapore Airlines and Thai Airways.

With flybuys travel, each point you earn is worth 0.5 cents towards the dollar value of your flight booking. As the retail cost of flights to Bangkok varies depending on when you book (among other things), here are some examples of the points you’d need for different one-way fares.

Fare costflybuys points needed
$600120,000 points
$800160,000 points
$1,000200,000 points
$1,500300,000 points
$2,000400,000 points

Transferring flybuys points to Velocity or Etihad Guest

You can also use your flybuys points to help redeem flights to Thailand through your frequent flyer account if you’re a member of Velocity or Etihad Guest. The following transfer rates apply:

Velocity. A minimum transfer of 2,000 flybuys points equals 870 Velocity Points.
Etihad Guest. A minimum transfer of 10,000 flybuys points equals 4,000 Etihad Guest Miles.

You’re more likely to take flight from Sydney to Bangkok with Virgin Australia, so we’ve looked at how many flybuys you’ll need to redeem a flight with Velocity Points. If you wanted to take a one-way economy Reward Seat from Sydney to Bangkok with Virgin worth 27,800 points, you’d need approximately 63,960 flybuys points.

Want to know your points potential? You can use our calculator to see how many Velocity Points you could earn on your weekly Coles shopping trip.

How can I transfer flybuys points to Velocity or Etihad Guest?

Here are the basic steps you can take to use flybuys points to get to Thailand through one of these frequent flyer programs:

  1. Log into your flybuys account and click on the “Rewards” link.
  2. Search for your frequent flyer program and click on the result.
  3. Choose the number of points you want to transfer and follow the prompts to confirm the reward.

If you haven’t redeemed flybuys points for frequent flyer rewards, you may also be asked to link your accounts by entering your frequent flyer membership details.

What else do I need to know?

If you want to redeem your flybuys to help you reach your trip to Thailand, consider these factors before spending your points:

  • Points plus pay. If you don’t have enough flybuys points to redeem your flights, you can use a combination of cash and points to cover the cost.
  • Additional fees. You could be charged additional fees when you’re using flybuys points to make bookings through flybuys travel or when you redeem them after transferring them to a frequent flyer rewards program.
  • Point transfers. If you’ve decided to transfer your flybuys points to Velocity or Etihad Guest, remember that minimum transfer amounts apply. It could also take up to five business days for points to show up in your Etihad Guest account. However, transfers to Velocity are instant.

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Compare credit cards that earn flybuys rewards

If you belong to a frequent flyer or credit card loyalty program, there are plenty of ways you can use your points to help cut the cost of your next holiday. Once you’ve saved up enough points, make sure to weigh up your options and calculate which one offers the most value for your points before you book your flights.

If you have enough points for that trip to Thailand, you can use our Thailand travel money guide to organise how you’ll handle your cash on holiday. You can also use our Thailand travel guide for tips on the best places to stay, what to do and to compare cheap travel deals.

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Sally McMullen

Sally McMullen is an editor at finder.com.au who is a credit cards, frequent flyer and travel money expert by day and music maven by night.

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