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How to earn frequent flyer points on utilities

Information verified correct on December 10th, 2016

Want to be rewarded for paying your bills? Use your frequent flyer membership to earn points when you pay.

The Velocity and Qantas Frequent Flyer programs allow you to earn points simply by paying your bills. Each of the frequent flyer programs has partnered with companies that reward you with points when you sign up with them as well as each time you pay your bill. With these programs, paying a bill can be an opportunity to turn your payments into points that can be used for your next holiday or reward.

Compare Qantas Frequent Flyer Credit Cards

Rates last updated December 10th, 2016.

NAB Qantas Rewards Premium Card - Exclusive Offer

Exclusive 75,000 bonus points when you spend $1,500 on everyday purchases in the first 90 days.

October 24th, 2016

American Express Qantas Ultimate Card

New offer of 100,000 bonus Qantas Points + extended 0% for 12 months BT offer until 30 January 2017

November 15th, 2016

ANZ Frequent Flyer Platinum

50,000 bonus points offer has been extended, plus a new offer of $0 annual fee for the first year.

November 29th, 2016

View latest updates

Jonathan Choi Jonathan
Rewards Points per $ spent (AMEX) Rewards Points per $ spent (VISA/MC) Bonus Points Annual fee
HSBC Platinum Qantas Credit Card
Receive 60,000 bonus Qantas Points on eligible spend within 3 months. Enjoy access to premium benefits and complimentary insurance.
0 1 60,000 bonus points $199 p.a. Go to site More info
ANZ Frequent Flyer Black
Qantas Points earn rate (uncapped)
- AMEX*: 1.5 point for every $1
- Visa*: 0.75 point for every $1
*(on eligible spend)
Bonus signup points: 75,000
When you spend $2,500 on eligible purchases within the first 3 months of card approval
1.5 0.75 75,000 bonus points $0 p.a. annual fee for the first year ($425 p.a. thereafter) Go to site More info
American Express Qantas Ultimate Card
Qantas Points earn rate (uncapped)
- AMEX*: 1 point for every $1
*(on eligible spend)
Bonus signup points: 100,000
(conditions apply)
1 0 100,000 bonus points $450 p.a. Go to site More info
NAB Qantas Rewards Premium Card - Exclusive Offer
Get 75,000 bonus Qantas Points plus enjoy a low promotional offer of 4.99% p.a. for 6 months on balance transfers.
1.5 0.5 75,000 bonus points $250 p.a. Go to site More info
American Express Qantas Premium Card
Qantas Points earn rate (uncapped)
- AMEX*: 1.00 point for every $1
*(on eligible spend)
Bonus signup points: 30,000
(conditions apply)
1 0 30,000 bonus points $249 p.a. Go to site More info
American Express Qantas Discovery Card
Qantas Points earn rate (uncapped)
- AMEX*: 1 point for every $1
*(on eligible spend)
Bonus signup points: 7,500
(conditions apply)
1 0 7,500 bonus points $0 p.a. Go to site More info
ANZ Frequent Flyer Platinum
Qantas Points earn rate (capped)
- AMEX*: 1.5 point for every $1
- Visa*: 0.5 point for every $1
*(on eligible spend)
Qantas signup Points: 50,000
When you spend $2,500 on eligible purchases in the first three months
1.5 0.5 50,000 bonus points $0 p.a. annual fee for the first year ($295 p.a. thereafter) Go to site More info
American Express David Jones - Qantas Rewards
Earn 30,000 Membership Rewards points or 22,500 Qantas Points when you spend outside of store 3 times in the first month.
0.75 0 22,500 bonus points $99 p.a. Go to site More info
Westpac Altitude Black - Exclusive Offer
Earn 100,000 bonus points when you spend $5,000 on eligible purchases, choose between two reward programs offering Altitude or Qantas Rewards and receive premium cardholder benefits.
3 1.25 100,000 bonus points $395 p.a. Go to site More info
NAB Qantas Rewards Premium Card
Qantas Points earn rate (capped)
- AMEX*: 1.5 point for every $1
- Visa*: 0.5 point for every $1
*(on eligible spend)
1.5 0.5 25,000 bonus points $250 p.a. Go to site More info
Citi Qantas Signature Credit Card
Earn up to 50,000 bonus Qantas Points when you spend $2,000 or more on eligible purchases in the first 90 days. Plus, enjoy introductory interest rates on balance transfers and purchases with a discounted annual fee of $199 in the first year.
0 1 50,000 bonus points $199 p.a. annual fee for the first year ($395 p.a. thereafter) Go to site More info
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Earn Qantas Frequent Flyer points on your phone plan

Qantas Frequent Flyer points can be earned through changing your current providers to a Qantas-partnered company. Participating companies that offer the chance to earn points include:

  • Vodafone mobile plan. This new partnership lets Qantas Frequent Flyer members and Aquire members enjoy a one-time reward of Qantas Points or Aquire Points across three Vodafone 24-month Qantas Red plans or Qantas Business Red plans.

You will earn the following Qantas Points when you sign up for the Qantas Plans.

Vodafone plan typeQantas Points earned
$80 per month4,000 points
$100 per month5,000 points
$130 per month7,500 points

If you sign up for your Vodafone plan online, you can earn double the points:

Vodafone plan typeQantas Points earned
$80 per month8,000 points
$100 per month10,000 points
$130 per month15,000 points

Plan information is current as of 10th March 2016.

Earn Velocity Frequent Flyer points on energy

Lumo Energy and Virgin’s Velocity Frequent Flyer program have partnered together for the Lumo Velocity Package. By signing up to Lumo Velocity, you will receive 10,000 Velocity Points as well as six points for every dollar you spend. Lumo energy is only available in Queensland, New South Wales, South Australia and Victoria.

Packages offered by Lumo Energy

virgin-moneyEarn Velocity Frequent Flyer points on insurance

You can also earn points through switching your other bill providers to a partner of the Velocity Frequent Flyer program. Opportunities to earn points include:

  • Virgin Money - comprehensive car insurance. Save 25% and earn 5,000 bonus Velocity Points when you buy Virgin car insurance.

Virgin car insurance cover options

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Before going ahead, what else do I need to know?

  • Pay with a co-branded Velocity or Qantas Frequent Flyer credit card.  By using your Velocity credit card or Qantas Frequent Flyer card you can double the number of points you earn. Not only will you receive the points outlined through the provider, but you will also get bonus points by using your credit card.
  • Improve your credit score. Considering you’ll already have to fork out cash to pay your bills, using your credit card could be a good way to earn points and improve your credit score at the same time. So long as you’re making timely repayments, paying your bills on your credit card could help strengthen your credit history.
  • How long until the points go into my account? It can take up to three months for the points to be credited to your Qantas Frequent Flyer account. Velocity Points from third parties usually take up to 30 days to appear in your account.
  • Spending on credit. While spending on credit and earning rewards is beneficial to cardholders, high-rewarding credit cards do come with high fees and interest rates. Make sure the benefit outweighs the cons before signing up.
  • Temptation to spend. Rewards are exciting and it would be an easy mistake to spend more than you have just to earn points. Remember to only spend what you can afford to repay.
  • Terms and conditions. While the idea of earning points through paying bills sounds good, check that the energy or utility provider you’re with can earn you points.

By paying your bills with your frequent flyer credit card, you can get extra value back from dreaded monthly liabilities. Earning points on everyday purchases can help you redeem rewards more quickly. Compare the terms and conditions to make sure you understand what you’ll be earning before you sign up.

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