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How to earn frequent flyer points on utilities

Want to be rewarded for paying your bills? Use your frequent flyer membership to earn points when you pay.

The Velocity and Qantas Frequent Flyer programs allow you to earn points simply by paying your bills. Each of the frequent flyer programs has partnered with companies that reward you with points when you sign up with them as well as each time you pay your bill. With these programs, paying a bill can be an opportunity to turn your payments into points that can be used for your next holiday or reward.

Compare Qantas Frequent Flyer Credit Cards

Rates last updated November 19th, 2017
Name Product Bonus Points Rewards Points per $ spent (VISA/MC) Rewards Points per $ spent (AMEX) Purchase rate (p.a.) Annual fee Product Description
NAB Qantas Rewards Signature Card
100,000 bonus points
1
19.99% p.a.
$395 p.a.
Earn Qantas Points on your everyday spending, take advantage of complimentary overseas travel insurance and a 24/7 concierge service.
Qantas Premier Platinum
75,000 bonus points
1
19.99% p.a.
$149 p.a. annual fee for the first year ($299 p.a. thereafter)
Fly further with 75,000 bonus Qantas points, up to 2 Qantas Points per $1 spent and 2 yearly complimentary Qantas Club lounge invitations.
HSBC Platinum Qantas Credit Card
60,000 bonus points
1
19.99% p.a.
$199 p.a.
Receive complimentary Qantas Frequent Flyer membership and take advantage of complimentary international travel insurance.
ANZ Frequent Flyer Platinum
65,000 bonus points
0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
Earn Qantas Points and take advantage of complimentary international travel insurance and a 24/7 concierge service.
Qantas American Express Discovery Card
1
20.74% p.a.
$0 p.a.
Earn Qantas points that can be redeemed for a one way, return or multi-destination Classic Flight Reward on over 50 partner airlines.
ANZ Frequent Flyer Black
75,000 bonus points
1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Earn 75 bonus Status Credits when you apply by 24 January 2018, buy and fly return with Qantas by 31 May 2018.
Qantas American Express Ultimate Card
55,000 bonus points
1.5
20.74% p.a.
$450 p.a.
Take advantage of a high Qantas Points earn rate and two American Express Airport Lounge entries each calendar year.
St.George Amplify Signature - Amplify Qantas
60,000 bonus points
0.75
0
19.49% p.a.
$279 p.a.
Collect Qantas Points as you spend and receive two complimentary Qantas Club Lounge invitations and complimentary overseas travel insurance.
ANZ Frequent Flyer
25,000 bonus points
0.5
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you apply online, are approved and spend $2,500 on eligible purchases within the first 3 months.
St.George Amplify Platinum - Amplify Qantas
40,000 bonus points
0.5
19.49% p.a.
$99 p.a.
Fly faster with up to 0.5 Qantas Points per $1 spent and receive complimentary overseas travel insurance.
David Jones American Express - Qantas Frequent Flyer
15,000 bonus points
0
0.75
20.74% p.a.
$99 p.a.
Fly faster with up to 2.25 Qantas Points per $1 spent and access a range of exclusive, complimentary instore benefits at David Jones.
American Express Qantas Business Rewards Card
100,000 bonus points
1.25
$450 p.a.
Earn up to 2 Qantas Points per $1 spent on eligible purchases and enjoy up to 51 days interest-free on purchases.
NAB Qantas Rewards Premium Card
25,000 bonus points
0.66
19.99% p.a.
$250 p.a.
A Visa card that comes with a 24/7 personal concierge and complimentary travel insurance.
Bank of Melbourne Amplify Platinum - Qantas Rewards
40,000 bonus points
0.5
19.49% p.a.
$99 p.a.
Fly faster with 0.5 Qantas Points per $1 spent and receive complimentary overseas travel insurance.
BankSA Amplify Signature - Amplify Qantas
60,000 bonus points
0.75
0
19.49% p.a.
$279 p.a.
Fly faster with up to 0.75 Qantas Points per $1 spent and instantly become a Visa Luxury Hotel Collection member.
Qantas American Express Premium Card
30,000 bonus points
1.25
20.74% p.a.
$249 p.a.
A competitive Qantas Points earn rate, two Qantas Club lounge invitations plus complimentary Qantas epiQure Premium membership.

Compare up to 4 providers

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Earn Qantas Frequent Flyer points on your phone plan

Qantas Frequent Flyer points can be earned through changing your current providers to a Qantas-partnered company. Participating companies that offer the chance to earn points include:

  • Vodafone mobile plan. This new partnership lets Qantas Frequent Flyer members and Aquire members enjoy a one-time reward of Qantas Points or Aquire Points across three Vodafone 24-month Qantas Red plans or Qantas Business Red plans.

You will earn the following Qantas Points when you sign up for the Qantas Plans.

Vodafone plan typeQantas Points earned
$80 per month4,000 points
$100 per month5,000 points
$130 per month7,500 points

If you sign up for your Vodafone plan online, you can earn double the points:

Vodafone plan typeQantas Points earned
$80 per month8,000 points
$100 per month10,000 points
$130 per month15,000 points

Plan information is current as of 10th March 2016.


Earn Velocity Frequent Flyer points on energyenergy-australia-logo150x150

Velocity and EnergyAustralia have partnered to offer Velocity frequent flyers a way to earn points on their electricity and gas bills. You can earn up to 20,000 Velocity Points if you sign up to an eligible gas and electricity account and link it with your frequent flyer account before 3 May 2017. Existing EnergyAustralia customers can also earn 1,000 bonus points and a $100 Virgin Australia Holidays voucher when they link their accounts by 3 May 2017. Both new and existing customers who have linked their EnergyAustralia and Velocity accounts will receive an anniversary 2,000 Velocity Points bonus every year.

Packages offered by EnergyAustralia

virgin-moneyEarn Velocity Frequent Flyer points on insurance

You can also earn points through switching your other bill providers to a partner of the Velocity Frequent Flyer program. Opportunities to earn points include:

  • Virgin Money - comprehensive car insurance. Save 25% and earn 5,000 bonus Velocity Points when you buy Virgin car insurance.
  • Virgin Money - Home and Contents Insurance. Save 35% and earn 5,000 Velocity Points when you combine and buy Virgin Home and Contents Insurance Price Saver online before 31 December 2017.
  • Cover-More travel insurance. Earn 3 points per $1 spent and enjoy peace of mind with travel insurance and emergency medical assistance. Silver, Gold and Platinum members will also earn a 50%, 75% and 100% respectively on top of the base points earned.

Virgin car insurance cover options

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Before going ahead, what else do I need to know?

  • Pay with a co-branded Velocity or Qantas Frequent Flyer credit card. By using your Velocity credit card or Qantas Frequent Flyer card you can double the number of points you earn. Not only will you receive the points outlined through the provider, but you will also get bonus points by using your credit card.
  • Improve your credit score. Considering you’ll already have to fork out cash to pay your bills, using your credit card could be a good way to earn points and improve your credit score at the same time. So long as you’re making timely repayments, paying your bills on your credit card could help strengthen your credit history.
  • How long until the points go into my account? It can take up to three months for the points to be credited to your Qantas Frequent Flyer account. Velocity Points from third parties usually take up to 30 days to appear in your account.
  • Spending on credit. While spending on credit and earning rewards is beneficial to cardholders, high-rewarding credit cards do come with high fees and interest rates. Make sure the benefit outweighs the cons before signing up.
  • Temptation to spend. Rewards are exciting and it would be an easy mistake to spend more than you have just to earn points. Remember to only spend what you can afford to repay.
  • Terms and conditions. While the idea of earning points through paying bills sounds good, check that the energy or utility provider you’re with can earn you points.

By paying your bills with your frequent flyer credit card, you can get extra value back from dreaded monthly liabilities. Earning points on everyday purchases can help you redeem rewards more quickly. Compare the terms and conditions to make sure you understand what you’ll be earning before you sign up.

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