Review finances

How to earn frequent flyer points on utilities

Want to be rewarded for paying your bills? Use your frequent flyer membership to earn points when you pay.

The Velocity and Qantas Frequent Flyer programs allow you to earn points simply by paying your bills. Each of the frequent flyer programs has partnered with companies that reward you with points when you sign up with them as well as each time you pay your bill. With these programs, paying a bill can be an opportunity to turn your payments into points that can be used for your next holiday or reward.

Compare Qantas Frequent Flyer Credit Cards

Rates last updated May 22nd, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
HSBC Platinum Qantas Credit Card
60,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$199 p.a.
Receive 60,000 bonus Qantas Points when you spend $3,000 within 3 months of card approval, plus enjoy complimentary travel insurance.
ANZ Frequent Flyer Black
75,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$0 p.a. annual fee for the first year ($425 p.a. thereafter)
Get 75,000 bonus Qantas Points when you meet the spend requirement, a $0 first year annual fee & 2 yearly complimentary Qantas Club invitations.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Qantas Points when you spend $4,000 within 90 days and receive two complimentary Qantas Club lounge invitations per year.
ANZ Frequent Flyer Platinum
65,000 bonus points
Qantas Frequent Flyer


0.75
19.99% p.a.
$0 p.a. annual fee for the first year ($295 p.a. thereafter)
Receive 65,000 bonus Qantas Points when you spend $2,500 on eligible purchases within the first 3 months. Plus, a $0 annual fee for the first year.
Qantas American Express Ultimate Card
55,000 bonus points
Qantas Frequent Flyer


1.5
20.74% p.a.
$450 p.a.
Receive 55,000 bonus Qantas Points, a $450 Qantas Travel Credit each year and 2 yearly complimentary Qantas Club lounge invitations.
Qantas American Express Discovery Card
Qantas Frequent Flyer


1
20.74% p.a.
$0 p.a.
Earn uncapped Qantas Points on purchases, pay $0 annual fee for life and take advantage of a 0% p.a. for 12 months balance transfer offer.
Bank of Melbourne Amplify Platinum
50,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Earn 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
Bank of Melbourne Amplify Signature
90,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Get 90,000 bonus Amplify or Qantas Points when you spend $4,000 within 90 days and earn up to 1.5 Amplify or 0.75 Qantas Points per $1 spent.
ANZ Frequent Flyer
25,000 bonus points
Qantas Frequent Flyer


0.5
19.99% p.a.
$0 p.a. annual fee for the first year ($95 p.a. thereafter)
Get 25,000 bonus Qantas Points when you meet the offer criteria and save with a $0 first year annual fee. Plus, uncapped Qantas Points potential.
St.George Amplify Card
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Take advantage of 3% p.a. interest on balance transfers for 36 months. Plus, a $0 first year annual fee and Amplify or Qantas Points per $1 spent.
NAB Qantas Rewards Signature Card
100,000 bonus points
Qantas Frequent Flyer


1
19.99% p.a.
$395 p.a.
Collect 100,000 bonus Qantas Points when you spend $4,000 within 60 days of account opening. Plus, earn up to 12,500 points per statement period.
St.George Amplify Platinum
50,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Receive 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas Points or 1 Amplify Point per $1 spent.
Bank of Melbourne Amplify Card
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Take advantage of a 3% p.a. for 36 months balance transfer offer, Amplify or Qantas points per $1 spent and enjoy a $0 annual fee for the first year.
David Jones American Express - Qantas Frequent Flyer
15,000 bonus points
Qantas Frequent Flyer


0.75
20.74% p.a.
$99 p.a.
Fly faster with 15,000 bonus Qantas Points, up to 2.25 points per $1 spent and access a range of exclusive, in-store benefits at David Jones.
Qantas American Express Premium Card
30,000 bonus points
Qantas Frequent Flyer


1.25
20.74% p.a.
$249 p.a.
Enjoy 30,000 bonus Qantas Points, 2 complimentary Qantas Club lounge invitations per year and the protection of complimentary insurance covers.
NAB Qantas Rewards Premium Card
60,000 bonus points
Qantas Frequent Flyer


0.66
19.99% p.a.
$250 p.a.
Offers 60,000 bonus points when you meet the spend requirements and Qantas Points for your everyday spending. Plus a 24/7 personal concierge.
Bendigo Bank Qantas Platinum Mastercard
Qantas Frequent Flyer


0.6
19.99% p.a.
$149 p.a.
Earn 0.6 Qantas Points per $1 spent on eligible purchases, get 180 days of comprehensive travel insurance and extended warranty on purchases.
BankSA Amplify Platinum
50,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$99 p.a.
Receive 50,000 bonus Amplify or Qantas Points when you spend $2,000 within 90 days and earn 1 Amplify or 0.5 Qantas Points per $1 spent.
BankSA Amplify Signature
90,000 bonus points
Amplify Rewards / Qantas Frequent Flyer


0.75
19.49% p.a.
$279 p.a.
Receive 90,000 bonus Amplify or Qantas Points when you spend $4,000 within 90 days and earn up to 1.5 Amplify or 0.75 Qantas points per $1 spent.
BankSA Amplify Card
Amplify Rewards / Qantas Frequent Flyer


0.5
19.49% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Receive a 3% p.a. for 36 months balance transfer and earn Qantas or Amplify Points per $1 spent. Plus, enjoy a $0 annual fee for the first year.

Compare up to 4 providers

Back to top

Earn Qantas Frequent Flyer points on your phone plan

Qantas Frequent Flyer points can be earned through changing your current providers to a Qantas-partnered company. Participating companies that offer the chance to earn points include:

  • Vodafone mobile plan. This new partnership lets Qantas Frequent Flyer members and Aquire members enjoy a one-time reward of Qantas Points or Aquire Points across three Vodafone 24-month Qantas Red plans or Qantas Business Red plans.

You will earn the following Qantas Points when you sign up for the Qantas Plans.

Vodafone plan typeQantas Points earned
$80 per month4,000 points
$100 per month5,000 points
$130 per month7,500 points

If you sign up for your Vodafone plan online, you can earn double the points:

Vodafone plan typeQantas Points earned
$80 per month8,000 points
$100 per month10,000 points
$130 per month15,000 points

Plan information is current as of 10th March 2016.


Earn Velocity Frequent Flyer points on energyenergy-australia-logo150x150

Velocity and EnergyAustralia have partnered to offer Velocity frequent flyers a way to earn points on their electricity and gas bills. You can earn up to 20,000 Velocity Points if you sign up to an eligible gas and electricity account and link it with your frequent flyer account before 3 May 2017. Existing EnergyAustralia customers can also earn 1,000 bonus points and a $100 Virgin Australia Holidays voucher when they link their accounts by 3 May 2017. Both new and existing customers who have linked their EnergyAustralia and Velocity accounts will receive an anniversary 2,000 Velocity Points bonus every year.

Packages offered by EnergyAustralia

virgin-moneyEarn Velocity Frequent Flyer points on insurance

You can also earn points through switching your other bill providers to a partner of the Velocity Frequent Flyer program. Opportunities to earn points include:

  • Virgin Money - comprehensive car insurance. Save 25% and earn 5,000 bonus Velocity Points when you buy Virgin car insurance.
  • Virgin Money - Home and Contents Insurance. Save 35% and earn 5,000 Velocity Points when you combine and buy Virgin Home and Contents Insurance Price Saver online before 31 December 2017.
  • Cover-More travel insurance. Earn 3 points per $1 spent and enjoy peace of mind with travel insurance and emergency medical assistance. Silver, Gold and Platinum members will also earn a 50%, 75% and 100% respectively on top of the base points earned.

Virgin car insurance cover options

Back to top

Before going ahead, what else do I need to know?

  • Pay with a co-branded Velocity or Qantas Frequent Flyer credit card. By using your Velocity credit card or Qantas Frequent Flyer card you can double the number of points you earn. Not only will you receive the points outlined through the provider, but you will also get bonus points by using your credit card.
  • Improve your credit score. Considering you’ll already have to fork out cash to pay your bills, using your credit card could be a good way to earn points and improve your credit score at the same time. So long as you’re making timely repayments, paying your bills on your credit card could help strengthen your credit history.
  • How long until the points go into my account? It can take up to three months for the points to be credited to your Qantas Frequent Flyer account. Velocity Points from third parties usually take up to 30 days to appear in your account.
  • Spending on credit. While spending on credit and earning rewards is beneficial to cardholders, high-rewarding credit cards do come with high fees and interest rates. Make sure the benefit outweighs the cons before signing up.
  • Temptation to spend. Rewards are exciting and it would be an easy mistake to spend more than you have just to earn points. Remember to only spend what you can afford to repay.
  • Terms and conditions. While the idea of earning points through paying bills sounds good, check that the energy or utility provider you’re with can earn you points.

By paying your bills with your frequent flyer credit card, you can get extra value back from dreaded monthly liabilities. Earning points on everyday purchases can help you redeem rewards more quickly. Compare the terms and conditions to make sure you understand what you’ll be earning before you sign up.

Back to top
Was this content helpful to you? No  Yes

Related Posts

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question
Go to site