How much is Invisalign? And how to reduce your costs with health insurance

Invisalign is not actually a dental procedure, it’s a type of orthodontic product. Invisalign makes invisible braces as an alternative to traditional metal braces. Here we’ll look at the treatment, costs, and how it’s covered by health insurance.

What is Invisalign?

Invisalign is a set of clear aligners that helps to straighten your teeth. This type of treatment has grown in popularity over recent years, with over 5.5 million patients worldwide.

It has several advantages over traditional dental braces. You can eat all your favourite foods, there are no wires to break, it’s easy to clean your teeth and, best of all, the aligners can barely be seen.

Invisalign aligners can also help you maintain good oral hygiene because they can be taken out when you eat and drink. They are custom-made for your teeth and fitted by a dentist who has been specifically trained on Invisalign. To make them, your dentist will take photos, X-rays and impressions of your teeth. They also use 3D technology to create a treatment plan.

Who is Invisalign for?

Invisalign treatment isn’t suitable for everyone. If you have a large overbite or need extensive work that involves shifting your jaw, Invisalign may not be the best solution. Invisalign aligners are also not ideal for children who still have growing teeth.

For adults and older teenagers who don’t need any major work done on their teeth, Invisalign could be a good option, but you’ll need to ask a dentist. You can see an orthodontist from as early as seven years of age to see if it is a good option for you.

How does Invisalign compare?

When it comes to fixing the alignment of your teeth, you can choose traditional braces or clear aligners. Below we’ve compared some of the core features of metal braces and Invisalign:

How much does Invisalign cost?

The cost of Invisalign treatment depends on what your dentist charges but you can expect to pay between $2,000 and $8,000.

There are a few things that can impact the amount you pay, including:

1. How much alignment your teeth need
2. How many adjustments will need to be made
3. How many aligners you will need

Many dentists offer payment plans that allow you to pay for the treatment over several months or years.

Is Invisalign covered by health insurance?

Yes, it is. You can often get a rebate for Invisalign treatment as part of orthodontics cover found in an extras health insurance policy. It’s categorised under “major dental”.

Not all Australian health funds offer rebates for Invisalign treatment, and if you’re taking out health insurance for the first time, you will have a 12-month waiting period before you can claim.

If you’re looking to claim on private health insurance, here are a few steps to take when weighing up your costs:

If you currently have health insurance

1. Review your current health insurance policy to see if you have a major dental limit.
2. If you do, look for orthodontic and check how much you can claim each year.
3. Ask your dentist for the Invisalign treatment numbers.
4. Share these with your health fund provider to get an accurate rebate and out-of-pocket costs.
5. Stick with your current provider, or if you're not happy shop around using the tips below.

If you’re buying for the first time

1. Compare either “extras” or “hospital and extras” health insurance policies that include orthodontic.
2. You’ll need a fairly high level of extras cover as it’s quite a costly procedure.
3. Wait the 12-month period so you can claim; in the meantime, you can claim other rebates such as general dental.
4. Ask your dentist or Invisalign provider for the item numbers of your treatment.
5. Give your insurer these numbers to get an exact figure on your total rebate amount.

Compare some options with Major Dental

Here are a few options from finder.com.au partners that offer a major dental limit where Invisalign may be covered depending on the treatment. They all have a 12-month waiting period and prices are based on a single living in Sydney. If you can get the Medicare numbers from your dentist, this will help work out how much is covered.

Provider	Policy	Annual Limit	Price per month	Apply
	Lifestyle Extras	$600	$51.00	Go to Site
	Vital Extras	$700	$56.35	Go to Site

*Quotes are based on less than $90,000 income.

Picture: Unsplash

Alex Holderness

As Finder's health insurance Publisher, Alex Holderness aims to make a confusing topic easy to understand. She has a keen passion for health and can regularly be seen clocking up the kilometres on foot. She's been published in Start-Up Daily, Australian Healthcare Week and Hospital Health.

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