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Honda Civic insurance rates

Shedding light on car insurance prices

Average Honda Civic insurance rates

The average comprehensive insurance policy for a Honda Civic is $112 a month, or $1,188 a year. Your actual cost could be higher or lower depending on your driving record, the number of kilometres you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2017 Honda Civic
  • More than 30,000 kilometres driven yearly
  • No accidents in the past five years
  • Driver located in Sydney
  • Car parked in garage at night
  • Black vehicle

About the Honda Civic

Honda Civic Insurance FinderThe Honda Civic has been around since 1972. It is known for its overall low cost, safety features and fuel efficiency. The 2017 Honda Civic sets the standard for being one of the best compact cars in its class, and it helped Honda Australia achieve a 14% sales increase over 2016.

Insurance companies determine the insurance cost for a Honda Civic based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver's history and location. Honda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Honda Civic shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.


Compare insurance providers that cover the Honda Civic

1 - 7 of 7
Name Product Roadside assistance Accidental damage Storm Choice of repairer Agreed or market value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Covers a little more than other insurers. You don’t need to pay an excess for windscreen repairs and cover applies to anyone who uses your car.

⭐ Current offer: Get $100 off your first year's comprehensive car insurance premium when you buy online. T&Cs apply.

Who it might be good for: Multiple people using one car.
Bingle Comprehensive
Market
Finder's summary: Our data shows it’s the cheapest comprehensive policy. It just covers the basics such as damage to your car, theft and storms – it doesn’t go in for add-ons and extras.

Who it might be good for: Those wanting a low-cost, no-frills policy.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: Our best-rated Car Insurer for Customer Satisfaction in 2021/2022 and Green Insurer for the last 3 years.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those who want a trustworthy insurer and more cover than other brands, such as 3-year new car replacement (e.g. they'll give you money for a new car for up to 3 years if yours is written off).
Kogan Comprehensive
Optional
Agreed or Market
Finder's summary: Kogan comes with all the perks that most comprehensive car insurance policies include, but you'll also be entitled to some benefits from its online store. This usually comes in the form of a gift voucher or discount if you buy online.

⭐ Current offer: Get $115 off first year premiums when you purchase Kogan Comprehensive Car Insurance online + $10 monthly kogan.com credit. T&Cs apply.

Who it might be good for: Kogan shoppers and those after a good range of policy options.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct). .

⭐ Current offer: Earn up to 30,000 Qantas Points with every Qantas Car Insurance policy you take out by 7 February. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
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Random Honda Facts

  • Honda was founded in 1946 and became the world's largest motorcycle manufacturer by 1964.
  • Honda's original lineup of cars didn't sell well, and the company considered getting out of the automobile business. However, the launch of the Honda Civic in 1972 was so successful, it turned Honda's automobile fortunes around.
  • Before starting Honda, founder Soichiro Honda originally had a business selling piston rings to Toyota.
  • Honda's vision is to cut collisions in half by the time their 2020 models are released.

How does the Honda Civic compare?

Various 2017 non-racing Honda models can range in price from $14,990 to $57,990. The 2017 Honda Civic sits at the upper end of that range, with a base price of $20,990 and going all the way up to $57,990. With the average insurance rate at $1,187 per year, the annual insurance cost–to–base car price ratio is 5.6%.


How safe is the Honda Civic?

The Honda Civic was awarded a 5-Star overall safety rating from the Australasian New Car Assessment Program (ANCAP). It achieved a score of 14.93 out of 16 for the side impact crash test and a 14.75 out of 16 on the frontal impact crash test.

The current generation of Honda Civic comes equipped with anti-lock brakes, electronic brake distribution and electronic stability control.

How reliable is the Honda Civic?

According to the J.D. Power Predicted Reliability rating, the latest Honda Civic model was rated above average.

The 2017 Honda Civic has a five-year unlimited KM warranty and six-year protection against rust perforation.

A 2016 parking brake recall affected more than 350,000 Honda Civics worldwide, including in Australia. The electric parking brake might not operate if it is used immediately after the ignition is turned off.


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