Honda Civic insurance rates

Shedding light on car insurance prices

Average Honda Civic insurance rates

The average comprehensive insurance policy for a Honda Civic is $112 a month, or $1,188 a year. Your actual cost could be higher or lower depending on your driving record, the number of kilometres you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2017 Honda Civic
  • More than 30,000 kilometres driven yearly
  • No accidents in the past five years
  • Driver located in Sydney
  • Car parked in garage at night
  • Black vehicle

About the Honda Civic

Honda Civic Insurance FinderThe Honda Civic has been around since 1972. It is known for its overall low cost, safety features and fuel efficiency. The 2017 Honda Civic sets the standard for being one of the best compact cars in its class, and it helped Honda Australia achieve a 14% sales increase over 2016.

Insurance companies determine the insurance cost for a Honda Civic based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver's history and location. Honda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Honda Civic shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.

Random Honda Facts

  • Honda was founded in 1946 and became the world's largest motorcycle manufacturer by 1964.
  • Honda's original lineup of cars didn't sell well, and the company considered getting out of the automobile business. However, the launch of the Honda Civic in 1972 was so successful, it turned Honda's automobile fortunes around.
  • Before starting Honda, founder Soichiro Honda originally had a business selling piston rings to Toyota.
  • Honda's vision is to cut collisions in half by the time their 2020 models are released.

How does the Honda Civic compare?

Various 2017 non-racing Honda models can range in price from $14,990 to $57,990. The 2017 Honda Civic sits at the upper end of that range, with a base price of $20,990 and going all the way up to $57,990. With the average insurance rate at $1,187 per year, the annual insurance cost–to–base car price ratio is 5.6%.

Compare insurance providers that cover the Honda Civic

Details Features
Comprehensive
Comprehensive
Save 24% on your policy if you've been claim free for 3 years.
  • Discounts: No
  • Pay monthly at an extra cost
  • Hire car after theft: Yes - up to $50 a day
  • Choice of repairer: No
  • Roadside assistance: No
Get Quote More info
Comprehensive
Comprehensive
Save up to 15% when you buy online.
  • Discounts: Buy online and save 15%
  • Pay monthly at an extra cost
  • Hire car after theft: Yes - up to $1,000 (limit 14 days)
  • Choice of repairer: Yes
  • Roadside assistance: Optional
Get Quote More info
Comprehensive
Comprehensive
Buy online and save up to 10%. Price-beat guarantee for drivers aged over 25.
  • Discounts: Buy online and save up to 10%
  • Pay monthly at no extra cost
  • Hire car after theft: Yes - up to $70 a day for up to 14 days
  • Choice of repairer: No
  • Roadside assistance: Optional
Get Quote More info
Comprehensive
Comprehensive
Complete a quote but don't end up switching? You'll still get 100 YouiDollars.
  • Discounts: Chance for 100 YouiDollars
  • Pay monthly at an extra cost
  • Hire car after theft: Yes - Reasonable costs for 14 days
  • Choice of repairer: Yes
  • Roadside assistance: Yes
Get Quote More info
Comprehensive
Comprehensive
Buy online and save up to 10% on your policy.
  • Discounts: Save up to 10% when you buy online
  • Pay monthly at no extra cost
  • Hire car after theft: Yes - up to $70 a day for 14 days
  • Choice of repairer: No
  • Roadside assistance: Optional
Get Quote More info
Price Saver (Comprehensive)
Price Saver (Comprehensive)
New customers can receive up to 10,000 Velocity Frequent Flyer points. Ends 28 Feb 2018.
  • Discounts: Buy online and save 15%
  • Pay monthly at an extra cost
  • Hire car after theft: Yes - up to $1,000 (limit 14 days)
  • Choice of repairer: Yes
  • Roadside assistance: Optional
Get Quote More info
Comprehensive
Comprehensive
Transforms your driving so it's 100% carbon neutral.
  • Discounts: No
  • Pay monthly at no extra cost
  • Hire car after theft: Yes - up to $70 a day for up to 14 days
  • Choice of repairer: No
  • Roadside assistance: No
Get Quote More info
Comprehensive
Comprehensive
Save up to 10% when you buy online.
  • Discounts: Buy online and save up to 10%
  • Pay monthly at no extra cost
  • Hire car after theft: Yes - up to $100 a day for up to 30 days
  • Choice of repairer: Yes
  • Roadside assistance: No
Get Quote More info
Comprehensive - Elegant Cover
Comprehensive - Elegant Cover
Save up to 20% when you purchase online.
  • Discounts: Save up to 20% when you purchase online
  • Pay monthly at an extra cost
  • Hire car after theft: Yes - up to $60 a day for up to 14 days
  • Choice of repairer: No
  • Roadside assistance: Optional
Get Quote More info

How safe is the Honda Civic?

The Honda Civic was awarded a 5-Star overall safety rating from the Australasian New Car Assessment Program (ANCAP). It achieved a score of 14.93 out of 16 for the side impact crash test and a 14.75 out of 16 on the frontal impact crash test.

The current generation of Honda Civic comes equipped with anti-lock brakes, electronic brake distribution and electronic stability control.

How reliable is the Honda Civic?

According to the J.D. Power Predicted Reliability rating, the latest Honda Civic model was rated above average.

The 2017 Honda Civic has a five-year unlimited KM warranty and six-year protection against rust perforation.

A 2016 parking brake recall affected more than 350,000 Honda Civics worldwide, including in Australia. The electric parking brake might not operate if it is used immediately after the ignition is turned off.


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