Honda Civic insurance rates

Shedding light on car insurance prices

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Average Honda Civic insurance rates

The average comprehensive insurance policy for a Honda Civic is $112 a month, or $1,188 a year. Your actual cost could be higher or lower depending on your driving record, the number of kilometres you drive in a year and other factors. To determine our estimated cost, we aggregated quotes from 5 insurance companies using this profile:

  • 2017 Honda Civic
  • More than 30,000 kilometres driven yearly
  • No accidents in the past five years
  • Driver located in Sydney
  • Car parked in garage at night
  • Black vehicle

About the Honda Civic

Honda Civic Insurance FinderThe Honda Civic has been around since 1972. It is known for its overall low cost, safety features and fuel efficiency. The 2017 Honda Civic sets the standard for being one of the best compact cars in its class, and it helped Honda Australia achieve a 14% sales increase over 2016.

Insurance companies determine the insurance cost for a Honda Civic based on safety ratings, theft rates, replacement costs and overall damage susceptibility. Insurance rates can change based on a driver's history and location. Honda shoppers should grab quotes from several insurance companies to find the lowest premium possible before they commit. Honda Civic shoppers should also do their research and see if they qualify for insurance discounts with each insurance company.


Compare insurance providers that cover the Honda Civic

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2021 Finder Award for Car Insurance - Value in QLD, SA, TAS, VIC, WA and Car Insurance - Features in NSW, VIC, WA, this policy offers solid coverage at a low cost. Budget Direct's claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

⭐ Current offer: Get 15% discount on first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2021 Finder Awards for Best Car Insurance - Value in VIC, QLD, SA, WA and TAS, Virgin Comprehensive provides a good level of cover for a decent price.

⭐ Current offer: Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs apply.

Who it might be good for: People who'd like to manage their policy online 24/7.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value.

⭐ Current offer: Earn Qantas Points for joining and paying your premium. Sign up today and earn up to 20,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.

Who it might be good for: People who'd like to earn Qantas Points.
QBE Comprehensive
Green Company
QBE Comprehensive
Optional
Agreed or Market
Finder's summary: QBE is a sustainable insurance company and also Finder's Green Insurer of the Year 2021 award winner. This policy offers the highest level of protection available from QBE including three-year new car replacement.

⭐ Current offer: Save $75 when you purchase a new comprehensive policy online. T&Cs apply.

Who it might be good for: Those that are looking for a more environmentally friendly insurance choice.
ahm Comprehensive
Optional
Both
Finder’s summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums. Its Fixed Kilometre Plan can save you up to 30% compared to its standard comprehensive cover.

⭐ Current offer: Get up to 15% off when you purchase a new car insurance policy. T&Cs apply.

Who it might be good for: People who drive less than 15,000 km per year.
Australia Post Comprehensive
Optional
Agreed or Market
Finder's summary: Australia Post car insurance offers comprehensive cover for things like theft, fire, new for old replacement and emergency accommodation and transport. Cover also extends to anyone who uses your car, not just you.

⭐ Current offer: Get $75 off your first year’s premium when you buy online. T&Cs apply.

Who it might be good for: If multiple people use the one car and you don’t want to worry about listing all drivers.
Huddle Black Comprehensive
Agreed or Market
Finder's summary: Huddle's black comprehensive is its cover with highest limits and exclusive benefits. It includes roadside assistance. You can also get up to $2,000 for emergency travel and accommodation and up to $30 million legal liability cover.

Who it might be good for: Someone who wants a 24/7 claims processing.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in its policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also has a live chat feature on its site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
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Compare up to 4 providers

Random Honda Facts

  • Honda was founded in 1946 and became the world's largest motorcycle manufacturer by 1964.
  • Honda's original lineup of cars didn't sell well, and the company considered getting out of the automobile business. However, the launch of the Honda Civic in 1972 was so successful, it turned Honda's automobile fortunes around.
  • Before starting Honda, founder Soichiro Honda originally had a business selling piston rings to Toyota.
  • Honda's vision is to cut collisions in half by the time their 2020 models are released.

How does the Honda Civic compare?

Various 2017 non-racing Honda models can range in price from $14,990 to $57,990. The 2017 Honda Civic sits at the upper end of that range, with a base price of $20,990 and going all the way up to $57,990. With the average insurance rate at $1,187 per year, the annual insurance cost–to–base car price ratio is 5.6%.


How safe is the Honda Civic?

The Honda Civic was awarded a 5-Star overall safety rating from the Australasian New Car Assessment Program (ANCAP). It achieved a score of 14.93 out of 16 for the side impact crash test and a 14.75 out of 16 on the frontal impact crash test.

The current generation of Honda Civic comes equipped with anti-lock brakes, electronic brake distribution and electronic stability control.

How reliable is the Honda Civic?

According to the J.D. Power Predicted Reliability rating, the latest Honda Civic model was rated above average.

The 2017 Honda Civic has a five-year unlimited KM warranty and six-year protection against rust perforation.

A 2016 parking brake recall affected more than 350,000 Honda Civics worldwide, including in Australia. The electric parking brake might not operate if it is used immediately after the ignition is turned off.


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