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Everything you need to know about owning your home

A home loan is only the first step. We can help guide you through every part of your home owning journey.

Owning a home is the realisation of a dream for many Australians. It’s also the start of a long-term commitment. Whether you’re looking to beautify your home, lower your mortgage repayments, get along with your neighbours or just have a laugh, we’ve got you covered.

1. Protect your home

Make sure your largest asset is safeguarded.

1. Protect your home

2. Beautify your home

Learn how to add value and style through renovation.

2. Beautify your home

3. Survive your neighbours

Living next door without losing your mind.

3. Survive your neighbours

4. Plan for the future

Preparing yourself for interest rate rises.

4. Plan for the future

5. Get a better deal

Make sure you’re not paying too much for your home loan.

5. Get a better deal

6. Pay your loan off sooner

Learn easy tips to pay your mortgage off sooner.

6. Pay your loan off sooner

More about owning your home

The offbeat and the odd

Get a better deal on your home loan

Rates last updated February 21st, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
 3.59% 3.59% $0 $0 p.a. 80% Go to site More info
HSBC Home Value Loan - (Owner Occupier P&I)
HSBC Home Value Loan - (Owner Occupier P&I)
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
 3.59% 3.61% $0 $0 p.a. 90% Go to site More info
loans.com.au Essentials - Variable (Owner Occupier, P&I)
loans.com.au Essentials - Variable (Owner Occupier, P&I)
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
 3.64% 3.66% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan - 70 (PAYG Essentials)
Mortgage House Advantage Home Loan - 70 (PAYG Essentials)
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
 3.49% 3.64% $0 $10 monthly ($120 p.a.) 70% Enquire now More info
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Tic:Toc Live in Loan Variable Rate - Principal & Interest
Get a very low interest rate and avoid big fees. Apply online for full approval in under 30 minutes and add a 100% offset account for $10 a month.
 3.57% 3.58% $0 $0 p.a. 80% Go to site More info
Yellow Brick Road Rate Smasher Home Loan
Yellow Brick Road Rate Smasher Home Loan
A low interest rate home loan with no application or ongoing fees.
 3.70% 3.70% $0 $0 p.a. 70% Enquire now More info
Mortgage House Advantage Home Loan Payg Debt Consolidation
Mortgage House Advantage Home Loan Payg Debt Consolidation
A low, variable rate mortgage for home buyers wishing to consolidate existing debts. Refinancers can get up to $1,000 on settlement to help with switching costs.
 3.59% 3.62% $0 $0 p.a. 80% Enquire now More info
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)
NSW and ACT customers only. Get a special discount for a limited time when you open an IMB Transaction Account.
3.69% 3.72% $445 $0 p.a. 90% Go to site More info
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR up to 70% (Owner Occupier, P&I)
A simple mortgage with no application or ongoing fees that has extra repayments plus split and redraw options. Requires a 30% deposit.
3.81% 3.81% $0 $0 p.a. 70% Enquire now More info
ClickLoans The Online Home Loan - LVR <70% with Offset
ClickLoans The Online Home Loan - LVR <70% with Offset
Enjoy all the benefits of the Basic Home Loan and take advantage of an offset account.
3.70% 3.90% $0 $0 p.a. 70% Go to site More info
Compare more refinancing deals

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