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Xinja is one of several emerging Australian fintech and neobank startups hoping to change the way Australians get mortgages.
We don't have a lot of information about Xinja's mortgage plans at this point, but we will update this page when Xinja launches.
At the moment there's very little information about what Xinja's mortgage product (or products) will look like. We don't know how competitive the interest rates will be, if the mortgages will have offset accounts or whether investor loans will be offered.
Judging by Xinja's prepaid card we can guess that their mortgage will be a flexible and low fee product that's very easy to use. That's Xinja's whole pitch, after all.
The company is currently trialling a mortgage product to a very small network. According to Xinja's website:
You cannot apply for a Xinja mortgage right now. But you can join Xinja by signing up to their website with your phone number and email address. This will keep you informed about upcoming product launches.
Xinja is one of a growing number of fintechs and neobanks looking to shake up Australian mortgages and finance more generally.
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