Sydney Mutual Bank home loans
Compare home loans offered by the credit union Sydney Mutual Bank.
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Everything you need to know about Sydney Mutual Bank mortgages is on this page. Skip ahead to the full table of products or read more about Sydney Mutual Bank home loan products and offers below.
Competitive Sydney Mutual Bank rates for...
- Home buyers. The Sydney Mutual Bank Special Fixed Home Loan - 3 Year (Owner Occupier, P&I) has a 1.98% p.a. interest rate and lets you borrow up to 95%.
- Investors. The Sydney Mutual Bank Variable Rate Home Loan - (Investor, P&I) has a 3.47% p.a. interest rate and lets you borrow up to 95%.
Compare Sydney Mutual Bank home loans
Compare Sydney Mutual Bank home loans using the table below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to start your application process.
Sydney Mutual Bank lender profile
- Sydney Mutual Bank is a credit union that was established in 1963. It offers savings and term deposit accounts, debit and credit cards, insurance and financial planning.
- Sydney Mutual Bank boasts a wide range of home loans. Some of Sydney Mutual Bank's products offer offset accounts and redraw facility whilst their basic home loans offer competitive interest rates and easy-to-manage benefits.
- As a credit union, Sydney Mutual Bank is not a listed company and is under no pressure to maximise profits for shareholders. Instead, Sydney Mutual Bank focuses on putting its profits towards serving its members.
Sydney Mutual Bank mortgage features
Sydney Mutual Bank has home loans for investors and owner occupiers, with fixed and variable rates.
|Deposit size||You can borrow up to 95% with some Sydney Mutual Bank mortgages such as the Sydney Mutual Bank Basic Variable Rate Home Loan as well as the Sydney Mutual Bank My Life Fixed Rate home loan.|
|Offset account||The Sydney Mutual Bank My Life Variable Rate Home Loan comes with a 100% offset account.|
|Redraw facility||Some Sydney Mutual Bank home loans offer unlimited free redraw, such as the The Sydney Mutual Bank My Life Variable Rate Home Loan|
How do I apply for an Sydney Mutual Bank mortgage?
You can learn more about a specific Sydney Mutual Bank mortgage by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Sydney Mutual Bank lending specialist.
Each Sydney Mutual Bank product have specific eligibility criteria. Some criteria will apply to all products, these include:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with Sydney Mutual Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
More guides on Finder
Sydney Mutual Bank Special Fixed Home Loan
The Special Fixed Home Loan from Sydney Mutual Bank is a fixed rate mortgage for owner-occupiers and investors. Available with a 5% deposit.
Sydney Mutual Bank First Home Buyer Loan review
The Sydney Mutual Bank First Home Buyer Loan is available exclusively to first home buyers who are purchasing a house to live in.
Sydney Mutual Bank Basic Variable Rate Home Loan
The Sydney Mutual Bank Basic Variable Rate Home Loan is a simple home loan for people who aren’t looking for too many features but want competitive rates.
Sydney Mutual Bank Fixed Rate Home Loan
With the Sydney Mutual Bank Fixed Rate Home Loan you have the certainty of a fixed rate loan without giving up the savings of a competitive rate.
Sydney Mutual Bank Variable Rate Home Loan
The Sydney Mutual Bank Variable Rate Home Loan offers no application fee and is available for residential purposes.
Home Loan OffersImportant Information*
Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
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