Switzer Home Loans

Rates and Fees verified correct on October 21st, 2016

Switzer Home Loans LogoAfter years of providing financial advice to Australian investors and small business owners, Peter Switzer has launched his own range of home loans.

Switzer Home Loans is an Australian-owned non-bank lender that offers a range of loans to help Australians achieve their investment objectives.

Switzer Home Loan

Switzer Home Loan

3 .89 % p.a.

variable rate

3 .89 % p.a.

comparison rate

Switzer Home Loan Offer

The Switzer Home Loan is a home loan with no application or ongoing fees and you need a minimum 20% deposit.

  • Interest Rate of 3.89% p.a.
  • Comparison Rate of 3.89% p.a.
  • Application Fee of $0
  • Maximum LVR: 90%
  • Minimum Borrowing: $100,000
  • Maximum Borrowing: $3,000,000

Compare Switzer Home Loans

Rates last updated October 21st, 2016.

Switzer Investment Loan

Comparative rate decreases by 0.09% | Interest rate decreases by 0.09%

June 15th, 2016

View latest updates

Jodie Humphries Jodie
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Product nameInterest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Switzer Home Loan
No upfront or ongoing fees and a competitive variable rate for owner occupiers.
3.89% 3.89% $0 $0 p.a. 90% Go to site More info
Switzer Investment Loan
An investment loan with no application or ongoing fees, and your very own lending service manager.
4.09% 4.09% $0 $0 p.a. 80% Go to site More info
Switzer Fixed Rate Home Loans - 3 Years Fixed Rate
Fix this competitive rate for 3 years and pay no monthly or annual fees.
4.12% 4.02% $0 $0 p.a. 80% Go to site More info
Switzer Fixed Rate Home Loans - 2 Years Fixed Rate
A competitive 2 year fixed rate with your very own lending service manager.
3.97% 3.99% $0 $0 p.a. 80% Go to site More info
Switzer Fixed Rate Home Loans - 5 Years Fixed Rate
Fix a rate for 5 years and pay no application or settlement fees.
4.77% 4.31% $0 $0 p.a. 80% Go to site More info
Switzer Fixed Rate Home Loans - 4 Years Fixed Rate
A competitive 4 year fixed rate home loan with no annual fees or application fees.
4.67% 4.22% $0 $0 p.a. 80% Go to site More info
Switzer Fixed Rate Home Loans - 1 Year Fixed Rate
Lock in a competitive rate for 1 year and pay no ongoing fees.
4.22% 4.01% $0 $0 p.a. 80% Go to site More info
Switzer Line of Credit
Access your equity for your own investment or lifestyle purposes.
4.37% $0 $345 p.a. 80% More info
Switzer SMSF Loan
Invest in property through your SMSF and enjoy your own lending service manager.
5.60% 5.85% $1,500 $0 p.a. 80% More info

Who is Switzer Home Loans and what do they?

Specialising in investment home loans, Switzer Home Loans offers loans with competitive interest rates and no fees. It employs a team of lending specialists, each of whom has more than 10 years’ experience in the industry and can tailor a loan to suit your specific borrowing requirements.

A Switzer Home Loans lending specialist works with each customer to structure a loan that suits your investment needs, whether the loan be fixed, floating, or a combination of the two. The team can also help you choose the most tax-effective investment strategy.

A loan with Switzer Home Loans can be paid off via direct debit, direct credit or BPAY, or you can have your tenants pay their rent straight into your loan account. Online and phone access is also available to ensure that you stay on top of your repayments.

Home loans offered by Switzer Home Loans

Switzer Home Loan

The Switzer Home Loan features a competitive variable rate and no ongoing fees. Available for loans of more than $200,000 and up to 80% LVR, the loan can be fixed, floating or a combination of the two. An interest-only option is also available. You can use a Switzer Home Loan to buy a home, renovate, build a new home or access equity in your current property.

Switzer Investment Loan

This loan helps you maximise the return on your residential investment property. Available for loans of more than $200,000 and up to 80% LVR, the Switzer Investment Loan is offered with a fixed or variable rate or a combination of the two. Principal and interest or interest-only options are also offered.

Switzer Fixed Loan

Switzer’s Fixed Loans are available for borrowers who want to buy, refinance, build a home or renovate their current home. Available for loans from $100,000 to $3 million, the maximum LVR is 90%. An interest-only option is available for 1 to 10 years and a fixed interest option is available for 1 to 5 years. Up to $20,000 of additional repayments are allowed during the fixed interest period and online and phone access is provided.

SMSF Investment Loan

This specifically designed SMSF-compliant loan is designed so you can harness the investment potential of your super. The maximum LVR is 80% and you can borrow up to $2 million. A SMSF Investment Loan from Switzer Home Loans can be used to purchase or refinance residential investment property and an offset account is also offered.

Line of Credit

A Switzer Line of Credit lets you use the equity in your property to invest in other assets, for example property, shares or managed funds. This type of loan only requires you to pay interest on the balance outstanding and there is no application or settlement fee. The maximum loan amount with a Switzer Line of Credit is $1 million.

Pros and cons of Switzer Home Loans home loans


  • Investment specialists. Switzer Home Loans specialises in offering loans to meet the investment needs of borrowers.
  • No ongoing fees. Enjoy the flexibility and affordability of no ongoing or maintenance fees.
  • Tailored solutions. From fixed or variable loans to principal and interest or interest-only options, Switzer Home Loans offers customised products to meet your investment needs.
  • Expert advice. Every Switzer Home Loans lending specialist has at least 10 years of experience in the lending industry.


  • No branches. Switzer Home Loans does not have any branches around Australia for customers who prefer to deal with their lender face to face.

How to apply for Switzer Home Loans

If you want to apply for a Switzer Home Loans product click on one of the secure links on this page and you will be redirected to the Switzer Home Loans website. You can apply for a loan from Switzer in the following ways:

  • Online
  • Over the phone
  • Request a call back via email

If you apply online you can receive conditional approval in minutes. You’ll need to supply the following details:

  • The amount you wish to borrow
  • The purpose of your loan
  • Your full name and age
  • Your marital status and whether you have any dependents
  • Your phone number and email address
  • Details of your income and your monthly expenditure
  • Details of your assets and liabilities
  • Details of the property you plan on buying

Once you’ve filled out the form, a Switzer Home Loans service manager will contact you within 24 hours to discuss your borrowing requirements.

If you’re looking for a flexible investment loan, Switzer Home Loans offers a range of products that may be suitable for you. Make sure to compare Switzer Home Loans products with other loans on the market to find a mortgage that meets your borrowing requirements.

Was this content helpful to you? No  Yes

Related Posts

This page was last modified on 31 August 2016 at 12:05.

HSBC Home Value Loan - Resident Owner Occupier only

Enjoy the low variable rate with $0 ongoing fee and borrow up to 90% LVR.

ME Bank Basic Home Loan - LVR <=80% Owner Occupier

A low variable rate loan with no application or ongoing fees.

CUA Fresh Start Basic Variable Home Loan - Owner Occupier

A basic mortgage available only to customers who switch their everyday banking to CUA.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question