The Ultimate Guide to Home Loan Refinancing

Everything you need to know about refinancing

While a house may be made of brick and mortar your home loan isn't set in stone. There's nothing stopping you from refinancing if you find a lender offering a better product with a lower rate, greater flexibility and useful features.

We've put together this comprehensive guide to help you understand every aspect of the refinancing process.

Bank Australia Basic Home Loan - Variable (Owner Occupier)

Pay no ongoing fees on a competitive variable rate home loan.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I)

A fixed rate package with flexible repayment options. 350K NAB Rewards Points offer available. Terms and conditions apply.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)

Discount off an already competitive interest rate for loans over $150k. NSW, QLD and ACT residents only.

IMB Budget Home Loan - LVR <=90% (Owner Occupier, P&I)

Get a competitive rate without features you may not use.

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