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Queensland Country Credit Union

Compare home loan rates from Queensland Country Credit Union.

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Queensland Country Credit Union

On this page you can find information about Queensland Country Credit Union home loans. Skip ahead to the full table of products or read more about the lender.

Compare Queensland Country Credit Union home loans

Compare Queensland Country Credit Union home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated April 2nd, 2020
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
QCCU Fixed Rate Home Loan - 2 Year Fixed (Principal and Interest)
$10 monthly ($120 p.a.)
QCCU Fixed Rate Home Loan - 2 Year Fixed (Interest Only)
$10 monthly ($120 p.a.)
QCCU Line of credit - Discount Package
$100 p.a.

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Queensland Country Credit Union lender profile

  • Queensland Country Credit Union is a member-owned financial institution that started life in 1971 as the Mount Isa Employees Credit Union Limited.
  • This credit union is open to anyone in Queensland. As a customer, you become a member or shareholder.
  • Queensland Country Credit Union also offers personal loans, saving and transaction accounts, credit cards and more.

How do I apply for a Queensland Country Credit Union mortgage?

If you'd like to apply for a home loan from Queensland Country Credit Union, please contact the lender directly.


Each Queensland Country Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Queensland Country Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000 (*now 2.84%, drops to 2.59% on 3 April)

Take advantage of a low-fee mortgage with a special interest rate of just 2.59% p.a. and a 2.59% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for Essentials - Variable (Owner Occupier, P&I) Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 2.79% p.a.
comp rate of 2.81% p.a.

Logo for Smart Home Loan - (Owner Occupier, P&I) Smart Home Loan - (Owner Occupier, P&I)

Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.

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2 Responses

  1. Default Gravatar
    SusanMay 20, 2014

    HHow do I increase my visa credit on line aapplication

    • Avatarfinder Customer Care
      ShirleyMay 21, 2014Staff

      Hi Susan,

      Thanks for your question.

      Please contact the customer service team at Queensland Country Credit Union to assist you with increasing your credit limit.


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