Pacific Mortgage Group

Pacific Mortgage Group home loans

Pacific Mortgage Group has home loan rates starting from 1.94%.

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Pacific Mortgage Group offers a range of home loans for Australian borrowers. Check out the full table of Pacific Mortgage Group products below or read more about the lender.

Compare Pacific Mortgage Group home loans for December 2021

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years
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Pacific Mortgage Group Standard Variable Home Loan P&IHome≥ 20% Deposit

Pacific Mortgage Group Standard Variable Home Loan
1.94%
1.94%
  • App: $0
  • Ongoing: $120 p.a.
$552
Borrow up to 80% LVR with no application fee.

Pacific Mortgage Group Standard Variable Home Loan P&IInvestment≥ 20% Deposit

Pacific Mortgage Group Standard Variable Home Loan
2.24%
2.24%
  • App: $0
  • Ongoing: $120 p.a.
$574
Borrow up to 80% LVR with no application.

Pacific Mortgage Group Construction Home Loan P&IHome≥ 20% Deposit

Pacific Mortgage Group Construction Home Loan
2.19%
2.19%
  • App: $0
  • Ongoing: $120 p.a.
$570
A competitive variable rate construction loan to meet the needs of customers with unlimited redraws, no application fee and flexible repayments.

Pacific Mortgage Group Fixed Home Loan P&IHome 2Y Fixed≥ 20% Deposit

Pacific Mortgage Group Fixed Home Loan
1.94%
2.11%
  • App: $0
  • Ongoing: $0 p.a.
$552
A 2 years fixed rate with a competitive rate and no monthly or annual fees.

Pacific Mortgage Group Fixed Home Loan P&IInvestment 2Y Fixed≥ 20% Deposit

Pacific Mortgage Group Fixed Home Loan
2.24%
2.33%
  • App: $0
  • Ongoing: $0 p.a.
$574
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Pacific Mortgage Group key facts

  • It's an online lender based in Concord NSW.
  • It offers home loan products for owner-occupiers and investors.
  • This lender offers home loan products.

Pacific Mortgage Group home loan features

FeatureDetails
Minimum depositIt's possible to get a home loan with a deposit as low as 20%.
Offset accountNone of its home loans come with offset accounts.
Repayment optionsIt doesn't offer interest only repayments on its loans.

How do I apply for a mortgage from Pacific Mortgage Group?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.

Eligibility

The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Pacific Mortgage Group you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

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