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On this page you can find information about Newcastle Permanent home loans. Skip ahead to the full table of products or read more about the lender.
Compare Newcastle Permanent home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Newcastle Permanent’s website for the product you selected. You can also find more information on each individual product by clicking "more info".
Newcastle Permanent has multiple home loans for investors and owner occupiers, with fixed and variable rates.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 90% with many Newcastle Permanent mortgages, and even 95% on some. |
| Split rate | Most Newcastle Permanent mortgages allow you to split your loan into fixed and variable portions. |
| Interest only | The Newcastle Permanent Premium Plus Package Fixed Rate and the Newcastle Permanent Premium Plus Package Variable both have interest only rates for investors and owner occupiers. |
| Package benefts | Newcastle Permanent's Premium Plus Package loans let you combine a mortgage with an offset account and credit card, plus car and personal loans for a single annual fee (this saves you money on fees for the individual products, which is beneficial if you actually use them). |
| Redraw | Most Newcastle Permanent loans have a redraw facility. |
Clicking "Go to Site" on Newcastle Permanent's comparison table will start your application process and redirect you through to Newcastle Permanent’s website.
Each Newcastle Permanent product have specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with Newcastle Permanent you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
I wish to purchase a property at Batlow NSW the question I have is with $50,000 cash and the property being 130,000 will you lend a 60 year old person on the DSP pension money for a home loan.
Hi Josephine,
Thanks for your question.
These types of applications are usually handled on a case by case basis. Newcastle Permanent will have a look at how much you receive from DSP pension and how permanent the payment is. I’d recommend that you get in touch with them directly to discuss your options and eligibility.
Cheers,
Shirley
my husband and i are both 52 this year and looking at better home loan. we are currently with NAB on a variable rate of 5.42%. we are looking at selling our home in the next 2 years , we wish to rebuild and invest in another property . we are self employed since 1994 . which home loan would you recommend
Hi Tamar,
thanks for the question.
Unfortunately I’m not able to recommend specific loan products. I’d recommend reading our refinancing guide to learn more about how to compare loans when refinancing so you can decide on a good home loan.
I hope this helps,
Marc.