Newcastle Permanent Building Society

Get a fair go with a mortgage from Newcastle Permanent Building Society.

On this page you can find information about Newcastle Permanent home loans. Skip ahead to the full table of products or read more about the lender.

Compare Newcastle Permanent home loans

Compare Newcastle Permanent home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to Newcastle Permanent’s website for the product you selected. You can also find more information on each individual product by clicking "more info".

Rates last updated October 19th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
2.99%
4.24%
$0
$395 p.a.
90%
Enjoy a competitive rate with no application fee for this package loan.
3.32%
3.36%
$595
$0 p.a.
90%
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
2.99%
4.16%
$0
$395 p.a.
90%
Enjoy a discounted fixed rate and the ability to package the loan with other financial products.

Compare up to 4 providers

Newcastle Permanent lender profile

  • Newcastle Permanent has been operating for over 100 years and now has $11 billion in assets. They have a network of branches in and around the Newcastle area, plus strong online and phone support.
  • Newcastle Permanent is a building society, which means it has members rather than customers. As a member you reap the rewards of a profitable financial institution through lower fees and interest rates.
  • Newcastle Permanent reinvests a portion of its profits into community and charitable causes.

Newcastle Permanent mortgage features

Newcastle Permanent has multiple home loans for investors and owner occupiers, with fixed and variable rates.

FeatureDetails
Deposit sizeYou can borrow up to 90% with many Newcastle Permanent mortgages, and even 95% on some.
Split rateMost Newcastle Permanent mortgages allow you to split your loan into fixed and variable portions.
Interest onlyThe Newcastle Permanent Premium Plus Package Fixed Rate and the Newcastle Permanent Premium Plus Package Variable both have interest only rates for investors and owner occupiers.
Package beneftsNewcastle Permanent's Premium Plus Package loans let you combine a mortgage with an offset account and credit card, plus car and personal loans for a single annual fee (this saves you money on fees for the individual products, which is beneficial if you actually use them).
RedrawMost Newcastle Permanent loans have a redraw facility.

How do I apply for a Newcastle Permanent mortgage?

Clicking "Go to Site" on Newcastle Permanent's comparison table will start your application process and redirect you through to Newcastle Permanent’s website.

Eligibility

Each Newcastle Permanent product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Newcastle Permanent you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers (*now 3.09%, drops to 2.84% on 29 Oct), P&I $200K+

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.

Logo for Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.

Ask an Expert

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4 Responses

  1. Default Gravatar
    JosephineOctober 5, 2014

    I wish to purchase a property at Batlow NSW the question I have is with $50,000 cash and the property being 130,000 will you lend a 60 year old person on the DSP pension money for a home loan.

    • Avatarfinder Customer Care
      ShirleyOctober 7, 2014Staff

      Hi Josephine,

      Thanks for your question.

      These types of applications are usually handled on a case by case basis. Newcastle Permanent will have a look at how much you receive from DSP pension and how permanent the payment is. I’d recommend that you get in touch with them directly to discuss your options and eligibility.

      Cheers,
      Shirley

  2. Default Gravatar
    TamarJanuary 28, 2014

    my husband and i are both 52 this year and looking at better home loan. we are currently with NAB on a variable rate of 5.42%. we are looking at selling our home in the next 2 years , we wish to rebuild and invest in another property . we are self employed since 1994 . which home loan would you recommend

    • Avatarfinder Customer Care
      MarcJanuary 28, 2014Staff

      Hi Tamar,
      thanks for the question.

      Unfortunately I’m not able to recommend specific loan products. I’d recommend reading our refinancing guide to learn more about how to compare loans when refinancing so you can decide on a good home loan.

      I hope this helps,
      Marc.

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