Mortgage Ezy Home Loans

Mortgage Ezy is an Australian non-bank lender that has been tailoring home loans to meet the borrowing needs of its customers since 2001. Based in Queensland, it offers its suite of loans to borrowers all over Australia.

It offers loans for first home buyers and investors, as well as low doc loans for those who aren’t able to provide the usual proof of income required in the application process for many home loans. There are loans available for those looking to build a new home or refinance an existing loan, and the option of a competitive fixed or variable rate.

Home loans offered by Mortgage Ezy

Fixed Rate Home Loan

This loan offers the convenience and security of a competitive fixed rate, allowing you to know what your regular repayment amounts will be in advance. Available for loans of up to $2 million, this loan lets you lock in a rate for anywhere from one to five years. If you’re willing to pay a small fee, you can also protect yourself against any rate rises that may occur prior to settlement.

Standard Variable Home Loan

Flexibility is the key feature of this loan, which allows you to take advantage of any interest rate falls. The Mortgage Ezy Standard Variable Home Loan also offers you the option to fix or split your loan, as well as make additional repayments towards the amount you borrow at any time without incurring a fee. A redraw facility is also available when you need to access the extra funds you have repaid.

Investment Home Loan

If you’re looking to purchase an investment property to build your wealth, investment loans from Mortgage Ezy are available with competitive rates to allow you to maximise the return on your investment.

Ezy Doc Home Loan

The Ezy Doc Home Loan is a low-doc loan for borrowers who can’t provide the usual evidence of income, such as self-employed people or small business owners. It allows you to borrow the funds you need by self-certifying your income.

First Home Owner Home Loan

Mortgage Ezy offers a number of borrowing options for first home buyers. Depending on your income, your savings history and other financial commitments, you may be able to borrow up to 100% of the value of the property you wish to purchase. The loan can also be combined with a First Home Owner Grant from your state government to help you get closer to the purchase price.

Construction Loan

The Mortgage Ezy Construction Home Loan is perfect for borrowers who want to build a new home. It reduces the amount of interest payments you need to make while your home is being built, allowing you to put your income towards the expenses associated with building a home. Mortgage Ezy can make up to five progressive payment instalments to your builder. This loan is ideal for purchasing land with the intention to build, constructing a home on land you already own, or funding both the land purchase and the construction of your home.

How to apply for Mortgage Ezy home loans

If you’d like to find out more about any of the loans Mortgage Ezy offers, click on one of the links on this page to be safely redirected to the lender’s website. You’ll need to be over the age of 18 and an Australian citizen or permanent resident to apply for a loan.

While online applications are not currently available, you can phone Mortgage Ezy directly or visit one if its locations around Australia to discuss your borrowing needs.

In order to apply for a loan, you will need to provide:

  • Your name, address and contact details
  • Proof of ID
  • Details about the property you wish to purchase
  • Details of your employment status and income
  • Information about your assets and liabilities

Mortgage Ezy offers home loans to suit a variety of borrowers, so compare its mortgages with those from other lenders at

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