Macquarie Credit Union Home Loans
Macquarie Credit Union has designed a range of home loans to suit its members.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Competitive Macquarie rates for...
- Home buyers. The Macquarie Credit Union Discounted Variable Home Loan - (Owner occupied) has a 3.45% p.a. interest rate and lets you borrow up to 95%.
- Investors. The Macquarie Credit Union Discounted Variable Home Loan - (Investment) has a 3.64% p.a. interest rate and lets you borrow up to 95%.
Compare Macquarie Credit Union home loans
Compare Macquarie Credit Union home loan products below and hit "load more" to see a fuller selection of loans.
Macquarie Credit Union lender profile
- Formed by electricity workers of Macquarie County Council, Macquarie Credit Union began operations in 1964. The rules were changed in 1967 to enable municipal council members to join and now just about anyone can become a member of Macquarie Credit Union.
- This credit union has its headquarters in Dubbo, NSW.
- Macquarie Credit Union offers its customers an array of financial products ranging from home loans to personal loans, savings accounts, term deposits, debit and credit cards, insurance and travel-related services.
How do I apply for a Macquarie Credit Union mortgage?
If you'd like to apply for a home loan from Macquarie Credit Union, please contact the lender directly.
Each Macquarie Credit Union product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
When you apply for a mortgage with Macquarie Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Looking for more mortgage options?
More guides on Finder
Finder’s RBA Cash Rate Survey: 60% of experts blame BNPL for drop in credit cards
Credit cards are being used less and experts say Buy Now Pay Later services such as Afterpay and Zip are to blame, according to new research from Finder. In this month's Finder RBA Cash Rate Survey™, 39 experts and economists weighed in on future cash rate moves and other issues related to the state of the Australian economy.
Non-conforming home loans guide
Imperfect credit? A non-conforming loan might help you become a home owner.
86 400 Neat home loan – variable
This flexible variable rate home loan offer from a digital lender is suitable for both home buyers and investors.
86 400 Own home loan – fixed
Check out this flexible fixed rate offer from a digital lender. Rates for home buyers and investors.
Westpac’s mega-low home loan: Will more Big Four banks follow?
Westpac has launched a mega-low 1.79% home loan, just as experts flag the RBA might raise rates sooner than thought. So why have Westpac cut now?
76% of bank’s customers ahead on home loans shows it’s easier than you think
Less than 12 months since borrowers rushed to put their mortgages on hold, Aussies are paying more off their home loan than ever before
Afterpay hangover? Beware of impact on home loan approval
Off the back of Christmas spending, a finance expert has warned that your Afterpay habits could negatively impact your home loan application.
Owner-occupier home loans
Need an owner-occupier home loan? Compare rates, understand home owner tax rules and more.
Nano promises faster mobile home loans, with payment features on top
Borrowers will be able to tap their phone and buy a coffee – via their home loan.
Home Loan OffersImportant Information*
Ask an Expert