Macquarie Credit Union home loan rates and info | Finder

Macquarie Credit Union Home Loans

Macquarie Credit Union has designed a range of home loans to suit its members.

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On this page you can find information about Macquarie home loans. Skip ahead to the full table of products or read more about the lender.

Compare Macquarie Credit Union home loans

Compare Macquarie Credit Union home loan products below and hit "load more" to see a fuller selection of loans.

Data updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Macquarie Credit Union Discounted Variable Rate
3.45%
4.31%
$250
$0 p.a.
95%
$670.45
Macquarie Credit Union Discounted Variable Rate
3.64%
4.5%
$250
$0 p.a.
95%
$686.4
Macquarie Credit Union Fixed Rate Home Loan
2.7%
4.18%
$250
$0 p.a.
95%
$609.5
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Macquarie Credit Union lender profile

  • Formed by electricity workers of Macquarie County Council, Macquarie Credit Union began operations in 1964. The rules were changed in 1967 to enable municipal council members to join and now just about anyone can become a member of Macquarie Credit Union.
  • This credit union has its headquarters in Dubbo, NSW.
  • Macquarie Credit Union offers its customers an array of financial products ranging from home loans to personal loans, savings accounts, term deposits, debit and credit cards, insurance and travel-related services.

How do I apply for a Macquarie Credit Union mortgage?

If you'd like to apply for a home loan from Macquarie Credit Union, please contact the lender directly.

Eligibility

Each Macquarie Credit Union product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Macquarie Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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