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eChoice is an award-winning broker with over 18 years of experience, and has helped more than 50,000 Australians to find the right home loan.

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Find out what your repayments will be in a few seconds

Unfortunately this product is not offered through one of our partners, but you can speak to a broker, compare other home loans or read today's property news below

Compare today's home loan rates

Rates last updated August 24th, 2019.

UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Interest rate decrease by 25 basis points

August 2nd, 2019

UBank UHomeLoan Variable Rate -Discount Offer for Investor Variable P&I Rate

Interest rate decrease by 25 basis points

August 2nd, 2019

Pepper Money Essential Prime Full Doc Home Loan - LVR >75% up to 80%

Interest rate decrease by 63 basis points

August 2nd, 2019

View latest updates

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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.
3.09% 3.05% $0 $0 p.a. 80% Go to site More info
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
3.09% 3.09% $0 $0 p.a. 80% Go to site More info
Greater Bank Great Rate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
2.79% 3.95% $0 $0 p.a. 90% Go to site More info
Bank of Queensland Fixed Rate Home Loan - 3 Year Discount Rate $300k+ LVR <=80% (Owner Occupier, P&I)
Get a very low fixed rate for three years and lock in low repayments. Available with a low deposit.
2.99% 4.09% $300 $10 monthly ($120 p.a.) 80% Enquire now More info
Athena Variable Home Loan - Refinance (Investor, P&I)
A competitive variable mortgage for investors looking to refinance. Principal and interest repayments. Refinancers only.
3.49% 3.45% $0 $0 p.a. 80% Go to site More info
Bank of Queensland 2 Year Intro Rate Variable Home Loan - (Owner Occupier, P&I)
Get a low discounted rate for 2 years plus a 100% offset account. And you can get the loan with a 10% deposit.
3.39% 3.91% $0 $10 monthly ($120 p.a.) 90% Enquire now More info
Community First Fixed Home Loan - 1 Year Fixed New Money offer (Owner Occupier, P&I)
Home buyers can fix their interest rate for one year. Includes a 100% offset account.
3.15% 4.16% $600 $0 p.a. 95% Go to site More info
Easy Street Standard Variable Special Home Loan
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
3.15% 3.19% $500 $0 p.a. 95% Go to site More info
Community First Fixed Home Loan - 2 Year Fixed New Money offer (Owner Occupier, P&I)
Fix your rate for the first two years with this loan for home buyers. Includes a 100% offset account.
3.15% 4.07% $600 $0 p.a. 95% Go to site More info
Pepper Money Essential Prime Full Doc Home Loan - LVR >75% up to 80%
This is a competitive, flexible variable rate suitable for borrowers with a good credit history. Borrow up to 80%.
3.69% 3.88% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Bank of Queensland Fixed Rate Home Loan - 2 Year Fixed Rate Discount Rate $150k+ 80% LVR (Owner Occupier, P&I)
Home buyers can lock in a very competitive fixed interest rate for 2 years.
3.34% 4.25% $300 $10 monthly ($120 p.a.) 80% Enquire now More info
Athena Variable Home Loan - Refinance (Owner Occupier, IO)
Variable interest only mortgage for owner occupied refinancers. Refinancers only.
3.59% 3.24% $0 $0 p.a. 80% Go to site More info
SCU Basic Variable Rate Home Loan
A simplified mortgage with a low interest rate and a redraw facility.
3.37% 3.42% $695 $0 p.a. 95% Go to site More info
Easy Street Fixed Home Loan - 3 Year New money offer (Owner Occupier, P&I)
Competitive 3-year rate for homeowners. Comes with a low deposit option and 100% offset account.
3.15% 3.82% $500 $0 p.a. 95% Go to site More info
Bank of Queensland Fixed Rate Home Loan - 3 Year Fixed Rate Discount Rate $150k+ 80% LVR (Owner Occupier, P&I)
A low fixed rate loan that lets you borrow up to 80% of your property's value.
3.19% 4.14% $300 $10 monthly ($120 p.a.) 80% Enquire now More info
SCU My Life Variable Rate Home Loan - (Investor, P&I)
Get a low variable interest rate and buy a property with just a 10% deposit. 100% offset account attached.
3.59% 3.64% $200 $0 p.a. 95% Go to site More info
Community First Fixed Home Loan - 3 Year Fixed New Money offer (Owner Occupier, P&I)
Competitive rates for fixed for 3 years with no ongoing fees.
3.15% 3.99% $600 $0 p.a. 95% Go to site More info
Australian Military Bank Rate Saver Home Loan - 150K+ LVR 80% (Owner Occupier, P&I)
A competitive variable mortgage for home buyers. This loan has flexible repayments and an optional redraw facility.
3.45% 3.46% $500 (if over 80% LVR) $0 p.a. 80% Go to site More info
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
A competitive fixed interest rate product with no ongoing bank fees.
2.99% 3.45% $395 $0 p.a. 80% Go to site More info
Easy Street Fixed Home Loan - 2 Year New money offer (Owner Occupier, P&I)
Apply for Easy Street fixed rate home loans and get a competitive loan with a fixed interest rate.
3.15% 3.89% $500 $0 p.a. 95% Go to site More info
eChoice Logo

Enter your details below to receive an obligation-free quote from an eChoice home loans expert today

Are you currently employed?

Have you found a property yet?

eChoice is an award-winning broker with over 18 years of experience, and has helped more than 50,000 Australians to find the right home loan.

  • Completely free, expert home loan advice.
  • Offers a suite of digital tools to make you a smarter borrower.
  • Calculate your borrowing power with a free personalised home loan report.

eChoice Lender Logos

Technology Platform of the Year 2016

Australian Broking Awards

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Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.09% p.a. and a 3.09% p.a. comparison rate.

Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

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8 Responses

  1. Default Gravatar
    CirceApril 30, 2017

    Will the rates change in 4 weeks?

    • Avatarfinder Customer Care
      DeeApril 30, 2017Staff

      Hi Circe,

      Thanks for your question.

      Kindly note that variable rate mortgages move up and down in accordance with market changes. With that, we cannot ascertain if the rates will change or not in the next 4 weeks.

      You may want to fill-out the form above if you want to get in touch with a mortgage broker who can give you advice when it comes to mortgages in relation to rate changes.

      Cheers,
      Anndy

  2. Default Gravatar
    CirceApril 29, 2017

    I have 4 weeks left on my fixed rate contract , I am signing up for another 3 year fixed contract, shall I pay a break of contract fee to secure the going rate? Or will there be no increase in the next 4 weeks?

    • Avatarfinder Customer Care
      DeeMay 3, 2017Staff

      Hi Circe,

      Thanks for your question.

      Generally, break fees apply when you are switching to a different loan product, making extra loan repayment, or repaying the loan in full before the end of the fixed rate period. If your fixed rate contract naturally ended, there is no break cost involved.

      In regards to securing the going rate, we can’t tell for sure if you can still get the same rate or if there will be changes in the rate in the next 4 weeks. You may have to directly contact your current lender to enquire about this.

      Cheers,
      Anndy

  3. Default Gravatar
    NotApril 27, 2017

    I’m wanting to buy a property that is 10ha (25ac) with a house. The zoning is FZ. However i only have approx 15% deposit. Now this size property is no where near enough to generate a mortgage paying income. We want it because the kids ride dirtbikes and i love gardening, not to generate income. So which lender would be ameniable to such a lower lvi?

    • Avatarfinder Customer Care
      DeeMay 7, 2017Staff

      Hi there,

      Thanks for your question.

      If you are looking to purchase a land for hobby farming, you may compare your home loan options on this page.

      You may also consider getting in touch with a mortgage broker who can give expert advice and help you find a suitable home loan option for your situation.

      Cheers,
      Anndy

  4. Default Gravatar
    BrisbaneMarch 25, 2015

    I want to take out a mortgage with St George at 65% LTV with 20% of the loan at SVR and 80% at a 3 year fixed. If I then pay off the SVR component completely after 3 months will there be any penalty??

    • Avatarfinder Customer Care
      ShirleyMarch 25, 2015Staff

      Hi Brisbane Buyer,

      Thanks for your question.

      This will depend on the home loan that you apply for with St.George. If it’s a variable rate loan, there are generally no fees payable for early repayments.

      If you would like to discuss your eligibility or options, please get in touch with St.George directly.

      Cheers,
      Shirley

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