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Unfortunately this product is not offered through one of our partners, but you can speak to a broker, compare other home loans or read today's property news below

Compare today's home loan rates

Rates last updated December 10th, 2019.

IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)

Interest rate decrease by 5 basis points

November 20th, 2019

Virgin Reward Me Fixed Rate Home Loan - 3 Year $300k+ Special offer (Owner Occupier, P&I)

Interest rate decrease by 10 basis points

November 29th, 2019

Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Interest rate decrease by 10 basis points

November 29th, 2019

View latest updates

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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.
2.99% 3.01% $500 (waived for loans above $150,000) $0 p.a. 80% Go to site More info
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
2.84% 2.84% $0 $0 p.a. 80% Go to site More info
loans.com.au Smart Home Loan - (Owner Occupier, P&I)
Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.
2.88% 2.90% $0 $0 p.a. 80% Go to site More info
State Custodians Low Rate Home Loan with Offset - LVR up to 80% (Owner Occupier, P&I)
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments.
2.90% 2.92% $0 $0 p.a. 80% Go to site More info
IMB Budget Home Loan - Special LVR <=90% (Owner Occupier, P&I, NSW and ACT borrowers only)
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
3.13% 3.19% $449 $0 p.a. 90% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit.
2.79% 3.30% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
Bank of Melbourne Basic Home Loan - LVR above 60% up to 80% (Owner Occupiers, P&I)
Online cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). A low variable interest rate for home buyers and refinancers. Application fee waived for loans above $150,000.
2.99% 3.01% $500 (waived for loans above $150,000) $0 p.a. 80% Go to site More info
Bankwest Complete Home Loan Package Variable - $200k+ LVR <=80% (Owner Occupier, P&I)
A low variable rate loan with a 100% offset account and package discounts.
3.05% 3.50% $0 $395 p.a. 80% Go to site More info
BankSA Basic Home Loan - Promotional Rate (Owner Occupier, P&I)
Online only cashback offer: Refinancers borrowing $200,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.
2.99% 3.01% $500 (waived for loans above $150,000) $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan - 80 (PAYG Essentials)
A competitive variable rate for home buyers with a 20% deposit. This product has a 100% offset account.
2.88% 2.92% $600 $10 monthly ($120 p.a.) 80% Enquire now More info
Greater Bank Great Rate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
2.79% 3.82% $0 $0 p.a. 90% Go to site More info
IMB Fixed Rate Home Loan - 2 Year Fixed (LVR ≤ 95% Owner Occupier, P&I, NSW and ACT borrowers only)
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online. Available with a 5% deposit.
2.84% 3.42% $449 $6 monthly ($72 p.a.) 95% Go to site More info
loans.com.au Smart Home Loan - (Investor, P&I)
A competitive variable investor rate for borrowers with 20% deposits. Low fees, redraw facilities and repayment flexibility.
3.19% 3.21% $0 $0 p.a. 80% Go to site More info
Mortgage House Advantage Home Loan - 70 (PAYG Essentials)
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
2.79% 2.83% $600 $10 monthly ($120 p.a.) 70% Enquire now More info
Easy Street Standard Variable Special Home Loan
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
2.95% 2.99% $500 $0 p.a. 95% Go to site More info
UBank UHomeLoan - 3 Year Fixed Rate (Owner Occupier, P&I)
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
2.69% 3.19% $395 $0 p.a. 80% Go to site More info
Virgin Reward Me Variable Home Loan - LVR <= 80% ($500k to $750k Owner Occupier, P&I)
This flexible, competitive variable rate mortgage comes with a 100% offset account and redraw facility.
3.18% 3.32% $0 $10 monthly ($120 p.a.) 80% Enquire now More info
UBank UHomeLoan Variable Rate - Discount Offer for Investor Variable P&I Rate
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
3.24% 3.24% $0 $0 p.a. 80% Go to site More info
3.24% 4.14% $600 $395 p.a. 95% Go to site More info
Virgin Reward Me Fixed Rate Home Loan - 3 Year $300k+ Special offer (Owner Occupier, P&I)
A competitive fixed rate mortgage available with a 10% deposit.
2.79% 3.26% $0 $10 monthly ($120 p.a.) 80% Enquire now More info

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Home Loan Offers

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Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

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8 Responses

  1. Default Gravatar
    CirceApril 30, 2017

    Will the rates change in 4 weeks?

    • Avatarfinder Customer Care
      DeeApril 30, 2017Staff

      Hi Circe,

      Thanks for your question.

      Kindly note that variable rate mortgages move up and down in accordance with market changes. With that, we cannot ascertain if the rates will change or not in the next 4 weeks.

      You may want to fill-out the form above if you want to get in touch with a mortgage broker who can give you advice when it comes to mortgages in relation to rate changes.

      Cheers,
      Anndy

  2. Default Gravatar
    CirceApril 29, 2017

    I have 4 weeks left on my fixed rate contract , I am signing up for another 3 year fixed contract, shall I pay a break of contract fee to secure the going rate? Or will there be no increase in the next 4 weeks?

    • Avatarfinder Customer Care
      DeeMay 3, 2017Staff

      Hi Circe,

      Thanks for your question.

      Generally, break fees apply when you are switching to a different loan product, making extra loan repayment, or repaying the loan in full before the end of the fixed rate period. If your fixed rate contract naturally ended, there is no break cost involved.

      In regards to securing the going rate, we can’t tell for sure if you can still get the same rate or if there will be changes in the rate in the next 4 weeks. You may have to directly contact your current lender to enquire about this.

      Cheers,
      Anndy

  3. Default Gravatar
    NotApril 27, 2017

    I’m wanting to buy a property that is 10ha (25ac) with a house. The zoning is FZ. However i only have approx 15% deposit. Now this size property is no where near enough to generate a mortgage paying income. We want it because the kids ride dirtbikes and i love gardening, not to generate income. So which lender would be ameniable to such a lower lvi?

    • Avatarfinder Customer Care
      DeeMay 7, 2017Staff

      Hi there,

      Thanks for your question.

      If you are looking to purchase a land for hobby farming, you may compare your home loan options on this page.

      You may also consider getting in touch with a mortgage broker who can give expert advice and help you find a suitable home loan option for your situation.

      Cheers,
      Anndy

  4. Default Gravatar
    BrisbaneMarch 25, 2015

    I want to take out a mortgage with St George at 65% LTV with 20% of the loan at SVR and 80% at a 3 year fixed. If I then pay off the SVR component completely after 3 months will there be any penalty??

    • Avatarfinder Customer Care
      ShirleyMarch 25, 2015Staff

      Hi Brisbane Buyer,

      Thanks for your question.

      This will depend on the home loan that you apply for with St.George. If it’s a variable rate loan, there are generally no fees payable for early repayments.

      If you would like to discuss your eligibility or options, please get in touch with St.George directly.

      Cheers,
      Shirley

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