Citi key facts
- Citi is an international bank that operates in Australia.
- Citi offers home loan products for owner-occupiers and investors.
- This lender also offers other financial products such as credit cards and personal loans.
Citi is one of the largest international banks. Citi offers a range of home loans for Australian borrowers. Check out the full table of Citi products below or read more about the lender.
Here are the key features and details you need to know about Citi's mortgage products.
|Minimum deposit||It is possible to get a home loan from Citi with a deposit as low as 10%.|
|Offset account?||You can get an offset account with several Citi loans.|
|Repayment options||Several Citi home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans.|
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
The Citi Mortgage Plus Fixed Rate offers a competitive fixed rate and a range of package features to add value to your home loan.
With a Citi Mortgage Plus Home Loan you can combine your loan with a credit card and other products.
The Citi Basic Home Loan is a feature-packed mortgage option with a low rate to help you repay your loan sooner.
Lock in your rate for years with a Citi Mortgage and enjoy the satisfaction of knowing that your repayments won't change over the fixed rate period
Sign up for our FREE 8-week course to get on the property ladder.