How to find the best home loan rate for you

Borrowers could save up to $63,246 in interest by finding a better home loan rate through Finder. Why pay more with a higher interest rate?

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If you haven't checked your home loan rate in the past 12 months, then you could be missing out on huge savings. The best home loan for you depends on a range of things, but the biggest impact on the cost of the loan is the interest rate – and now more than ever, banks and lenders are competing for your business with the lowest interest rates in history.

Don't waste hours comparing different loan options yourself when you can check out our monthly top picks for refinancers, homebuyers and investors. While we only choose loans from our commercial partners, we ensure that these loans have interest rates that are among the market's most competitive.

Must read: Looking for the best home loan?

There's no single home loan that's best for everyone as all our needs are different – and what's best for you might not be best for someone else.

St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

2.54 % p.a.

variable rate

2.56 % p.a.

comparison rate

St.George Home Loan Offer

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 80% of the property's value. (Terms, conditions & exclusions apply).
  • Interest rate of 2.54% p.a.
  • Comparison rate of 2.56% p.a.
  • Application fee of $0
  • Maximum LVR: 80%
  • Minimum borrowing: $150,000
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