|
|
|
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback. A competitive variable rate loan from St.George. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.49%
|
2.49%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.29%
|
2.72%
|
$0
|
$8 monthly ($96 p.a.)
|
95%
|
|
Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.
|
|
|
|
|
|
|
2.29%
|
2.31%
|
$0
|
$0 p.a.
|
60%
|
|
A competitive rate with no application or ongoing fee. This loan is not available for construction.
|
|
|
|
|
|
|
2.34%
|
2.34%
|
$0
|
$0 p.a.
|
60%
|
|
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
|
|
|
|
|
|
|
2.64%
|
2.81%
|
$300
|
$10 monthly ($120 p.a.)
|
60%
|
|
$3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 November 2020 and settle by 28 February 2021.
|
|
|
|
|
|
|
2.61%
|
2.67%
|
$449
|
$0 p.a.
|
80%
|
|
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only.
|
|
|
|
|
|
|
2.59%
|
2.60%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
|
|
|
|
|
|
|
2.39%
|
2.42%
|
$0
|
$0 p.a.
|
80%
|
|
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
|
|
|
|
|
|
|
2.29%
|
3.53%
|
$0
|
$395 p.a.
|
95%
|
|
Up to $3,000 refinance cashback.
Competitive fixed rate loan available with a 5% deposit. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply.
|
|
|
|
|
|
|
2.39%
|
2.41%
|
$0
|
$0 p.a.
|
90%
|
|
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
|
|
|
|
|
|
|
2.49%
|
2.49%
|
$0
|
$0 p.a.
|
60%
|
|
A competitive variable rate home loan for owner-occupiers. Requires a 40% deposit.
|
|
|
|
|
|
|
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from Bank of Melbourne. Refinancers borrowing $250,000 or more can get $4,000 cashback (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.59%
|
3.00%
|
$0
|
$349 p.a.
|
80%
|
|
Get a sharp rate with no application or settlement fee, a redraw facility and 100% offset account. Other fees and charges apply.
|
|
|
|
|
|
|
2.29%
|
2.87%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
$3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 29 November 2020 and settle by 28 February 2021.
|
|
|
|
|
|
|
2.65%
|
2.68%
|
$0
|
$0 p.a.
|
90%
|
|
A competitive variable rate for home buyers with 10% deposits saved. Optional offset account (with $10 monthly fee).
|
|
|
|
|
|
|
2.19%
|
2.71%
|
$350
|
$0 p.a.
|
90%
|
|
Lock in a competitive rate for two years. Available with a 10% deposit.
|
|
|
|
|
|
|
2.69%
|
2.69%
|
$0
|
$0 p.a.
|
60%
|
|
Investors with large 40% deposits or equity can get this low variable rate. A competitive option for investors looking to refinance.
|
|
|
|
|
|
|
2.74%
|
2.76%
|
$0
|
$0 p.a.
|
90%
|
|
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
|
|
|
|
|
|
|
2.28%
|
2.86%
|
$250
|
$0 p.a.
|
95%
|
|
A competitive fixed rate loan for home buyers. Available with a 5% deposit.
|
|
|
|
|
|
|
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
80%
|
|
Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get a $4,000 cashback (Other terms, conditions and exclusions apply).
|
|
|
|
|
|
|
2.28%
|
2.86%
|
$250
|
$0 p.a.
|
95%
|
|
A competitive 3 year fixed rate loan for home buyers. Available with a 5% deposit.
|
|
|
|
|
|
|
2.89%
|
2.89%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
2.54%
|
3.98%
|
$595
|
$0 p.a.
|
95%
|
|
$2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.73%
|
3.18%
|
$0
|
$395 p.a.
|
80%
|
|
A low variable rate loan with a 100% offset account and package discounts.
|
|
|
|
|
|
|
2.44%
|
2.38%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.
|
|
|
|
|
|
|
2.55%
|
2.60%
|
$600
|
$0 p.a.
|
95%
|
|
Home buyers can get a competitive, low-fee variable rate plus a 100% offset account. Low deposit option available. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs. Eligible refinancers can get a $2,000 pre-paid credit card when they switch to CUA.
|
|
|
|
|
|
|
2.69%
|
2.70%
|
$0
|
$0 p.a.
|
90%
|
|
A competitive value home loan with no ongoing fee.
|
|
|
|
|
|
|
2.78%
|
2.84%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
|
|
|
|
|
|
|
2.39%
|
2.36%
|
$0
|
$0 p.a.
|
70%
|
|
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
|
|
|
|
|
|
|
2.29%
|
2.74%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
|
|
|
2.74%
|
2.71%
|
$0
|
$0 p.a.
|
70%
|
|
Athena's refinance offer for investors and owner occupiers.
|
|
|
|
|
|
|
2.59%
|
2.63%
|
$595
|
$0 p.a.
|
80%
|
|
$2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.59%
|
3.34%
|
$0
|
$350 p.a.
|
95%
|
|
Get a partial offset account and flexible repayments with this package loan.
|
|
|
|
|
|
|
2.64%
|
2.64%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application and ongoing fees and take advantage of split and redraw options.
|
|
|
|
|
|
|
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
70%
|
|
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.
|
|
|
|
|
|
|
2.09%
|
2.98%
|
$0
|
$0 p.a.
|
80%
|
|
Lock in a competitive fixed rate for 2 years and buy your home with a 20% deposit.
|
|
|
|
|
|
|
2.14%
|
2.41%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
2.59%
|
4.30%
|
$600
|
$8 monthly ($96 p.a.)
|
95%
|
|
Get a partial offset account and the option to make interest-only repayments.
|
|
|
|
|
|
|
2.14%
|
2.46%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.55%
|
2.57%
|
$0
|
$0 p.a.
|
|
|
A variable rate loan for owner-occupiers looking to refinance. This loan has low fees and a 100% offset account.
|
|
|
|
|
|
|
2.79%
|
2.74%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive investor variable rate that falls as you build equity.
|
|
|
|
|
|
|
2.49%
|
4.12%
|
$595
|
$0 p.a.
|
90%
|
|
$2,000 refinance cashback
Investors can take advantage of a short term fixed rate with no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.78%
|
2.83%
|
$600
|
$0 p.a.
|
80%
|
|
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
|
|
|
|
|
|
|
3.04%
|
3.04%
|
$0
|
$0 p.a.
|
90%
|
|
Borrow up to $750K with an LVR ≤ 90% and pay no application fee.
|
|
|
|
|
|
|
2.99%
|
2.81%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive interest-only investor rate with no application or ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
95%
|
|
$2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more.
|
|
|
|
|
|
|
2.99%
|
2.59%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees.
|
|
|
|
|
|
|
3.34%
|
3.37%
|
$0
|
$0 p.a.
|
90%
|
|
For a limited time, pay no application or settlement fees. You can also take advantage of a free redraw facility.
|
|
|
|
