Aussie Home Loans

Rates and Fees verified correct on December 7th, 2016

Both a lender and mortgage broker, Aussie has all their home loan knowledge down pat.

Aussie home loans logoBesides being named as Australia's Top Mortgage Broker four years' running by The Adviser, Aussie has a great range of its own home loan products to suit your situation. Their products don't have any hidden fees and charges and come with flexible loan features combined with fast home loan application processing. Check out our Aussie Home Loan comparison below for details on their latest offers.

Aussie is not restricted in the types of loans they are able to offer, they simply operate on a smaller scale because most Australians will automatically choose to bank with one of the big four rather than shop around for a good deal. Take a closer look at what Aussie Home Loans has to offer with their range of home loans below.

Compare Aussie's Home Loan products

Rates last updated December 7th, 2016
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Loan purpose
Offset account
Loan type
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Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Aussie Select Basic Fixed Rate Home Loan - 3 Year Fixed LVR up to 80% (Owner Occupier)
Lock in a 3 year fixed rate with no upfront or ongoing fees.
3.99% 3.93% $0 $0 p.a. 80% More info
Aussie Select Basic Fixed Rate Home Loan - 2 Year Fixed LVR up to 80% (Owner Occupier)
Two year fixed rate home loans with a low interest rate and a low annual fee.
3.84% 3.89% $0 $0 p.a. 80% More info
Aussie Optimizer Fixed Rate Home Loan - 1 Year Fixed Rate (Owner Occupier) P&I
Take advantage of a low interest rate and no hidden fees.
4.19% 4.20% $0 $0 p.a. 95% More info
Aussie Optimizer Variable Rate - <$750k LVR <= 80% (Owner Occupier + P&I)
No application or ongoing fees and fee free extra repayments.
3.86% 3.87% $0 $0 p.a. 80% More info
Aussie Optimizer Fixed Rate Home Loan - 2 Year Fixed Rate (Owner Occupier) P&I
Give your mortgage some added security Aussie Optimizer Fixed Rate home loan.
4.19% 4.20% $0 $0 p.a. 95% More info
3.99% 3.97% $0 $0 p.a. 80% More info
Aussie Select Basic Variable  - <$500k (LVR <= 80%) (Owner Occupier)
A competitive rate with no ongoing monthly fees or application fees.
3.89% 3.90% $0 $0 p.a. 80% More info
4.09% 4.10% $0 $0 p.a. 90% More info
Aussie Optimizer Fixed Rate Home Loan - 5 Year Fixed Rate (Owner Occupier) P&I
Borrow up to 90% and enjoy a low interest rate and no ongoing fee.
4.49% 4.32% $0 $0 p.a. 95% More info
4.19% 4.20% $0 $0 p.a. 95% More info
Aussie Select Basic Variable  - <$500k (LVR 80.01% to 90%) (Owner Occupier)
Aussie Select Basic Standard Variable home loan
3.99% 4.00% $0 $0 p.a. 90% More info
Aussie Select Basic Fixed Rate Home Loan - 5 Year Fixed LVR up to 80% (Owner Occupier)
A 5 year fixed home loan with a low interest rate for owner occupiers.
4.19% 4.02% $0 $0 p.a. 80% More info
Aussie Optimizer Plus Variable Rate - <$750k LVR > 90% (Owner Occupier) P&I
Enjoy a competitive rate and 100% offset account with this loan.
4.19% 4.39% $0 $198 p.a. 95% More info
Aussie Optimizer Plus Variable Rate - <$750k LVR <= 80% (Owner Occupier) P&I
Take advantage of a discounted rate in exchange for keeping your LVR below 80%
3.86% 4.07% $0 $198 p.a. 80% More info
Aussie Optimizer Plus Variable Rate - <$750k LVR 80.01% to 90% (Owner Occupier) P&I
Make use of a low rate, 100% offset account and redraw facility.
4.09% 4.29% $0 $198 p.a. 90% More info

Contact an Aussie Mortgage Broker

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Terms and conditions

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a partly owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. © 2016 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786. Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

By submitting this form, you agree to the finder.com.au privacy policy and the Aussie privacy policy.

Aussie Home Loans Logo

Aussie’s Mortgage Brokers can save you time and effort by helping you research, organise and apply for your home loan, at no cost to you. They compare hundreds of home loans to help find the right deal for you. Fill out the form on the left and an Aussie Mortgage Broker will meet you at a time of your choosing to discuss your needs and help you find the right loan.

Aussie Home Loans Lender Logos


What home loans do Aussie offer?

Fixed home loans

Aussie has a number of fixed rate loans on offer, including the Select Basic Fixed and the Optimizer Fixed and Optimizer Plus Fixed. Each loan has fixed terms of between one and five years, so you can choose a term which suits your needs. Some of these loans allow borrowers to make additional repayments during the fixed term.

Variable rate home loans

If you want to enjoy the drops in interest rates and ride out the rises you may choose one of Aussie’s variable loans when you purchase your first or next home. You’ll also be able to enjoy a range of features, including redraw and loan splitting, plus there are no or few ongoing fees.

Line of credit

If you have equity in your property you may be eligible for a line of credit above the amount of your home loan from Aussie. You can use your line of credit to cover renovations or go on a holiday and with a line of credit loan, it’s typically cheaper than credit cards or unsecured lines of credit, and don’t have to repay the amount until you reach your credit limit. Should you sell the security, this has to be repaid in full.

Low doc

Low Documentation (Low Doc) Home Loans are designed for the self-employed and small business owners who may not have access to the financial statements and tax returns usually required when applying for a home loan.

Overloaded with information? Click here for our guide on how to compare home loans.

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Refinancing could save you thousands depending on your current lender. Have a look at the loans on offer with Aussie, get in contact, and an Aussie Mortgage Broker will work out exactly how much you could save.

If you're a property investor Aussie can help find the right investment loan for you.

There's a wealth of information available for you, so even if you're new to investing in property you'll be able to lay your hands on the information you need when you need it.

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This page was last modified on 18 October 2016 at 10:33.

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10 Responses to Aussie Home Loans

  1. Default Gravatar
    Main | September 4, 2015

    Hi

    I have a current home loan and looking to refinance, I am on single parenting payment and I am unable to find anyone who will look at me even tho this is my third house and I currently have a 4 year payment history on my current loan, do you know anyone who can help?

    • Staff
      Belinda | September 4, 2015

      Hi Main,

      Thanks for your enquiry.

      If you’re thinking of refinancing, you might be interested to estimate the cost of refinancing and compare a range of home loans that are suited for refinancing purposes on this page.

      Also, you can learn more about applying for a new loan when receiving government benefits here, and you can click the ‘enquire’ button to speak with a mortgage broker who will be able to draw upon their panel of lenders to find one that’s more likely to review your application.

      Thanks,
      Belinda

  2. Default Gravatar
    robert | May 26, 2015

    My daughter is divorcing, husband is taking name off title deeds. I wish to go on title deeds for my daughter to keep home. What is minimum percentage that bank will allow me on deeds and do all banks want same percentage. I ask this as I will be paying stamp duty on percentage. I know that I will be required as co signer to get loan.

    • Staff
      Belinda | June 1, 2015

      Hi Robert,

      Thanks for your enquiry.

      The minimum percentage that the lender will allow you on deeds will depend on a range of factors, so it is advisable that you contact Aussie Home Loans directly before carrying out any transfer of title or mortgage.

      Stamp duty is calculated on the value of the property or land that is being transferred and is represented as a percentage. You can contact your state office of revenue for more details.

      You can read more about fees and charges when transferring property within the family on this page.

      Thanks,
      Belinda

  3. Default Gravatar
    jackie | February 27, 2015

    We badly need renovations and have about $30K owing with $45K redraw available. Are looking to borrow and have been told that line of credit option is best option atm. Our home is probably worth over $700K. How do I go about finding which company is best when our own bank requirements are ridiculous and no loyalty whatsoever considering we have been with them for over 20 years. We may need up to $150K.
    Thank you.

    • Staff
      Shirley | February 27, 2015

      Hi Jackie,

      Thanks for your question.

      Please note that finder.com.au is an online comparison service and does not represent Aussie Mortgage Brokers. If you would like to discuss your eligibility or options, please get in touch with them directly.

      If you’d like, you can also compare a range of line of credit loans on this page.

      Cheers,
      Shirley

  4. Default Gravatar
    Peter | July 19, 2014

    Aussie phone number for SA.

    • Staff
      Shirley | July 21, 2014

      Hi Peter,

      Thanks for your question.

      Please refer to the link I’ve emailed you regarding contact details for Aussie.

      Cheers,
      Shirley

  5. Default Gravatar
    shivang | April 4, 2014

    I am looking for business loan around $ 275000 for dominos pizza franchise. I had 170000$ ready in my bank account for margin money. Store selection is completed.

    can you guide me the contacts for the business loan in sydney?

    Regards,

    Shivang

    • Staff
      Marc | April 7, 2014

      Hi Shivang,
      thanks for the question.

      Unfortunately we don’t offer a comprehensive business loan comparison at this current time. I’d recommend carrying out your own comparison of business loans on the internet and then contacting a lender you’re interested in to find out more. I’m more than happy to help give a general comparison of any specific loans you find promising.

      Sorry I couldn’t be of more help,
      Marc.

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