Aussie Home Loans Comparison & Reviews | Finder
finder.com.au

Aussie

Aussie is both a lender and a mortgage broker, and offers a range of services.

Aussie
Marc Terrano
Marc Terrano
Updated . What changed?
Fact checked

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Find everything you need to know about Aussie home loans on this page. Skip ahead to the full table of products or read more about Aussie home loans below.

Compare Aussie home loans

Compare Aussie home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to get in touch with an Aussie broker.

Data updated regularly
$
years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Aussie Select Basic Fixed Rate Home Loan - 3 Year Fixed LVR up to 80% (Owner Occupier, P&I)
Aussie Select Basic Fixed Rate Home Loan
More Info
2.14%
2.47%
$0
$0 p.a.
80%
$566.11
More Info
Lock in a 3 year fixed rate with no upfront or ongoing fees.
Aussie Select Basic Fixed Rate Home Loan - 2 Year Fixed Rate (Investor, P&I)
Aussie Select Basic Fixed Rate Home Loan
More Info
2.79%
3.34%
$0
$0 p.a.
90%
$616.64
More Info
Aussie Select Basic Fixed Rate Home Loan - 5 Year Fixed LVR up to 80% (Owner Occupier, P&I)
Aussie Select Basic Fixed Rate Home Loan
More Info
2.29%
2.47%
$0
$0 p.a.
80%
$577.55
More Info
A 5 year fixed home loan with a low interest rate for owner occupiers.
loading

Compare up to 4 providers

Aussie lender profile

  • Aussie started in 1992 and was founded by John Symond.
  • Aussie is a mortgage broker, not a bank. The company is a subsidiary of the Commonwealth Bank of Australia Ltd. As a broker, they have access to mortgages from a panel of big and small lenders. Credit for Aussie's own mortgage products is provided by Residential Mortgage Group Pty Ltd, Pepper Finance Corporation Limited and Bendigo and Adelaide Bank Limited.
  • Aussie has over $70 billion of loans on its books and has hundreds of brokers across the country.

Aussie mortgage features

Aussie has fixed and variable loans for owner occupiers and investors. They have their own products and can work as a broker to connect you with other mortgages.

FeatureDetails
Deposit sizeMost Aussie products require a standard 20% deposit. A few are available with a 10% deposit.
Partial Offset accountThe Aussie Select Basic Variable comes with a partial offset account.
FlexibilityMost Aussie products do not have redraw facilities. However, most Aussie products are loan portable and let you split your interest rate into fixed and variable portions.
Line of credit loansAussie also offers line of credit loans such as the Aussie Select Line of Credit.

How do I apply for an Aussie mortgage?

You can learn more about a specific Aussie home loans by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to an Aussie lending specialist.

Eligibility

Each Aussie product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Aussie you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Disclaimer

Credit for Aussie Select home loans is provided by Residential Mortgage Group Pty Ltd ACL 414133. © 2021 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

More guides on Finder

  • Aussie Elevate Variable Home Loan

    The Elevate Variable Home Loan from Aussie is a flexible variable rate mortgage with a 100% offset account.
  • Aussie Elevate Fixed Home Loan

    The Aussie Elevate Fixed Home Loan is a competitive fixed rate mortgage from Aussie. It has options for investors and home buyers and an offset account.
  • Aussie Select Line of Credit Home Loan review

    Borrow up to 90% of the value of the equity in your home with an Aussie Select Line of Credit Home Loan.

  • Aussie Select Standard Variable Home Loan

    The Aussie Select Standard Variable Home Loan offers a competitive interest rate, penalty-free extra repayments and you can redraw as often as you like.
  • Aussie Select Basic Variable Rate Home Loan

    Find out the benefits of an Aussie Select Basic Variable Rate home loan – competitive interest rates, flexible repayment terms and no management fees.
  • Aussie Select Basic Fixed Rate Home Loan

    A fixed rate means your repayments won't change. The Aussie Basic Fixed Rate Home Loan is a fully featured loan available to people purchasing their new home, refinancing from another lender or purchasing a new investment. Read on for a review of the features, fees and rates offered with this mortgage product.

Home Loan Offers

Important Information*

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

10 Responses

    Default Gravatar
    MainSeptember 4, 2015

    Hi

    I have a current home loan and looking to refinance, I am on single parenting payment and I am unable to find anyone who will look at me even tho this is my third house and I currently have a 4 year payment history on my current loan, do you know anyone who can help?

    Reply
      Default Gravatar
      BelindaSeptember 4, 2015

      Hi Main,

      Thanks for your enquiry.

      If you are thinking of refinancing, you might be interested to estimate the cost of refinancing and compare a range of refinancing home loans that are suited for you.

      Also, you can learn more about applying for a new loan when receiving government benefits from our Centrelink home loan options. I also recommend getting in touch with a licensed mortgage broker. A broker can help you understand your financial position and they can leverage their panel of networks to find a lender that’s more inclined to review your application.

      Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      Thanks,
      Belinda

      Reply
    Default Gravatar
    robertMay 26, 2015

    My daughter is divorcing, husband is taking name off title deeds. I wish to go on title deeds for my daughter to keep home. What is minimum percentage that bank will allow me on deeds and do all banks want same percentage. I ask this as I will be paying stamp duty on percentage. I know that I will be required as co signer to get loan.

    Reply
      Default Gravatar
      BelindaJune 1, 2015

      Hi Robert,

      Thanks for your enquiry.

      The minimum percentage that the lender will allow you on deeds will depend on a range of factors, so it is advisable that you contact Aussie Home Loans directly before carrying out any transfer of title or mortgage.

      Stamp duty is calculated on the value of the property or land that is being transferred and is represented as a percentage. You can contact your state office of revenue for more details.

      You can read more about fees and charges when transferring property within the family. You should also consider speaking to a conveyancer who will give expert and practical advice on what to do at every step of the process.

      Thanks,
      Belinda

      Reply
    Default Gravatar
    jackieFebruary 27, 2015

    We badly need renovations and have about $30K owing with $45K redraw available. Are looking to borrow and have been told that line of credit option is best option atm. Our home is probably worth over $700K. How do I go about finding which company is best when our own bank requirements are ridiculous and no loyalty whatsoever considering we have been with them for over 20 years. We may need up to $150K.
    Thank you.

    Reply
      Avatarfinder Customer Care
      ShirleyFebruary 27, 2015Staff

      Hi Jackie,

      Thanks for your question.

      You may discuss your eligibility or options from Aussie home loans by getting in touch with them directly.

      You can also compare a range of line of credit home loans. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.

      I also recommend getting in touch with a licensed mortgage broker. A broker can help you understand your financial position and they can leverage their panel of networks to find a lender that is more inclined to review your application.

      Cheers,
      Shirley

      Reply
    Default Gravatar
    PeterJuly 19, 2014

    Aussie phone number for SA.

    Reply
      Avatarfinder Customer Care
      ShirleyJuly 21, 2014Staff

      Hi Peter,

      Thanks for your question.

      Please refer to the link I’ve emailed you regarding contact details for Aussie.

      Cheers,
      Shirley

      Reply
    Default Gravatar
    shivangApril 4, 2014

    I am looking for business loan around $ 275000 for dominos pizza franchise. I had 170000$ ready in my bank account for margin money. Store selection is completed.

    can you guide me the contacts for the business loan in sydney?

    Regards,

    Shivang

    Reply
      Avatarfinder Customer Care
      MarcApril 7, 2014Staff

      Hi Shivang,
      thanks for the question.

      Unfortunately we don’t offer a comprehensive business loan comparison at this current time. I’d recommend carrying out your own comparison of business loans on the internet and then contacting a lender you’re interested in to find out more. I’m more than happy to help give a general comparison of any specific loans you find promising.

      Sorry I couldn’t be of more help,
      Marc.

      Reply
Go to site