Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.
Find everything you need to know about Aussie home loans on this page. Skip ahead to the full table of products or read more about Aussie home loans below.
Competitive Aussie rates for...
- Home buyers. The Aussie Select Basic Fixed Rate Home Loan - 1 Year Fixed LVR up to 80% (Owner Occupier, P&I) has a 3.69% p.a. interest rate and lets you borrow up to 80%.
- Investors. The Aussie Select Basic Fixed Rate Home Loan - 2 Year Fixed Rate (Investor, P&I) has a 3.84% p.a. interest rate and lets you borrow up to 90%.
Compare Aussie home loans
Compare Aussie home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.
Aussie lender profile
- Aussie started in 1992 and was founded by John Symonds. The Commonwealth Bank now owns 100% of the company.
- Aussie offers their own mortgage products. As a broker, they also have access to mortgages from a panel of big and small lenders.
- Aussie has over $70 billion of loans on its books and has over 1,000 brokers across the country.
Aussie mortgage features
Aussie has fixed and variable loans for owner occupiers and investors. They have their own products and can work as a broker to connect you with other mortgages.
| Feature | Details |
|---|---|
| Deposit size | Most Aussie products require a standard 20% deposit. A few are available with a 10% deposit. |
| Partial Offset account | The Aussie Select Basic Variable comes with a partial offset account. |
| Flexibility | Most Aussie products do not have redraw facilities. However, most Aussie products are loan portable and let you split your interest rate into fixed and variable portions. |
| Line of credit loans | Aussie also offers line of credit loans such as the Aussie Select Line of Credit. |
How do I apply for an Aussie mortgage?
You can learn more about a specific Aussie home loans by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to a Aussie lending specialist.
Eligibility
Each Aussie product have specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Aussie you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Online lenders. Compare more mortgages from online lenders.
- Non-bank lenders. Compare loans from non-bank lenders.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
Hi
I have a current home loan and looking to refinance, I am on single parenting payment and I am unable to find anyone who will look at me even tho this is my third house and I currently have a 4 year payment history on my current loan, do you know anyone who can help?
Hi Main,
Thanks for your enquiry.
If you’re thinking of refinancing, you might be interested to estimate the cost of refinancing and compare a range of home loans that are suited for refinancing purposes on this page.
Also, you can learn more about applying for a new loan when receiving government benefits here, and you can click the ‘enquire’ button to speak with a mortgage broker who will be able to draw upon their panel of lenders to find one that’s more likely to review your application.
Thanks,
Belinda
My daughter is divorcing, husband is taking name off title deeds. I wish to go on title deeds for my daughter to keep home. What is minimum percentage that bank will allow me on deeds and do all banks want same percentage. I ask this as I will be paying stamp duty on percentage. I know that I will be required as co signer to get loan.
Hi Robert,
Thanks for your enquiry.
The minimum percentage that the lender will allow you on deeds will depend on a range of factors, so it is advisable that you contact Aussie Home Loans directly before carrying out any transfer of title or mortgage.
Stamp duty is calculated on the value of the property or land that is being transferred and is represented as a percentage. You can contact your state office of revenue for more details.
You can read more about fees and charges when transferring property within the family on this page.
Thanks,
Belinda
We badly need renovations and have about $30K owing with $45K redraw available. Are looking to borrow and have been told that line of credit option is best option atm. Our home is probably worth over $700K. How do I go about finding which company is best when our own bank requirements are ridiculous and no loyalty whatsoever considering we have been with them for over 20 years. We may need up to $150K.
Thank you.
Hi Jackie,
Thanks for your question.
Please note that finder.com.au is an online comparison service and does not represent Aussie Mortgage Brokers. If you would like to discuss your eligibility or options, please get in touch with them directly.
If you’d like, you can also compare a range of line of credit loans on this page.
Cheers,
Shirley
Aussie phone number for SA.
Hi Peter,
Thanks for your question.
Please refer to the link I’ve emailed you regarding contact details for Aussie.
Cheers,
Shirley
I am looking for business loan around $ 275000 for dominos pizza franchise. I had 170000$ ready in my bank account for margin money. Store selection is completed.
can you guide me the contacts for the business loan in sydney?
Regards,
Shivang
Hi Shivang,
thanks for the question.
Unfortunately we don’t offer a comprehensive business loan comparison at this current time. I’d recommend carrying out your own comparison of business loans on the internet and then contacting a lender you’re interested in to find out more. I’m more than happy to help give a general comparison of any specific loans you find promising.
Sorry I couldn’t be of more help,
Marc.