Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.
Besides being named as Australia's Top Mortgage Broker four years' running by The Adviser, Aussie has a range of its own home loan products to suit a variety of needs.
Aussie Home Loan Offer
Aussie Optimizer Construction Loan - LVR 70.01% to 80% (Owner Occupier) P&I
variable rate
comparison rate
Aussie Home Loan Offer
With the Aussie Optimizer Construction Loan with a loan-to-value ratio up to 80% enjoy a low interest rate.
- Interest rate of 3.91% p.a.
- Comparison rate of 3.98% p.a.
- Application fee of $0
- Maximum LVR: 80%
- Minimum borrowing: $150,000
- Max borrowing: $2,000,000
Compare Aussie's Home Loan products
Contact an Aussie Mortgage Broker
Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.
- FREE Suburb and Property Report with every appointment.
- Access 3,000+ loans from over 20 lenders.
- Get expert help with your loan application, including paperwork and eligibility.
- Over 1000 brokers who are able to help you in your local area.
The Adviser’s number 1 placed mortgage broker 5 years running (2013-2017)
What home loans do Aussie offer?
Fixed home loans
Aussie has a number of fixed rate loans on offer, including the Select Basic Fixed and the Optimizer Fixed and Optimizer Plus Fixed. Each loan has fixed terms of between one and five years, so you can choose a term which suits your needs. Some of these loans allow borrowers to make additional repayments during the fixed term.
Variable rate home loans
If you want to enjoy the drops in interest rates and ride out the rises you may choose one of Aussie’s variable loans when you purchase your first or next home. You’ll also be able to enjoy a range of features, including redraw and loan splitting, plus there are no or few ongoing fees.
Line of credit
If you have equity in your property you may be eligible for a line of credit above the amount of your home loan from Aussie. You can use your line of credit to cover renovations or go on a holiday and with a line of credit loan, it’s typically cheaper than credit cards or unsecured lines of credit, and don’t have to repay the amount until you reach your credit limit. Should you sell the security, this has to be repaid in full.
Low doc
Low Documentation (Low Doc) Home Loans are designed for the self-employed and small business owners who may not have access to the financial statements and tax returns usually required when applying for a home loan.
Overloaded with information? Click here for our guide on how to compare home loans.
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Hi
I have a current home loan and looking to refinance, I am on single parenting payment and I am unable to find anyone who will look at me even tho this is my third house and I currently have a 4 year payment history on my current loan, do you know anyone who can help?
Hi Main,
Thanks for your enquiry.
If you’re thinking of refinancing, you might be interested to estimate the cost of refinancing and compare a range of home loans that are suited for refinancing purposes on this page.
Also, you can learn more about applying for a new loan when receiving government benefits here, and you can click the ‘enquire’ button to speak with a mortgage broker who will be able to draw upon their panel of lenders to find one that’s more likely to review your application.
Thanks,
Belinda
My daughter is divorcing, husband is taking name off title deeds. I wish to go on title deeds for my daughter to keep home. What is minimum percentage that bank will allow me on deeds and do all banks want same percentage. I ask this as I will be paying stamp duty on percentage. I know that I will be required as co signer to get loan.
Hi Robert,
Thanks for your enquiry.
The minimum percentage that the lender will allow you on deeds will depend on a range of factors, so it is advisable that you contact Aussie Home Loans directly before carrying out any transfer of title or mortgage.
Stamp duty is calculated on the value of the property or land that is being transferred and is represented as a percentage. You can contact your state office of revenue for more details.
You can read more about fees and charges when transferring property within the family on this page.
Thanks,
Belinda
We badly need renovations and have about $30K owing with $45K redraw available. Are looking to borrow and have been told that line of credit option is best option atm. Our home is probably worth over $700K. How do I go about finding which company is best when our own bank requirements are ridiculous and no loyalty whatsoever considering we have been with them for over 20 years. We may need up to $150K.
Thank you.
Hi Jackie,
Thanks for your question.
Please note that finder.com.au is an online comparison service and does not represent Aussie Mortgage Brokers. If you would like to discuss your eligibility or options, please get in touch with them directly.
If you’d like, you can also compare a range of line of credit loans on this page.
Cheers,
Shirley
Aussie phone number for SA.
Hi Peter,
Thanks for your question.
Please refer to the link I’ve emailed you regarding contact details for Aussie.
Cheers,
Shirley
I am looking for business loan around $ 275000 for dominos pizza franchise. I had 170000$ ready in my bank account for margin money. Store selection is completed.
can you guide me the contacts for the business loan in sydney?
Regards,
Shivang
Hi Shivang,
thanks for the question.
Unfortunately we don’t offer a comprehensive business loan comparison at this current time. I’d recommend carrying out your own comparison of business loans on the internet and then contacting a lender you’re interested in to find out more. I’m more than happy to help give a general comparison of any specific loans you find promising.
Sorry I couldn’t be of more help,
Marc.