|
|
|
2.84%
|
2.80%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.
|
|
|
|
|
|
|
2.99%
|
3.45%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
2.84%
|
2.84%
|
$0
|
$0 p.a.
|
80%
|
|
This rate will drop to 2.84% p.a on 29 October 2019 for new and existing customers. Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
3.02%
|
3.04%
|
$0
|
$0 p.a.
|
90%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
|
|
|
|
|
|
|
3.03%
|
3.04%
|
$0
|
$0 p.a.
|
90%
|
|
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
|
|
|
|
|
|
|
3.31%
|
3.37%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. Get a special discount for a limited time when you open an IMB Transaction Account.
|
|
|
|
|
|
|
2.94%
|
2.97%
|
$600
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive variable rate for home buyers with a 20% deposit. This product has a 100% offset account.
|
|
|
|
|
|
|
2.99%
|
3.42%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
A competitive fixed rate mortgage available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
2.88%
|
3.80%
|
$0
|
$395 p.a.
|
80%
|
|
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
|
|
|
|
|
|
|
2.79%
|
3.82%
|
$0
|
$0 p.a.
|
90%
|
|
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
3.12%
|
3.32%
|
$599
|
$10 monthly ($120 p.a.)
|
80%
|
|
This is a competitive, flexible variable rate suitable for borrowers with a good credit history. Borrow up to 80%.
|
|
|
|
|
|
|
2.99%
|
3.73%
|
$0
|
$375 p.a.
|
90%
|
|
Get a very competitive 3 year fixed rate with low fees and only a 10% deposit. Refinance to this loan and receive a $2,000 cashback when borrowing $250,000 or more.
|
|
|
|
|
|
|
3.33%
|
3.47%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
This flexible, competitive variable rate mortgage comes with a redraw facility. Eligible borrowers can earn Velocity Frequent Flyer Points, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
3.24%
|
3.20%
|
$0
|
$0 p.a.
|
80%
|
|
Athena offers one of the lowest rates in the market for investors looking to refinance their mortgage. No ongoing fees and no application fee. Principal and interest repayments. Refinancers only.
|
|
|
|
|
|
|
3.34%
|
3.78%
|
$0
|
$395 p.a.
|
80%
|
|
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
|
|
|
|
|
|
|
3.24%
|
3.24%
|
$0
|
$0 p.a.
|
80%
|
|
This rate will drop to 3.24% p.a on 29 October 2019 for new and existing customers. Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
2.84%
|
2.97%
|
$600
|
$10 monthly ($120 p.a.)
|
70%
|
|
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
|
|
|
|
|
|
|
2.84%
|
3.53%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online.
|
|
|
|
|
|
|
2.74%
|
3.61%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.88%
|
4.11%
|
$0
|
$375 p.a.
|
95%
|
|
$2,000 cashback for eligible refinancers. Get a very low fixed interest rate for two years plus package discounts. Available with a 5% deposit.
|
|
|
|
|
|
|
3.32%
|
3.36%
|
$595
|
$0 p.a.
|
90%
|
|
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
|
|
|
|
|
|
|
3.34%
|
2.99%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees. Refinancers only.
|
|
|
|
|
|
|
3.18%
|
3.83%
|
$0
|
$395 p.a.
|
80%
|
|
Get a low 3 year fixed rate with a 100% offset account and package discounts.
|
|
|
|
|
|
|
3.24%
|
3.24%
|
$0
|
$0 p.a.
|
95%
|
|
$2,000 cashback for eligible refinancers. This flexible, basic home loan offers a very low rate and you only need a 5% deposit.
|
|
|
|
|
|
|
3.49%
|
4.06%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
|
|
|
|
|
|
|
3.32%
|
3.71%
|
$0
|
$395 p.a.
|
90%
|
|
New borrowers or refinancers can get a discounted rate with this package loan.
|
|
|
|
|
|
|
2.69%
|
3.37%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate product with no ongoing bank fees.
|
|
|
|
|
|
|
3.57%
|
3.59%
|
$0
|
$0 p.a.
|
80%
|
|
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
|
|
|
|
|
|
|
3.94%
|
3.93%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
A variable rate home loan with no application fees and the opportunity to earn Velocity points.
|
|
|
|
|
|
|
3.69%
|
3.45%
|
$375
|
$15 monthly ($180 p.a.)
|
80%
|
|
Home buyers with a 20% deposit can get this low interest-only rate. It also comes with a 100% offset account.
|
|
|
|
|
|
|
2.84%
|
3.77%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
My husband 75 years and I 70 years. We are planning to sell the family home in 12 to 18 months. We have tried to access a reverse mortgage from CWB ( who we bank with ) and have been refused. We run a B&B from our family home and have done for 10 years. We have also gone security guarantor for our son and his wife (160,000) with Westpac. We own our home which has been valued by a valuer at $1.500.000. We have no debts and have never had a bad credit rating. Could you please advise us where to apply and if you think we have any chance of accessing around $30,000. Thank you.
Hello Frances,
Thank you for your inquiry.
May I confirm if both of you are pensioners? If you are, we have a full-guide written for pensioners who are seeking home loans. On that page, we have listed some tips on how to apply for a home loan, the types of home loans you may qualify for, and the advantages and disadvantages of pensioner home loans.
Should you identify that reverse mortgage suits you, we have a list of lenders that you may consider. Take note that you need to review their requirements and loan terms before proceeding.
Alternatively, you may consult a mortgage broker for a personalized advice based on your needs.
Hope this helps.
Cheers,
Jonathan