|
|
|
2.59%
|
2.59%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$500 (waived for loans above $150,000)
|
$0 p.a.
|
80%
|
|
Refinancers borrowing $250,000 or more can get a $2,000 cashback per property (Other terms, conditions and exclusions apply). A low variable interest rate for home buyers and refinancers. Application fee waived for loans above $150,000.
|
|
|
|
|
|
|
2.57%
|
2.59%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low variable interest rate and pay 0 application or ongoing fees with this convenient online lender.
|
|
|
|
|
|
|
2.65%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
|
|
|
|
|
|
|
2.78%
|
2.79%
|
$0
|
$0 p.a.
|
90%
|
|
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.49%
|
3.41%
|
$0
|
$395 p.a.
|
80%
|
|
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
|
|
|
|
|
|
|
2.73%
|
3.18%
|
$0
|
$395 p.a.
|
80%
|
|
A low variable rate loan with a 100% offset account and package discounts.
|
|
|
|
|
|
|
2.79%
|
2.81%
|
$0
|
$0 p.a.
|
90%
|
|
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $1000000 from a convenient online lender.
|
|
|
|
|
|
|
2.59%
|
2.86%
|
$590
|
$15 monthly ($180 p.a.)
|
70%
|
|
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.
|
|
|
|
|
|
|
2.29%
|
2.91%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$500 (waived for loans above $150,000)
|
$0 p.a.
|
80%
|
|
Refinancers borrowing $250,000 or more can get a $2,000 cashback per property (Other terms, conditions and exclusions apply). A low variable interest rate for home buyers and refinancers. Application fee waived for loans above $150,000.
|
|
|
|
|
|
|
2.60%
|
2.77%
|
$300
|
$10 monthly ($120 p.a.)
|
60%
|
|
A competitive variable rate loan for home buyers with large deposits. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.
|
|
|
|
|
|
|
2.80%
|
2.81%
|
$0
|
$0 p.a.
|
90%
|
|
A competitive value home loan with no ongoing fee.
|
|
|
|
|
|
|
2.79%
|
2.79%
|
$0
|
$0 p.a.
|
90%
|
|
Home buyers can get a competitive variable rate loan with a 100% offset account and low fees.
|
|
|
|
|
|
|
2.64%
|
2.66%
|
$500 (waived for loans above $150,000)
|
$0 p.a.
|
80%
|
|
Refinancers borrowing $200,000 or more can get a $2,000 cashback per property (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. A low variable interest rate for home buyers and refinancers. Application fee waived for loans above $150,000.
|
|
|
|
|
|
|
2.78%
|
2.84%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
|
|
|
|
|
|
|
2.94%
|
2.95%
|
$0
|
$0 p.a.
|
110%
|
|
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, QLD and ACT only.
|
|
|
|
|
|
|
2.22%
|
2.46%
|
$250
|
$0 p.a.
|
90%
|
|
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes.
|
|
|
|
|
|
|
2.47%
|
2.50%
|
$250
|
$0 p.a.
|
80%
|
|
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee. Not available for construction purposes.
|
|
|
|
|
|
|
2.09%
|
2.98%
|
$0
|
$0 p.a.
|
80%
|
|
Lock in a competitive fixed rate for 2 years and buy your home with a 20% deposit.
|
|
|
|
|
|
|
2.49%
|
4.12%
|
$595
|
$0 p.a.
|
90%
|
|
Investors can take advantage of a short term fixed rate with no ongoing fees.
|
|
|
|
|
|
|
2.73%
|
2.78%
|
$600
|
$0 p.a.
|
95%
|
|
Home buyers can get a competitive, low-fee variable rate plus a 100% offset account. Low deposit option available. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs.
|
|
|
|
|
|
|
2.14%
|
2.59%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
2.29%
|
3.32%
|
$0
|
$375 p.a.
|
90%
|
|
A low fixed rate loan available for borrowers with 10% deposits. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.
|
|
|
|
|
|
|
2.39%
|
3.14%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online. Available with a 5% deposit.
|
|
|
|
|
|
|
2.72%
|
2.76%
|
$595
|
$0 p.a.
|
80%
|
|
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
|
|
|
|
|
|
|
2.84%
|
3.29%
|
$0
|
$395 p.a.
|
80%
|
|
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
|
|
|
|
|
|
|
2.67%
|
2.70%
|
$250
|
$0 p.a.
|
90%
|
|
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes.
|
|
|
|
|
|
|
2.09%
|
3.53%
|
$0
|
$0 p.a.
|
80%
|
|
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
2.14%
|
2.69%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.82%
|
2.85%
|
$250
|
$0 p.a.
|
80%
|
|
If you're an investor with a 20% deposit saved you can get this low rate mortgage. Not available for construction.
|
|
|
|
|
|
|
2.59%
|
3.39%
|
$0
|
$395 p.a.
|
80%
|
|
Get a low 3 year fixed rate with a 100% offset account and package discounts.
|
|
|
|
|
|
|
2.99%
|
2.99%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
95%
|
|
New borrowers or refinancers can get a discounted rate with this package loan.
|
|
|
|
|
|
|
2.74%
|
3.59%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
|
|
|
|
|
|
|
3.17%
|
3.19%
|
$0
|
$0 p.a.
|
80%
|
|
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
|
|
|
|
|
|
|
2.29%
|
2.82%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
|
|
|
2.39%
|
3.08%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
|
|
|
|
My husband 75 years and I 70 years. We are planning to sell the family home in 12 to 18 months. We have tried to access a reverse mortgage from CWB ( who we bank with ) and have been refused. We run a B&B from our family home and have done for 10 years. We have also gone security guarantor for our son and his wife (160,000) with Westpac. We own our home which has been valued by a valuer at $1.500.000. We have no debts and have never had a bad credit rating. Could you please advise us where to apply and if you think we have any chance of accessing around $30,000. Thank you.
Hello Frances,
Thank you for your inquiry.
May I confirm if both of you are pensioners? If you are, we have a full-guide written for pensioners who are seeking home loans. On that page, we have listed some tips on how to apply for a home loan, the types of home loans you may qualify for, and the advantages and disadvantages of pensioner home loans.
Should you identify that reverse mortgage suits you, we have a list of lenders that you may consider. Take note that you need to review their requirements and loan terms before proceeding.
Alternatively, you may consult a mortgage broker for a personalized advice based on your needs.
Hope this helps.
Cheers,
Jonathan