|
|
|
2.84%
|
2.80%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers looking to refinance can get one of the lowest rates in the market with this variable rate mortgage. $0 application fee and $0 ongoing fees. Refinancers only.
|
|
|
|
|
|
|
2.99%
|
3.45%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
Buy your home and lock in a low rate for the first two years. Available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
2.84%
|
2.84%
|
$0
|
$0 p.a.
|
80%
|
|
This rate will drop to 2.84% p.a on 29 October 2019 for new and existing customers. Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.94%
|
2.97%
|
$600
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive variable rate for home buyers with a 20% deposit. This product has a 100% offset account.
|
|
|
|
|
|
|
3.31%
|
3.37%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. Get a special discount for a limited time when you open an IMB Transaction Account.
|
|
|
|
|
|
|
2.99%
|
3.42%
|
$0
|
$10 monthly ($120 p.a.)
|
90%
|
|
A competitive fixed rate mortgage available with a 10% deposit. Earn Velocity Frequent Flyer Points at settlement, monthly and every three years, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
2.88%
|
3.80%
|
$0
|
$395 p.a.
|
80%
|
|
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
|
|
|
|
|
|
|
2.79%
|
3.82%
|
$0
|
$0 p.a.
|
90%
|
|
Get one of the lowest rates on the market with this fixed rate mortgage. Available with just a 10% deposit. Guarantor option available. NSW, QLD and ACT residents only.
|
|
|
|
|
|
|
3.12%
|
3.32%
|
$599
|
$10 monthly ($120 p.a.)
|
80%
|
|
This is a competitive, flexible variable rate suitable for borrowers with a good credit history. Borrow up to 80%.
|
|
|
|
|
|
|
3.33%
|
3.47%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
This flexible, competitive variable rate mortgage comes with a redraw facility. Eligible borrowers can earn Velocity Frequent Flyer Points, plus extra bonus points for a limited time.
|
|
|
|
|
|
|
3.24%
|
3.20%
|
$0
|
$0 p.a.
|
80%
|
|
Athena offers one of the lowest rates in the market for investors looking to refinance their mortgage. No ongoing fees and no application fee. Principal and interest repayments. Refinancers only.
|
|
|
|
|
|
|
3.34%
|
3.78%
|
$0
|
$395 p.a.
|
80%
|
|
Unlock a range of savings with this competitive package home loan offer. Offset account and redraw facility included.
|
|
|
|
|
|
|
3.02%
|
3.04%
|
$0
|
$0 p.a.
|
90%
|
|
This rate is effective from 21 October for all HSBC customers. Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. Available with just a 10% deposit.
|
|
|
|
|
|
|
3.29%
|
3.70%
|
$0
|
$395 p.a.
|
80%
|
|
A low rate variable mortgage for home buyers. Comes with a 100% offset account and has no application fee.
|
|
|
|
|
|
|
2.84%
|
2.97%
|
$600
|
$10 monthly ($120 p.a.)
|
70%
|
|
A very low variable interest rate for home buyers with a 30% deposit. This product has a 100% offset account.
|
|
|
|
|
|
|
3.24%
|
3.24%
|
$0
|
$0 p.a.
|
80%
|
|
This rate will drop to 3.24% p.a on 29 October 2019 for new and existing customers. Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
3.39%
|
4.29%
|
$600
|
$395 p.a.
|
95%
|
|
A package loan that offers discounts and a 100% offset account.
|
|
|
|
|
|
|
2.84%
|
3.53%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online.
|
|
|
|
|
|
|
3.15%
|
4.16%
|
$600
|
$0 p.a.
|
95%
|
|
Lock in a competitive interest rate for 1 year and pay no ongoing fees. Available with just a 5% deposit and includes a 100% offset account.
|
|
|
|
|
|
|
2.74%
|
3.61%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
3.15%
|
4.07%
|
$600
|
$0 p.a.
|
95%
|
|
Fix your rate for the first two years with this competitive, low-fee loan. Includes a 100% offset account. Get this loan with a 5% deposit.
|
|
|
|
|
|
|
3.15%
|
3.19%
|
$500
|
$0 p.a.
|
95%
|
|
This mortgage combines a very sharp interest rate with a 100% offset account and it's available with a 5% deposit.
|
|
|
|
|
|
|
3.69%
|
4.58%
|
$600
|
$395 p.a.
|
95%
|
|
A package loan that offers discounts and a 100% offset account.
|
|
|
|
|
|
|
2.88%
|
4.11%
|
$0
|
$375 p.a.
|
95%
|
|
$2,000 cashback for eligible refinancers. Get a very low fixed interest rate for two years plus package discounts. Available with a 5% deposit.
|
|
|
|
|
|
|
3.32%
|
3.36%
|
$595
|
$0 p.a.
|
90%
|
|
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
|
|
|
|
|
|
|
3.34%
|
2.99%
|
$0
|
$0 p.a.
|
80%
|
|
Owner occupiers can refinance to one of the most competitive interest-only rates in the market. No application fee and no ongoing fees. Refinancers only.
|
|
|
|
|
|
|
3.18%
|
3.83%
|
$0
|
$395 p.a.
|
80%
|
|
Get a low 3 year fixed rate with a 100% offset account and package discounts.
|
|
|
|
|
|
|
3.24%
|
3.24%
|
$0
|
$0 p.a.
|
95%
|
|
$2,000 cashback for eligible refinancers. This flexible, basic home loan offers a very low rate and you only need a 5% deposit.
|
|
|
|
|
|
|
3.15%
|
3.82%
|
$500
|
$0 p.a.
|
95%
|
|
Competitive 3-year rate for homeowners. Comes with a low deposit option and 100% offset account. No ongoing fees.
|
|
|
|
|
|
|
3.15%
|
3.99%
|
$600
|
$0 p.a.
|
95%
|
|
Fix a competitive rate for 3 years, get a 100% offset account and pay no ongoing fees. Available with a 5% deposit.
|
|
|
|
|
|
|
3.49%
|
4.06%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
|
|
|
|
|
|
|
3.32%
|
3.71%
|
$0
|
$395 p.a.
|
90%
|
|
New borrowers or refinancers can get a discounted rate with this package loan.
|
|
|
|
|
|
|
3.15%
|
3.89%
|
$500
|
$0 p.a.
|
95%
|
|
Lock in a low mortgage rate for 2 years and pay no ongoing fees. Includes a 100% offset account. Available with a 5% deposit.
|
|
|
|
|
|
|
2.69%
|
3.37%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate product with no ongoing bank fees.
|
|
|
|
|
|
|
3.57%
|
3.59%
|
$0
|
$0 p.a.
|
80%
|
|
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
|
|
|
|
|
|
|
3.94%
|
3.93%
|
$0
|
$10 monthly ($120 p.a.)
|
80%
|
|
A variable rate home loan with no application fees and the opportunity to earn Velocity points.
|
|
|
|
|
|
|
3.69%
|
3.45%
|
$375
|
$15 monthly ($180 p.a.)
|
80%
|
|
Home buyers with a 20% deposit can get this low interest-only rate. It also comes with a 100% offset account.
|
|
|
|
|
|
|
2.84%
|
3.77%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
|
|
|
3.74%
|
|
$0
|
$349 p.a.
|
80%
|
|
Low fee line of credit loan with package benefits.
|
|
|
|
|
|
|
3.84%
|
4.16%
|
$0
|
$299 p.a.
|
80%
|
|
Get a 100% offset account, access to a redraw facility and a competitive rate tied to your LVR.
|
|
|
|
Finding out the minimum monthly repayments you would have to make on a certain mortgage can help you determine whether it is suited for you.
I am wanting to buy a home, the value of the home is about $330 000 and I have $310 000 cash from the sale of my current home.
I just need to borrow about $20 000. I have about $30 000 in my bank, this is for daily expenditure etc. I have no bank card or other debt. I own my cars etc.
My problem is I am on aged pension ( $20 000 pa) and from seasonal work I can generate about $18 000 pa.
I need the borrowings of about $20 000 until such time as I sell a private vehicle and my truck, estimated combined value $ 50 000. I have checked my veda file and I can see no problems. Previous attempts to get funding saw a reluctance due to the nature of my work which is seasonal.
YOur advice to me to get the short term borrowing of $20 000 then i can buy my house.
thanks graham,.
Hi Graham,
Thanks for leaving a question on finder.
You can check out this page about loans for pensioners.Some of the banks listed on that page accepts age pension. Also, offering an asset as a security to a loan will up your chances of approval. Moreover, it’s a good idea to reach out to those lenders to check your eligibility before submitting your application as rejected application can negatively affect your credit rating.
Cheers,
Joel
I owe 154,000 on my home loan, I am currently paying $469.30 per fortnight,plus an extra $100.00 per fortnight..There is still 15 years and 2 Months to go..How many year will it cut from my loan, with the extra $100 per fortnight?
Rob.
Hi Rob,
Thanks for your question.
May I know how much your current interest rate is so I can assist you further?
Thanks and cheers,
Anndy
Sheriff just took repo on our house we told we could refinance we need to refinance 210,000 what lender would be the best to go through we are with nab Homeside we have 14 days to do this. Any ideas would be great, thanks
Andy
Hi Andy,
Thanks for reaching out.
I’ve sent you an email to follow up with this enquiry.
Thanks,
Belinda
could you send me the dates i made payments and payment amounts loan number X
Hi Keith,
Thanks for reaching out.
Please note that finder.com.au is an online comparison website so we are not a lender and we do not offer loans ourselves. If you’re after your home loan details, you’ll need to contact your lender directly.
Thanks,
Belinda
hi,
I have an investment property in a trust and are looking to refinance on a interest only loan.
the property is a 3 bedroom unit in West Perth WA,
what can you offer me?
Hi Neil,
Thanks for your enquiry.
finder.com.au is an online comparison service, we are not a lender or an issuing provider.
However, you may be interested to compare interest-only loans to find a suitable lender.
Thanks,
Belinda
I have a good job around 65000 pa I want to buy a home for approx. 210000 but only have 15000 saved up Can you help me please
Hi Michael,
Thank you for getting in touch.
You have come through to finder.com.au, a financial comparison site, we are not able to offer personalised advice please contact a mortgage broker to discuss your needs.
Regards
Jodie
Can I easily transfer my home loan from another lender to your Super Start Home Loan and am I eligible for a Super Start if I am already in the market?
Hi Wendy,
Thanks for your question.
The staff at Bankwest will be happy to assist you with the process. The Super Start home loan is available for refinancers and borrowers already in the market.
You also have the option to get conditional approval over the phone, the process takes about 15-20 mins.
Cheers,
Shirley
We want to borrow $105,000 and pay the loan off as quickly as possible. Is there a minimum term to have the Dream Loan Express or can it be paid off as quickly as possible. Is the rate of 4.57%p.a. still applicable for this type of loan. Thank you
Hi Donna,
Thanks for your comment.
The minimum loan term is 10 years for the Dream Loan Express.
Please see this page for current rates.
Cheers,
Shirley