|
|
|
2.59%
|
2.59%
|
$0
|
$0 p.a.
|
80%
|
|
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
|
|
|
|
|
|
|
2.65%
|
2.66%
|
$0
|
$0 p.a.
|
80%
|
|
Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.
|
|
|
|
|
|
|
2.63%
|
2.65%
|
$0
|
$0 p.a.
|
80%
|
|
Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.
|
|
|
|
|
|
|
2.58%
|
2.60%
|
$0
|
$0 p.a.
|
70%
|
|
A competitive rate with no application or ongoing fee. This loan is not available for construction.
|
|
|
|
|
|
|
2.88%
|
2.94%
|
$449
|
$0 p.a.
|
90%
|
|
NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
|
|
|
|
|
|
|
2.80%
|
3.25%
|
$0
|
$395 p.a.
|
80%
|
|
A low variable rate loan with a 100% offset account and package discounts.
|
|
|
|
|
|
|
2.47%
|
2.50%
|
$250
|
$0 p.a.
|
80%
|
|
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.
|
|
|
|
|
|
|
2.29%
|
2.96%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
Buy your home and lock in a low rate for the first two years.
|
|
|
|
|
|
|
2.78%
|
2.79%
|
$0
|
$0 p.a.
|
90%
|
|
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
|
|
|
|
|
|
|
2.78%
|
2.81%
|
$0
|
$0 p.a.
|
80%
|
|
This low, variable rate loan has no ongoing fees and a redraw facility. Requires a 20% deposit.
|
|
|
|
|
|
|
2.39%
|
4.12%
|
$595
|
$0 p.a.
|
90%
|
|
Investors can take advantage of a short term fixed rate with no ongoing fees.
|
|
|
|
|
|
|
2.65%
|
2.67%
|
$0
|
$0 p.a.
|
80%
|
|
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
|
|
|
|
|
|
|
2.29%
|
3.12%
|
$449
|
$6 monthly ($72 p.a.)
|
95%
|
|
NSW and ACT customers only. 2 years fixed interest terms and free access to redraw facility online. Available with a 5% deposit.
|
|
|
|
|
|
|
2.76%
|
2.79%
|
$0
|
$0 p.a.
|
80%
|
|
A competitive, flexible variable rate mortgage for home buyers borrowing above $500,000. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs.
|
|
|
|
|
|
|
2.69%
|
3.00%
|
$395
|
$0 p.a.
|
80%
|
|
A competitive fixed interest rate loan with no ongoing fees. Requires a 20% deposit.
|
|
|
|
|
|
|
2.09%
|
2.44%
|
$250
|
$0 p.a.
|
90%
|
|
Low fee fixed mortgage with optional 100% offset account.
|
|
|
|
|
|
|
2.87%
|
2.89%
|
$600
|
$0 p.a.
|
80%
|
|
Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount. $0 application fee for eligible borrowers (limited time only, terms and conditions apply).
|
|
|
|
|
|
|
2.87%
|
3.04%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
This flexible, competitive variable rate mortgage comes with a 100% offset account and redraw facility.
|
|
|
|
|
|
|
2.59%
|
3.40%
|
$0
|
$350 p.a.
|
90%
|
|
Get a partial offset account and flexible repayments with this package loan.
|
|
|
|
|
|
|
2.29%
|
3.94%
|
$600
|
$0 p.a.
|
95%
|
|
Pay no ongoing fees and lock in your rate for 3 years to organise your budget. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs.
|
|
|
|
|
|
|
2.94%
|
2.98%
|
$595
|
$0 p.a.
|
90%
|
|
A discounted variable rate with low ongoing fees and redraw facility. Low deposit option available.
|
|
|
|
|
|
|
2.67%
|
2.70%
|
$250
|
$0 p.a.
|
90%
|
|
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month.
|
|
|
|
|
|
|
2.74%
|
3.16%
|
$395
|
$0 p.a.
|
80%
|
|
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
|
|
|
|
|
|
|
2.94%
|
2.94%
|
$0
|
$0 p.a.
|
80%
|
|
Pay no application and ongoing fees and take advantage of split and redraw options.
|
|
|
|
|
|
|
2.79%
|
2.81%
|
$0
|
$0 p.a.
|
90%
|
|
A simple mortgage with a competitive interest rate and no application or monthly fees. Borrow up to $2000000 from a convenient online lender.
|
|
|
|
|
|
|
2.35%
|
2.93%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A competitive fixed rate mortgage available with a 10% deposit.
|
|
|
|
|
|
|
2.99%
|
2.99%
|
$0
|
$0 p.a.
|
80%
|
|
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
|
|
|
|
|
|
|
3.04%
|
3.07%
|
$0
|
$0 p.a.
|
80%
|
|
Investors with 20% deposits can get this flexible variable mortgage with low fees and a reasonable rate.
|
|
|
|
|
|
|
2.95%
|
2.97%
|
$0
|
$0 p.a.
|
90%
|
|
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
|
|
|
|
|
|
|
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
90%
|
|
New borrowers or refinancers can get a discounted rate with this package loan.
|
|
|
|
|
|
|
2.99%
|
3.65%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
|
NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
|
|
|
|
|
|
|
3.57%
|
3.61%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
|
A variable rate home loan with no application fees.
|
|
|
|
|
|
|
2.84%
|
3.40%
|
$395
|
$0 p.a.
|
80%
|
|
Pay no ongoing fees on this investment loan fixed for 3 years.
|
|
|
|
Finding out the minimum monthly repayments you would have to make on a certain mortgage can help you determine whether it is suited for you.
I am wanting to buy a home, the value of the home is about $330 000 and I have $310 000 cash from the sale of my current home.
I just need to borrow about $20 000. I have about $30 000 in my bank, this is for daily expenditure etc. I have no bank card or other debt. I own my cars etc.
My problem is I am on aged pension ( $20 000 pa) and from seasonal work I can generate about $18 000 pa.
I need the borrowings of about $20 000 until such time as I sell a private vehicle and my truck, estimated combined value $ 50 000. I have checked my veda file and I can see no problems. Previous attempts to get funding saw a reluctance due to the nature of my work which is seasonal.
YOur advice to me to get the short term borrowing of $20 000 then i can buy my house.
thanks graham,.
Hi Graham,
Thanks for leaving a question on finder.
You can check out this page about loans for pensioners.Some of the banks listed on that page accepts age pension. Also, offering an asset as a security to a loan will up your chances of approval. Moreover, it’s a good idea to reach out to those lenders to check your eligibility before submitting your application as rejected application can negatively affect your credit rating.
Cheers,
Joel
I owe 154,000 on my home loan, I am currently paying $469.30 per fortnight,plus an extra $100.00 per fortnight..There is still 15 years and 2 Months to go..How many year will it cut from my loan, with the extra $100 per fortnight?
Rob.
Hi Rob,
Thanks for your question.
May I know how much your current interest rate is so I can assist you further?
Thanks and cheers,
Anndy
Sheriff just took repo on our house we told we could refinance we need to refinance 210,000 what lender would be the best to go through we are with nab Homeside we have 14 days to do this. Any ideas would be great, thanks
Andy
Hi Andy,
Thanks for reaching out.
I’ve sent you an email to follow up with this enquiry.
Thanks,
Belinda
could you send me the dates i made payments and payment amounts loan number X
Hi Keith,
Thanks for reaching out.
Please note that finder.com.au is an online comparison website so we are not a lender and we do not offer loans ourselves. If you’re after your home loan details, you’ll need to contact your lender directly.
Thanks,
Belinda
hi,
I have an investment property in a trust and are looking to refinance on a interest only loan.
the property is a 3 bedroom unit in West Perth WA,
what can you offer me?
Hi Neil,
Thanks for your enquiry.
finder.com.au is an online comparison service, we are not a lender or an issuing provider.
However, you may be interested to compare interest-only loans to find a suitable lender.
Thanks,
Belinda
I have a good job around 65000 pa I want to buy a home for approx. 210000 but only have 15000 saved up Can you help me please
Hi Michael,
Thank you for getting in touch.
You have come through to finder.com.au, a financial comparison site, we are not able to offer personalised advice please contact a mortgage broker to discuss your needs.
Regards
Jodie
Can I easily transfer my home loan from another lender to your Super Start Home Loan and am I eligible for a Super Start if I am already in the market?
Hi Wendy,
Thanks for your question.
The staff at Bankwest will be happy to assist you with the process. The Super Start home loan is available for refinancers and borrowers already in the market.
You also have the option to get conditional approval over the phone, the process takes about 15-20 mins.
Cheers,
Shirley
We want to borrow $105,000 and pay the loan off as quickly as possible. Is there a minimum term to have the Dream Loan Express or can it be paid off as quickly as possible. Is the rate of 4.57%p.a. still applicable for this type of loan. Thank you
Hi Donna,
Thanks for your comment.
The minimum loan term is 10 years for the Dream Loan Express.
Please see this page for current rates.
Cheers,
Shirley