Lots of customisation options to create a truly tailored policy.
Discounts for cars that are off the road, rarely driven or registered with club plates.
Cover included for wedding hire use, school formals and some motoring events.
Cons
If you have a pretty standard car, Shannons probably isn't for you.
There's no cover if you want to use your car for rideshare services like Uber.
There's no third party fire and theft option. Only comprehensive or third party.
How does Shannons car insurance compare with other car insurers?
Shannons offers a wide range of customisations and generous benefit limits. It easily competes with other specialist car insurers in the market and is certainly worth considering.
Comprehensive cover can include the below features. Keep in mind, this list is not exhaustive and you should refer to the most recent product disclosure statement (PDS) for a full list of cover included.
Towing and storage costs
Defensive driving courses
New vehicle after total loss if your vehicle was less than 2 years old
Hire car following theft
Hire car after a not-at-fault accident
Baby capsules and child seats
Transport cover
Emergency expenses
Substitute vehicle
Excess-free windscreen glass claim
Trailer cover
Third party property damage cover can include the below features. Keep in mind, this list is not exhaustive and you should refer to the most recent PDS for a full list of cover included.
Defensive driving courses
Hire car after a not-at-fault accident
Transport cover
Damage by uninsured drivers
Up to $20,000,000 in legal liability costs
What additional cover options are available?
Salvage rights. If your car is a total loss, you can choose to purchase the unrepaired vehicle. The amount will either be deducted from your settlement figure or required upfront.
Roadside assist. Unlimited, Australia-wide recovery for breakdowns, including flat battery, emergency fuel and lost keys. Plus, some emergency travel and accommodation costs.
Unlimited hire car. Get a hire car of a similar make and model (if possible) for as long as it takes to have your car repaired or replaced.
Laid-up cover. Enjoy a reduced premium if your car is off the road and not being driven.
Limited use cover. Claim special premium rates if you don't drive your car regularly.
Club plate cover. If your car is registered with club plates, special premium rates may be available.
Why you can trust Finder's car insurance experts
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We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
FAQs
Shannons is part of the Suncorp network of insurance brands.
Nicola Middlemiss is a contributing writer at Finder, with a special interest in personal finance and insurance. Formerly a business and finance journalist, Nicola has written thousands of articles helping Australians better understand insurance and grow their personal wealth. She has contributed to a wide range of publications, including Domain, the Educator, Financy, Fundraising and Philanthropy, Insurance Business, MoneyMag, Mortgage Professional, Yahoo Finance, Your Investment Property, and Wealth Professional. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds.
Hi, we are moving to Melbourne and want to bring our Mercedes Benz ML250 from the UK – can you provide an estimate on comprehensive insurance costs per year for 2 drivers? Much appreciated, Paula
With the new laws coming into effect in South Australia on July 1 2017 regarding heritage/classic/left hand drive and modified cars (built before Jan 1979)and driving 90 days per year (lower cost in registration), how does that effect my insurance for my classic/modified car?
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I wish to cancel my bike insurance as my bike has been sold
Hi Dennis,
Finder is a comparison site. You will need to reach out to Shannons directly to cancel your insurance policy.
Thanks,
Gary
Hi Dennis,
You’ll need to get in touch with your insurance provider to do this. You could try doing it online or by giving them a call.
Thanks,
Peta
Hi, we are moving to Melbourne and want to bring our Mercedes Benz ML250 from the UK – can you provide an estimate on comprehensive insurance costs per year for 2 drivers? Much appreciated, Paula
Hello Paula!
Thanks for the comment. Please be advised that finder is a comparison website and can give general advice.
For your request, you may contact Shannons at 1800 562 268 or leave your details on their site and request a quote thru a callback.
Hope this helps.
Cheers,
Jonathan
With the new laws coming into effect in South Australia on July 1 2017 regarding heritage/classic/left hand drive and modified cars (built before Jan 1979)and driving 90 days per year (lower cost in registration), how does that effect my insurance for my classic/modified car?
Hi Kate!
Thanks for the comment.
You may call 13 46 46 to speak to a Shannons representative about the impact of regulatory changes on the insurance of your vehicle.
Hope this helps.
Cheers,
Jonathan