HiFX International Money Transfers

Last updated: Jun 8, 2020

How to make the most of your next transfer with HiFX.

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Must read: HiFX is no longer available

As of 26 January 2019, HiFX has merged with XE. This means you won't be able to use HiFX to send money overseas. Instead, check out if XE Money Transfer is right for you in our full review.

If you already have an account with HiFX before this cut-off date, don't worry – you'll automatically be transferred to an XE account.

International money transfers can be expensive and offer poor exchange rates if carried out through your bank or regular companies. If you make regular international money transfers, these additional expenses and lack of value can really add up, adding thousands onto the cost of your international property or meaning your family gets less out of what you send them.

HiFX offers you the ability to convert funds into over 20 currencies and transfer them internationally at the touch of a button and does so with low fees and competitive rates. It's also regulated by the Australian Securities and Investments Commission (ASIC) and employs a number of safety practices.

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Available currencies

HiFX offer a range of currencies, including:

Australian Dollar (AUD)
Canadian Dollar (CAD)
United States Dollar (USD)
Euro (EUR)
Great British Pound (GBP)
Hong Kong Dollar (HKD)
Papua New Guinean Kina
Singapore Dollar (SGD)
Danish Krone (DKK)
Japanese Yen (JPY)
Thai Baht (THB)
Vanuatu Vatu (VUV)

Indian Rupee (INR)
New Zealand Dollar (NZD)
Philippine Peso (PHP)
Solomon Islands Dollar (SBD)
Swedish Krona (SEK)
United Arab Emirates Dirham (AED)
Central Pacific Franc (XPF)
Fiji Dollar (FJD)
Mexican Peso (MXN)
Norwegian Krone (NOK)
Samoan Tālā (WST)
South African Rand (ZAR)
Swiss Franc (CHF)

Competitive foreign exchange rates

As mentioned, HiFX offers very competitive rates when exchanging money. This is because HiFX minimises their overheads and maximises their use of the right technology.

This is combined with the fact that if you transfer amounts greater than the thresholds set by HiFX, they won’t charge you transfer fees. If you transfer amounts less than this, you’ll be charged fees, so see the table below to get an idea of what these fees and fee free thresholds are.

Currency being sold	Fee free threshold	Transfer fee if under threshold
Australian Dollar (AUD)	10,000	15
Euro (EUR)	3,500	10
New Zealand Dollar (NZD)	10,000	12
Indian Rupee (INR)	365,000	700
Great British Pound (GBP)	3,000	7
Thai Baht (THB)	250,000	500
United States Dollar (USD)	5,000	5
Philippine Peso (PHP)	355,000	685

Below is a quick comparison of the rates HiFX offers compared to some of our other services when trading $1000 AUD to USD. Rates are current at the time of writing and do not include fees. Note that these rates are spot rates, meaning that the rate you actually receive could differ when you carry out your transaction.

	HiFX	OFX	WorldFirst
USD received when changing $1000 AUD	$930.40	$930.58	$930.50
Transfer fees	$15	$15	$15

Who can benefit from HiFX?

HiFX is available for many types of Australians looking to convert and move funds overseas. Some of these include:

International property owners - Buying property overseas can net Australian investors healthy profits, especially due to our strong currency. Unfortunately, unlike regular domestic property investment, exchange rates can add an extra layer of risk to your investment. HiFX can be used to set up regular transfers to pay off your foreign mortgage, and can help you save fees and on exchange rates.

Migrant workers - Moving to Australia can see you get a better salary to send back to your family, but like any other international transfer, you can get more bang for your buck by using a service like HiFX.

International students - While studying in Australia you might need to send money back home to pay for expenses.

How to use HiFX

If you feel HiFX could be a useful service to you, you can carry out a transfer easily.

Register. First you’ll need to sign up, which is free and can be done at any time of the day. You can register by clicking the 'Go to Site’ button above. You will also need to provide identification documents including your passport and drivers licence as well as a document certifying your address.
Get a quote. After you've registered you’ll need to discuss with HiFX what currencies you need and what type of transfer you’re looking to make. They can help suggest different ways to carry out your transaction.
Give your recipient’s details and when you’d like to pay them. The next step will require you to let HiFX know who you’re transferring to and when, and also will require you to provide a security payment.
Send HiFX your transfer funds. You’re now ready to send HiFX your money and being the transfer.
Track your payments. You can now sit back and track your payments to ensure they reach their destination.

How does Foremost Currency Group compare to other providers?

I want to send

Min. Transfer Amount	Transfer Speed	Online Transfer Fee	Rate	Amount Received	Description	CTA	Details
GBP 0	1 - 2 days	AUD 0.00	0.768	USD 7,680	Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply. Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.	Go to site	Compare	Show details	Details Minimum transfer amount GBP 0.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments Customer service Chat, Email Available currencies AED, ALL, AMD, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BYR, BZD, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GIP, GMD, GNF, GTQ, GYD, HKD, HNL, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KZT, LAK, LBP, LKR, MAD, MDL, MGA, MKD, MNT, MOP, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SLL, SRD, STD, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF, ZAR, ZMW Go to site Read the full review
AUD 250	1 - 2 days	AUD 0.00	0.77	USD 7,701	$0 transfer fees for Finder customers. OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 250.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, AZN, BGN, BND, CAD, CHF, CNY, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HUF, IDR, ILS, INR, JPY, KRW, KWD, LKR, MAD, MGA, MXN, MYR, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, RUB, SAR, SBD, SCR, SEK, SGD, THB, TOP, TRY, TWD, TZS, USD, VEF, VND, VUV, WST, XOF, XPF, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	0.771	USD 7,711	TorFX guarantees to match any competitor's exchange rate. Conditions apply. TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HRK, HUF, ILS, JPY, NOK, NZD, PLN, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	0.77	USD 7,702	Send guarantees to match any competitor’s exchange rate. T&Cs apply. Fee-free transfers in 30+ currencies to over 200 countries.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments, Forward contracts Customer service Phone, Email Available currencies AED, AUD, BGN, BHD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MXN, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR Go to site Read the full review
AUD 2,000	1 day	AUD 0.00	0.77	USD 7,703	Better exchange rates for Finder customers. WorldFirst sends 60+ currencies at competitive rates. If you find a better eligible quote, WorldFirst will beat it.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 2,000.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options Regular payments, One off payments, Market orders, Forward contracts Customer service Phone, Chat, Email Available currencies AED, AUD, BBD, BGN, BHD, BWP, CAD, CHF, CLP, CNY, COP, CZK, DKK, EGP, EUR, FJD, GBP, HKD, HRK, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, LKR, MAD, MUR, MXN, MYR, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, QAR, RON, RUB, SAR, SEK, SGD, THB, TND, TRY, TTD, TZS, UGX, USD, VND, XCD, ZAR Go to site Read the full review
AUD 1	1 day	N/A	N/A	N/A	Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, EUR, GBP Go to site Read the full review
AUD 1	1 day	AUD 52.00	0.77	USD 7,655	Pay no fees on your first two transfers, up to $3,000. SingX offers the real exchange rate every time you make a transfer and can help you send money across the world.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, CAD, CNY, EUR, GBP, HKD, IDR, INR, JPY, KRW, LKR, MYR, NPR, NZD, PHP, SGD, THB, USD, VND, ZAR Go to site Read the full review
AUD 10	Within an hour	AUD 2.99	0.765	USD 7,647	Special offers like free transfers and better exchange rates available for new customers. Remitly has quick, affordable transfers around the world, with both express and economy options.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 10.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options N/A Customer service Phone, Chat, Email Available currencies ARS, AUD, BDT, BGN, BOB, BRL, CLP, CNY, COP, CRC, CZK, DOP, EGP, ETB, GHS, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, INR, JMD, KES, KMF, KRW, LKR, MAD, MXN, MYR, NIO, NPR, PEN, PHP, PKR, PLN, PYG, RON, RWF, THB, TND, TRY, TZS, UGX, USD, UYU, VND, XAF, XOF, ZAR Go to site Read the full review
AUD 1	Same day	AUD 0.00	0.77	USD 7,695	XE has fast transfers with no fees and a range of foreign currency tools.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options One off payments, Market orders Customer service Phone, Email Available currencies AED, AMD, AUD, BAM, BBD, BDT, BGN, BHD, BND, BRL, BSD, BWP, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EUR, FJD, GBP, GEL, GTQ, HKD, HNL, HRK, HUF, ILS, INR, JMD, JOD, JPY, KES, KRW, KWD, KZT, LKR, LSL, MAD, MKD, MUR, MWK, MXN, MYR, NAD, NOK, NZD, OMR, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SBD, SCR, SEK, SGD, SZL, THB, TND, TOP, TRY, TTD, TWD, TZS, UGX, USD, VUV, WST, XCD, XPF, ZAR Go to site Read the full review
AUD 200	1 - 2 days	AUD 50.00	0.773	USD 7,686	Exclusive: Use code FINDER10 to receive US$10 off your first transaction. InstaReM offers simple transfers with a flat 0.5% transfer fee for most transfers. Zero-margin rates on some currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 200.00 Transfer methods Online, Phone, Bank Account to Bank Account Transfer options One off payments Customer service Phone, Chat, Email Available currencies AUD, BDT, CAD, CNY, EUR, GBP, HKD, IDR, INR, KRW, LKR, MYR, NPR, PHP, PKR, SGD, THB, USD, VND Go to site Read the full review
AUD 5	1 - 2 days	EUR 3.00	0.766	USD 7,655	Special offer: Zero fees on your first 10 transfers. CurrencyFair has bank-beating exchange rates and fast transfer times on 15+ popular currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 5.00 Transfer methods Online Transfer options One off payments Customer service Phone, Email Available currencies AED, AUD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, NOK, NZD, PHP, PLN, SEK, SGD, THB, USD, ZAR Go to site Read the full review
AUD 1	Same day	AUD 3.99	0.764	USD 7,638	Use promo code 3FREE to send your first 3 transfers with no fee. Conditions apply. WorldRemit sends money to 110+ countries for bank-to-bank deposits, cash pick-ups or mobile top-ups.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account, Cash Transfer Transfer options One off payments Customer service Phone, Email Available currencies AED, ALL, AMD, ANG, AOA, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BRL, BWP, CAD, CDF, CHF, CLP, CNY, COP, CRC, CVE, CZK, DKK, DOP, EGP, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, KES, KGS, KHR, KMF, KRW, KWD, KYD, KZT, LAK, LBP, LKR, LRD, LSL, MAD, MDL, MGA, MRO, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SCR, SEK, SGD, SLL, SOS, SRD, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYU, VND, WST, XAF, XCD, XOF, ZAR, ZMW, BYN Go to site Read the full review
AUD 1	1 - 2 days	AUD 45.00	0.773	USD 7,699	Wise uses the mid-market rate and transparent fees to help you send money in 50+ currencies.	Go to site	Compare	Show details	Details Minimum transfer amount AUD 1.00 Transfer methods Online, Bank Account to Bank Account Transfer options Regular payments, One off payments Customer service Phone, Chat, Email Available currencies AED, ARS, AUD, BDT, BGN, BRL, BWP, CAD, CHF, CLP, CNY, COP, CRC, CZK, DKK, EGP, EUR, GBP, GEL, GHS, HKD, HRK, HUF, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, PEN, PHP, PKR, PLN, RON, RUB, SEK, SGD, THB, TRY, TZS, UAH, UGX, USD, UYU, VND, XOF, ZAR, ZMW Go to site Read the full review

Compare up to 4 providers

Disclaimer: Exchange rates change often. Confirm the total cost with the provider before transferring money.

Frequently asked questions about HiFX

Marc Terrano

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Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.

Azimo International Money Transfers

Special offer: $40 off when you transfer more than $250+ with code AUFIND40, conditions apply.
Azimo sends money directly to a bank account or over 280,000 cash pick-up points. It also has fast transfers to 50+ countries.

More info

OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
OFX has no maximum limit transfers, with competitive exchange rates for 45+ currencies.

More info

TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
TorFX sends money overseas in 30+ currencies, with competitive rates for transfer amounts over $2,000.

More info

Send International Money Transfers

Send guarantees to match any competitor’s exchange rate. T&Cs apply.
Fee-free transfers in 30+ currencies to over 200 countries.

More info

Ask an expert

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16 Comments

Marcela
October 27, 2018

Hi, HiFX works for make a transfer FROM Germany to Australia?

Joel
October 27, 2018

Hi Marcela,

Thanks for leaving a question on finder.

I can confirm that HiFX will allow you to transfer Euros from Germany to Australia. Please click on the green “Go to site” button on the top right to go to the the HiFX website and start your transfer process.

Please send me a message if you need anything else. :)

Cheers,
Joel

Vlad
July 8, 2016

Can I send AUD to Serbia?

finder Customer Care

Clarizza
July 11, 2016

Hi Vlad,

Thanks for your question.

Yes you can send AUD to Serbia. If you would like to find out more – click on ‘Find out more’ or ‘Go to site’ buttons. Hope this helps.

Clarizza

Stephen
April 11, 2016

I have received a SCAM email with attachment ( unopened )using your name …who in your business can i forward it to ?

Harry
April 12, 2016

Hi Stephen,

Thanks for your question.

finder.com.au is a financial comparison service and is not affiliated with HiFX. Please get in touch with HiFX directly to inform them of the issue – we recommend contacting them directly.

I hope this helps,

Harry

Rachel
February 9, 2016

Hello,
If I want to send money with hifx. Which possibilities are there like just a transfer to a bank account or can the person pick up the money in cash ?? Thanks a lot I can’t find this information..

finder Customer Care

Shirley
February 9, 2016

Hi Rachel,

Thanks for your question.

While HiFX does not support transfer with cash pick-up. We have listed some of the international money transfers that do cash pickup.

Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you initiate money transfer.

Hope this helps.

Cheers,
Shirley

Kenneth
October 20, 2015

I hold USD in an Australian bank and wish to convert these into CAD.
I have a British Passport, British drivers license and I can provide current bank statements with may address.

Do I satisfy the requirements for using the services of HiFX

Ken

finder Customer Care

Shirley
October 21, 2015

Hi Kenneth,

Thanks for your question.

You do satisfy the requirements for using the services of HiFX – all the best with your enquiry.

Cheers,
Shirley

Cherry
August 4, 2015

I want to send ZAR to Australia – but I cannot find it on the currency list to send, only to receive. Why is this?

Belinda
August 5, 2015

Hi Cherry,

Thanks for your enquiry.

Please note that finder.com.au is an online comparison service and we don’t represent HiFX International Money Transfers.

In order to convert ZAR into AUD you’ll need to set up an account online with HiFX which you can do by clicking on the ‘apply now’ button on this page.

Once you’ve done this, HiFX will email you with their RAND account details so you can transfer the money to them. Then, they’ll be able to convert the ZAR into AUD for you.

It’s advisable that you speak with your bank about this first.

Thanks,
Belinda

robin
June 14, 2015

I have tried an inter bank transfer to Japan and lost most of the transfer money to fees outside Australia. Can this also happen with a HiFX transfer to Japan?

Jodie
June 15, 2015

Hi Robin,

Thank you for your inquiry.

All fees for a transfer through HiFx are stated above but it is always best to compare money transfer companies to see who offers the best option for your needs. We have a list of companies that transfer money to Japan from Australia available for comparison. Please ensure to read through the relevant product disclosure statement and terms and conditions to ensure that you got everything covered before you initiate a money transfer.

Regards
Jodie

Will
May 23, 2015

Can I use cash to pay?

finder Customer Care

Marc
May 25, 2015

Hi Will,
thanks for the question.

Unfortunately the only way to make transfers with HiFX is with a bank transfer.

Cheers,
Marc.

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HiFX International Money Transfers

How to make the most of your next transfer with HiFX.

Must read: HiFX is no longer available

Available currencies

Competitive foreign exchange rates

Who can benefit from HiFX?

How to use HiFX

How does Foremost Currency Group compare to other providers?

Compare up to 4 providers

Frequently asked questions about HiFX

Marc Terrano

Azimo International Money Transfers

OFX (Ozforex) International Money Transfers

TorFX International Money Transfers

Send International Money Transfers

Ask an expert

HiFX International Money Transfers

How to make the most of your next transfer with HiFX.

Must read: HiFX is no longer available

Available currencies

Competitive foreign exchange rates

Who can benefit from HiFX?

How to use HiFX

How does Foremost Currency Group compare to other providers?

Compare up to 4 providers

Frequently asked questions about HiFX

Can I use cash to pay for a transfer with HiFX?

Is HiFX safe?

What is the exchange rate I receive based on?

How does HiFX make their money?

Marc Terrano

International Money Transfer Offers

Azimo International Money Transfers

OFX (Ozforex) International Money Transfers

TorFX International Money Transfers

Send International Money Transfers

Ask an expert

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