HiFX International Money Transfers

How to make the most of your next transfer with HiFX.

Must read: HiFX is no longer available

As of 26 January 2019, HiFX will be merging with XE. This means you won't be able to use HiFX to send money overseas. Instead, check out if XE Money Transfer is right for you in our full review.

If you already have an account with HiFX before this cut-off date, don't worry – you'll automatically be transferred to an XE account.

International money transfers can be expensive and offer poor exchange rates if carried out through your bank or regular companies. If you make regular international money transfers, these additional expenses and lack of value can really add up, adding thousands onto the cost of your international property or meaning your family gets less out of what you send them.

HiFX offers you the ability to convert funds into over 20 currencies and transfer them internationally at the touch of a button and does so with low fees and competitive rates. It's also regulated by the Australian Securities and Investments Commission (ASIC) and employs a number of safety practices.

Available currencies

HiFX offer a range of currencies, including:

  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • United States Dollar (USD)
  • Euro (EUR)
  • Great British Pound (GBP)
  • Hong Kong Dollar (HKD)
  • Papua New Guinean Kina
  • Singapore Dollar (SGD)
  • Danish Krone (DKK)
  • Japanese Yen (JPY)
  • Thai Baht (THB)
  • Vanuatu Vatu (VUV)
  • Indian Rupee (INR)
  • New Zealand Dollar (NZD)
  • Philippine Peso (PHP)
  • Solomon Islands Dollar (SBD)
  • Swedish Krona (SEK)
  • United Arab Emirates Dirham (AED)
  • Central Pacific Franc (XPF)
  • Fiji Dollar (FJD)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • Samoan Tālā (WST)
  • South African Rand (ZAR)
  • Swiss Franc (CHF)

Competitive foreign exchange rates

As mentioned, HiFX offers very competitive rates when exchanging money. This is because HiFX minimises their overheads and maximises their use of the right technology.

This is combined with the fact that if you transfer amounts greater than the thresholds set by HiFX, they won’t charge you transfer fees. If you transfer amounts less than this, you’ll be charged fees, so see the table below to get an idea of what these fees and fee free thresholds are.

Currency being soldFee free thresholdTransfer fee if under threshold
Australian Dollar (AUD)10,00015
Euro (EUR)3,50010
New Zealand Dollar (NZD)10,00012
Indian Rupee (INR)365,000700
Great British Pound (GBP)3,0007
Thai Baht (THB)250,000500
United States Dollar (USD)5,0005
Philippine Peso (PHP)355,000685

Below is a quick comparison of the rates HiFX offers compared to some of our other services when trading $1000 AUD to USD. Rates are current at the time of writing and do not include fees. Note that these rates are spot rates, meaning that the rate you actually receive could differ when you carry out your transaction.

USD received when changing $1000 AUD$930.40$930.58$930.50
Transfer fees$15$15$15

Who can benefit from HiFX?

HiFX is available for many types of Australians looking to convert and move funds overseas. Some of these include:

International property owners - Buying property overseas can net Australian investors healthy profits, especially due to our strong currency. Unfortunately, unlike regular domestic property investment, exchange rates can add an extra layer of risk to your investment. HiFX can be used to set up regular transfers to pay off your foreign mortgage, and can help you save fees and on exchange rates.

Migrant workers - Moving to Australia can see you get a better salary to send back to your family, but like any other international transfer, you can get more bang for your buck by using a service like HiFX.

International students - While studying in Australia you might need to send money back home to pay for expenses.

How to use HiFX

If you feel HiFX could be a useful service to you, you can carry out a transfer easily.

  • Register. First you’ll need to sign up, which is free and can be done at any time of the day. You can register by clicking the 'Go to Site’ button above. You will also need to provide identification documents including your passport and drivers licence as well as a document certifying your address.
  • Get a quote. After you've registered you’ll need to discuss with HiFX what currencies you need and what type of transfer you’re looking to make. They can help suggest different ways to carry out your transaction.
  • Give your recipient’s details and when you’d like to pay them. The next step will require you to let HiFX know who you’re transferring to and when, and also will require you to provide a security payment.
  • Send HiFX your transfer funds. You’re now ready to send HiFX your money and being the transfer.
  • Track your payments. You can now sit back and track your payments to ensure they reach their destination.

Frequently asked questions about HiFX

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International Money Transfer Offers

Important Information*
Logo for TorFX International Money Transfers
TorFX International Money Transfers

TorFX guarantees to match any competitor's exchange rate. Conditions apply.
Send money overseas in 30+ currencies with competitive rates for transfer amounts over $2,000.

Logo for WorldFirst International Money Transfers
WorldFirst International Money Transfers

Limited offer: $50 Myer gift card for first time users transferring over $5,000 in May 2019. T&Cs apply.
Send 60+ currencies at competitive rates with $0 transfer fees for Finder customers. WorldFirst will beat any eligible quote from another provider.

Logo for OFX (Ozforex) International Money Transfers
OFX (Ozforex) International Money Transfers

$0 transfer fees for Finder customers.
$0 transfer fee on transfers over AU$10,000, $15 flat fee applies otherwise. 24-hour customer service available with a local support team.

Logo for TransferWise International Money Transfers
TransferWise International Money Transfers

Make online transfers at the mid-market rate with transparent fees in 45+ currencies.

Ask an Expert

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16 Responses

  1. Default Gravatar
    MarcelaOctober 27, 2018

    Hi, HiFX works for make a transfer FROM Germany to Australia?

    • Default Gravatar
      JoelOctober 27, 2018

      Hi Marcela,

      Thanks for leaving a question on finder.

      I can confirm that HiFX will allow you to transfer Euros from Germany to Australia. Please click on the green “Go to site” button on the top right to go to the the HiFX website and start your transfer process.

      Please send me a message if you need anything else. :)


  2. Default Gravatar
    VladJuly 8, 2016

    Can I send AUD to Serbia?

    • Avatarfinder Customer Care
      ClarizzaJuly 11, 2016Staff

      Hi Vlad,

      Thanks for your question.

      Yes you can send AUD to Serbia. If you would like to find out more – click on ‘Find out more’ or ‘Go to site’ buttons. Hope this helps.


  3. Default Gravatar
    StephenApril 11, 2016

    I have received a SCAM email with attachment ( unopened )using your name …who in your business can i forward it to ?

    • Default Gravatar
      HarryApril 12, 2016

      Hi Stephen,

      Thanks for your question.

      finder.com.au is a financial comparison service and is not affiliated with HiFX. Please get in touch with HiFX directly to inform them of the issue – we recommend contacting them directly.

      I hope this helps,


  4. Default Gravatar
    RachelFebruary 9, 2016

    If I want to send money with hifx. Which possibilities are there like just a transfer to a bank account or can the person pick up the money in cash ?? Thanks a lot I can’t find this information..

    • Avatarfinder Customer Care
      ShirleyFebruary 9, 2016Staff

      Hi Rachel,

      Thanks for your question.

      Unfortunately HiFX doesn’t support transfer with cash pick-up. We’ve listed some of the brands that do cash pickup on this page.

      Hope this helps.

  5. Default Gravatar
    KennethOctober 20, 2015

    I hold USD in an Australian bank and wish to convert these into CAD.
    I have a British Passport, British drivers license and I can provide current bank statements with may address.

    Do I satisfy the requirements for using the services of HiFX


    • Avatarfinder Customer Care
      ShirleyOctober 21, 2015Staff

      Hi Kenneth,

      Thanks for your question.

      You do satisfy the requirements for using the services of HiFX – all the best with your enquiry.


  6. Default Gravatar
    CherryAugust 4, 2015

    I want to send ZAR to Australia – but I cannot find it on the currency list to send, only to receive. Why is this?

    • Avatarfinder Customer Care
      BelindaAugust 5, 2015Staff

      Hi Cherry,

      Thanks for your enquiry.

      Please note that finder.com.au is an online comparison service and we don’t represent HiFX International Money Transfers.

      In order to convert ZAR into AUD you’ll need to set up an account online with HiFX which you can do by clicking on the ‘apply now’ button on this page.

      Once you’ve done this, HiFX will email you with their RAND account details so you can transfer the money to them. Then, they’ll be able to convert the ZAR into AUD for you.

      It’s advisable that you speak with your bank about this first.


  7. Default Gravatar
    robinJune 14, 2015

    I have tried an inter bank transfer to Japan and lost most of the transfer money to fees outside Australia. Can this also happen with a HiFX transfer to Japan?

    • Default Gravatar
      JodieJune 15, 2015

      Hi Robin,

      Thank you for contacting finder.com.au, a financial comparison website.

      All fees for a transfer through HiFx are stated above however it is always best to compare money transfer companies to see who offers the best option for your needs. We have a list of companies that transfer to Japan from Australia available for comparison.


  8. Default Gravatar
    WillMay 23, 2015

    Can I use cash to pay?

    • Avatarfinder Customer Care
      MarcMay 25, 2015Staff

      Hi Will,
      thanks for the question.

      Unfortunately the only way to make transfers with HiFX is with a bank transfer.


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