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Apply for the Heritage Bank Business Visa and secure the account with an eligible asset to take advantage of this competitive interest rate. You also get up to 40 days interest-free on purchases and the option of additional cards for employees.
9.65% p.a.
Purchase rate
$45 p.a.
Annual fee
40 days
Interest free period
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Product Name | Heritage Bank Business Visa Secured Credit Card |
---|---|
Purchase rate | 9.65% p.a. |
Annual fee | $45 |
Interest-free period | 40 days |
Cash advance rate | 9.65% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | No |
Annual fee | $45 |
---|---|
Minimum monthly repayment | 3% of the closing balance or $30, whichever is greater |
Late payment fee | $20 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | $5 |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $45 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.