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Here’s where you can spend your credit card reward points on fashion and beauty

Calling all shopaholics! See where you can spend reward points to find which credit card loyalty program is best for you.

There are many things you should read up on before you decide on which credit card is best for you. Annual fees, interest rates and credit limits are just a few key features that you should definitely be aware of before you make your decision. But if you've got a rewards card or frequent flyer card, there is another important feature that should influence your credit card choice: where can you spend your reward points? While you can spend your points on everything from flights and upgrades to cashbacks and gift cards, this guide focuses on how you can redeem your points for fashion and beauty products.

While these cards can make your dollars work even harder for you, there's no point signing up for a card that doesn't allow you to use your hard earned points at your favourite stores.

How to redeem your points for fashion and beauty rewards

To help narrow down your search, we've looked at some of Australia's most popular rewards credit card programs and pointed out where you can spend all those points you've earned. We've highlighted some of the brands you can shop with via the rewards stores and the gift cards you can redeem with your points. Look through the table to see which rewards card gives you access to your favourite stores.

CardHow you can redeem points
QantasQantas Store (partnered brands include Oroton, PANDORA, Napoleon Perdis, Marc Jacobs and more), Bonds gift card, gift card, Westfield gift card, Myer gift card and Big W gift card.
VelocityVelocity Store (partnered brands include Oakley, Calvin Klein, Marc Jacobs, Elizabeth Arden and more), Myer gift card, gift card, Kmart gift card, Target gift card and Westfield gift card.
flybuysflybuys store (partnered brands include VS Sassoon, Remington, Swarovski, DKNY and more), money off shop at Coles, Target and Kmart, Coles gift card, Target gift card, Kmart gift card, OPSM gift card, JB Hi-Fi gift card, Spa & Wellness gift card and Good Food gift card.
ANZ RewardsANZ Rewards store (partnered brands include Oroton, Samsung, Fitbit, GUESS and more), Myer gift card, JB Hi-Fi gift card, gift card, Coles gift card, Woolworths gift card, Target gift card, Westfield gift card, Harvey Norman gift card, Kmart gift card, Country Road gift card, Rebel Sport gift card, Athlete's Foot gift card, Priceline gift card, Dymocks gift card and Toys R Us gift card.
CommBank AwardsMyer stores, Flight Centre, Sunglass Hut gift card, Prouds gift card, Coles gift card, Target gift card, Napoleon Perdis gift card, Adairs gift card, Red Balloon gift card, Kmart gift card and Rebel Sport gift card.
NAB RewardsNAB Rewards Store (partnered brands include ghd, Burberry, Calvin Klein, Seafolly, Oroton and more), Big W gift card and Coles gift card.
Westpac AltitudeAltitude Rewards Store (partnered brands include Calvin Klein, Guess, Morrissey, Vera Wang and more), Westfield gift card, gift card, JB Hi-Fi gift card, Priceline gift card, Myer gift card, Rebel Sport gift card, Athlete's Foot gift card and Dymocks gift card as well as Pay With Points at any store that accepts Westpac cards.
American Express Membership Rewards, Ticketmaster, Country Road gift card, gift card, Coles Group & Myer gift card, Best Spas gift card, Myer gift card, Priceline gift card, Rebel Sport gift card and Westfield gift card.
St.George AmplifyAmplify Rewards store (partnered brands include Casio, Guess, BVLGARI and more), Priceline gift card, Myer gift card, gift card and Westfield gift card
Citi RewardsCiti Rewards online store (partnered brands include , Priceline gift card, Target gift card, Kmart gift card, Myer gift card, gift card, Rebel Sport gift card, Athlete's Foot gift card.

While rewards credit cards can help you get more value from paying with plastic, you should check out our guide on credit cards for shopaholics for other cards suited to retail therapy. If you're unsure whether a credit card is right for you, check out our guide on how you can use a credit card as a saving tool and some tips to avoid debt traps. If you're not sure where to start, you can weigh up the different types of credit cards available on the Australian market using our comparison tables. Happy shopping!

Compare frequent flyer and rewards credit cards

Rates last updated August 20th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
St.George Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.
Qantas Premier Platinum
120,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
Get up to 120,000 bonus Qantas Points (20,000/month) when you spend $1,500/month for the first 6 months. Plus, complimentary lounge passes.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
30,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$50 p.a.
Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.
ANZ Frequent Flyer Black
100,000 bonus points
Qantas Frequent Flyer
1
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points & $200 back when you spend $4,000 in the first 3 months. Plus, airport lounge passes.
Citi Rewards Platinum Credit Card
120,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Get up to 120,000 bonus rewards Points when you meet the spend requirements. Plus, save with a $49 first year annual fee.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
75,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 75,000 bonus Velocity Points and save with a $64 first year annual fee. Plus, a long-term balance transfer offer.
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer
1
19.99% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
Qantas American Express Discovery Card - Exclusive Offer
10,000 bonus points
Qantas Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Finder Exclusive:
Earn 10,000 bonus Qantas Points when you apply before 17 September 2019 and spend at least $750 within the first 3 months of card approval.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 in 90 days and 2 complimentary Qantas Club lounge invitations per year.
Bank of Melbourne Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Offers 90,000 bonus Qantas Points when you spend $4,000 in 90 days, plus, 2 Qantas lounge passes per year and a discounted first year annual fee.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer
0.66
0% for 14 months, reverts to 20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Enjoy 0% p.a. interest on purchases for 14 months, a reduced first year annual fee and Velocity Points per $1 spent.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
1.25
N/A
$450 p.a.
Get 120,000 bonus Qantas Points, 3x points on eligible Qantas flights and 2 yearly lounge passes. ABN required.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, complimentary insurances and a personal concierge.
St.George Amplify
Amplify Rewards / Qantas Frequent Flyer
1
0% for 14 months, reverts to 19.74% p.a.
$79 p.a.
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus earn uncapped Amplify or Qantas Points per dollar spent.
Westpac Altitude Platinum Card - Velocity
60,000 bonus points
Velocity Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
60,000 bonus Velocity Points when you spend $3,000 within 90 days of approval. Plus, complimentary Economy X Seat Upgrade Vouchers.
American Express Westpac Altitude Platinum Bundle
75,000 bonus points
Westpac Altitude Rewards
2
1
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$199 p.a.
Collect up to 75,000 bonus Altitude Points when you meet T&Cs with Mastercard (issued by Westpac) & Amex (issued by Amex).
Westpac Altitude Black - Velocity
80,000 bonus points
Velocity Frequent Flyer
0.75
20.49% p.a.
$300 p.a.
Collect 80,000 bonus Velocity Points when you meet the spend requirement. Plus, complimentary seat upgrades and lounge passes.
American Express Westpac Altitude Platinum Bundle - Velocity
75,000 bonus points
Velocity Frequent Flyer
1
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$249 p.a.
Earn up to 75,000 bonus Velocity Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
American Express Platinum Business Card
150,000 bonus points
Membership Rewards
2.25
N/A
$1,750 p.a.
Get 150,000 Membership Rewards points, luxury travel perks and up to 2.25 points per $1 spent on eligible business purchases. ABN required.

Compare up to 4 providers

Rates last updated August 20th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
St.George Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.
Qantas Premier Platinum
120,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
Get up to 120,000 bonus Qantas Points (20,000/month) when you spend $1,500/month for the first 6 months. Plus, complimentary lounge passes.
ANZ Frequent Flyer Black
100,000 bonus points
Qantas Frequent Flyer
1
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points & $200 back when you spend $4,000 in the first 3 months. Plus, airport lounge passes.
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer
1
19.99% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
Qantas American Express Discovery Card - Exclusive Offer
10,000 bonus points
Qantas Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Finder Exclusive:
Earn 10,000 bonus Qantas Points when you apply before 17 September 2019 and spend at least $750 within the first 3 months of card approval.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, complimentary insurances and a personal concierge.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 in 90 days and 2 complimentary Qantas Club lounge invitations per year.
American Express Westpac Altitude Platinum Bundle - Qantas
75,000 bonus points
Qantas Frequent Flyer
1
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$249 p.a.
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
Bank of Melbourne Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Offers 90,000 bonus Qantas Points when you spend $4,000 in 90 days, plus, 2 Qantas lounge passes per year and a discounted first year annual fee.
BankSA Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 within 90 days. Plus, complimentary lounge passes.
David Jones American Express Platinum Card - Qantas Frequent Flyer
37,500 bonus points
Qantas Frequent Flyer
0.5
20.74% p.a.
$295 p.a.
Fly faster with up to 2 Qantas Points per $1 spent and receive complimentary travel insurance when travel is booked on your card.
Westpac Altitude Black - Qantas
80,000 bonus points
Qantas Frequent Flyer
0.75
20.49% p.a.
$300 p.a.
Earn 80,000 bonus Qantas Points when you meet the spend requirement. Plus, 2 yearly Qantas Club lounge invitations.
St.George Amplify
Amplify Rewards / Qantas Frequent Flyer
1
0% for 14 months, reverts to 19.74% p.a.
$79 p.a.
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus earn uncapped Amplify or Qantas Points per dollar spent.
Bank of Melbourne Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
David Jones American Express Card - Qantas Frequent Flyer
22,500 bonus points
Qantas Frequent Flyer
0.5
20.74% p.a.
$99 p.a.
Fly faster with 22,500 bonus Qantas Points, up to 1.5 points per $1 spent and access a range of exclusive, in-store benefits at David Jones.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
1.25
N/A
$450 p.a.
Get 120,000 bonus Qantas Points, 3x points on eligible Qantas flights and 2 yearly lounge passes. ABN required.
American Express Platinum Business Card
150,000 bonus points
Membership Rewards
2.25
N/A
$1,750 p.a.
Get 150,000 Membership Rewards points, luxury travel perks and up to 2.25 points per $1 spent on eligible business purchases. ABN required.
BankSA Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.

Compare up to 4 providers

Rates last updated August 20th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Virgin Australia Velocity Flyer Card - Annual Fee Offer
30,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$50 p.a.
Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
75,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 75,000 bonus Velocity Points and save with a $64 first year annual fee. Plus, a long-term balance transfer offer.
American Express Velocity Escape Card
Velocity Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life and a 0% p.a. for 12 months balance transfer offer.
Virgin Australia Velocity High Flyer Card
90,000 bonus points
Velocity Frequent Flyer
1
20.74% p.a.
$289 p.a.
Save on travel costs with a $129 Virgin Australia gift voucher each year and complimentary travel insurance.
American Express Velocity Business Card
Velocity Frequent Flyer
1
N/A
$249 p.a.
A business charge card offering Velocity Points per $1 spent, data that feeds into MYOB and up to 51 days interest-free on purchases
Westpac Altitude Black - Velocity
80,000 bonus points
Velocity Frequent Flyer
0.75
20.49% p.a.
$300 p.a.
Collect 80,000 bonus Velocity Points when you meet the spend requirement. Plus, complimentary seat upgrades and lounge passes.
American Express Westpac Altitude Black Bundle - Velocity
120,000 bonus points
Velocity Frequent Flyer
1.25
0.75
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$499 p.a.
Up to 120,000 bonus Velocity Points with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex). T&Cs apply.

Compare up to 4 providers

Rates last updated August 20th, 2019
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
Citi Rewards Platinum Credit Card
120,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Get up to 120,000 bonus rewards Points when you meet the spend requirements. Plus, save with a $49 first year annual fee.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
30,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$50 p.a.
Save with an ongoing $50 annual fee and 0% balance transfer offer. Plus, the ability to earn up to 30,000 bonus Velocity Points in the first 3 months.
St.George Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.
ANZ Frequent Flyer Black
100,000 bonus points
Qantas Frequent Flyer
1
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points & $200 back when you spend $4,000 in the first 3 months. Plus, airport lounge passes.
Qantas Premier Platinum
120,000 bonus points
Qantas Frequent Flyer
1
19.99% p.a.
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
Get up to 120,000 bonus Qantas Points (20,000/month) when you spend $1,500/month for the first 6 months. Plus, complimentary lounge passes.
Virgin Australia Velocity Flyer Card - Bonus Points Offer
75,000 bonus points
Velocity Frequent Flyer
0.66
20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Earn up to 75,000 bonus Velocity Points and save with a $64 first year annual fee. Plus, a long-term balance transfer offer.
Qantas American Express Discovery Card - Exclusive Offer
10,000 bonus points
Qantas Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Finder Exclusive:
Earn 10,000 bonus Qantas Points when you apply before 17 September 2019 and spend at least $750 within the first 3 months of card approval.
Suncorp Clear Options Platinum Credit Card - Exclusive Offer
Suncorp Bank Rewards Program
1.25
20.74% p.a.
$49 p.a. annual fee for the first year ($129 p.a. thereafter)
Finder Exclusive:
Save with a 0% balance transfer offer and a $49 first year annual fee when you apply online.
HSBC Platinum Qantas Credit Card
Qantas Frequent Flyer
1
19.99% p.a.
$0 p.a. annual fee for the first year ($79 p.a. thereafter)
Save with a $0 first year annual fee and a long-term balance transfer offer. Plus, complimentary travel insurance.
St.George Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 in 90 days and 2 complimentary Qantas Club lounge invitations per year.
Westpac Altitude Platinum Card - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
Earn 60,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval. Plus, complimentary insurances and a personal concierge.
Latitude Infinity
Latitude Infinity Rewards
1
20.69% p.a.
$69 p.a.
Earn an uncapped 1.00 Latitude Infinity Reward point per dollar with no expiry, plus get up to 55 days interest-free on purchases.
American Express Velocity Escape Card
Velocity Frequent Flyer
0.75
20.74% p.a.
$0 p.a.
Earn uncapped Velocity Points on purchases and save with a $0 annual fee for life and a 0% p.a. for 12 months balance transfer offer.
Virgin Australia Velocity Flyer Card - 0% Interest Offer
Velocity Frequent Flyer
0.66
0% for 14 months, reverts to 20.74% p.a.
$64 p.a. annual fee for the first year ($129 p.a. thereafter)
Enjoy 0% p.a. interest on purchases for 14 months, a reduced first year annual fee and Velocity Points per $1 spent.
American Express Velocity Platinum Card
50,000 bonus points
Velocity Frequent Flyer
1.25
20.74% p.a.
$375 p.a.
Get 50,000 bonus Velocity Points when you spend $3,000 for the first 3 months. Plus, 100 Status Credits and luxury travel perks.
Bank of Melbourne Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Offers 90,000 bonus Qantas Points when you spend $4,000 in 90 days, plus, 2 Qantas lounge passes per year and a discounted first year annual fee.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
1.25
N/A
$450 p.a.
Get 120,000 bonus Qantas Points, 3x points on eligible Qantas flights and 2 yearly lounge passes. ABN required.
American Express Westpac Altitude Platinum Bundle - Qantas
75,000 bonus points
Qantas Frequent Flyer
1
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$249 p.a.
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
American Express Business Explorer Credit Card
100,000 bonus points
Membership Rewards Gateway
2
16.99% p.a.
$395 p.a.
Get 100,000 bonus Membership Rewards points when you meet the spend criteria. Plus, 2 yearly lounge passes on this business card.
American Express Platinum Business Card
150,000 bonus points
Membership Rewards
2.25
N/A
$1,750 p.a.
Get 150,000 Membership Rewards points, luxury travel perks and up to 2.25 points per $1 spent on eligible business purchases. ABN required.
BankSA Amplify Signature - Qantas
90,000 bonus points
Qantas Frequent Flyer
0.75
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get 90,000 bonus Qantas Points when you spend $4,000 within 90 days. Plus, complimentary lounge passes.
HSBC Platinum Credit Card
HSBC Rewards Plus
1
0% for 12 months, reverts to 19.99% p.a.
$129 p.a.
0% p.a. on purchases and balance transfers with no BT fee. Plus, a yearly annual fee refund when you spend $6,000 and 2 lounge passes per year.
St.George Amplify Signature
200,000 bonus points
Amplify Rewards
1.5
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Get up to 200,000 bonus Amplify Points (100,000 each year) when you spend $12,000 p.a. for the first 2 years.
Westpac Altitude Platinum Card - Velocity
60,000 bonus points
Velocity Frequent Flyer
0.5
20.49% p.a.
$200 p.a.
60,000 bonus Velocity Points when you spend $3,000 within 90 days of approval. Plus, complimentary Economy X Seat Upgrade Vouchers.
Citi Rewards Platinum Credit Card - Balance Transfer Offer
Citi Rewards Program
1
20.99% p.a.
$0 p.a. annual fee for the first year ($199 p.a. thereafter)
Earn reward Points per $1 spent, take advantage of a 0% p.a. for 26 month balance transfer offer, plus $0 first year annual fee.
Westpac Altitude Platinum Card
60,000 bonus points
Westpac Altitude Rewards
1
20.49% p.a.
$150 p.a.
Earn 60,000 bonus Altitude Points when you spend $3,000 within 90 days of card approval.
American Express Westpac Altitude Black Bundle
120,000 bonus points
Westpac Altitude Rewards
3
1.25
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$449 p.a.
Up to 120,000 bonus Altitude Points with Mastercard (issued by Westpac) & Amex (issued & serviced by Amex). T&Cs apply.
St.George Amplify Platinum
100,000 bonus points
Amplify Rewards
1
19.74% p.a.
$99 p.a.
Get up to 100,000 bonus Amplify Points (50,000 each year) when you meet the spend requirement over 2 years.
Bank of Melbourne Amplify Signature
200,000 bonus points
Amplify Rewards
1.5
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Earn 100,000 bonus Amplify Points each year for the first two years (200,000 total) when you spend $12,000 p.a., plus, complimentary lounge passes.
St.George Amplify
Amplify Rewards / Qantas Frequent Flyer
1
0% for 14 months, reverts to 19.74% p.a.
$79 p.a.
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus earn uncapped Amplify or Qantas Points per dollar spent.
BankSA Amplify Signature
200,000 bonus points
Amplify Rewards
1.5
19.74% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Earn 100,000 bonus Amplify Points each year for the first 2 years (200,000 total) when you spend $12,000 p.a.
BankSA Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
Bank of Melbourne Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
0.5
19.74% p.a.
$99 p.a.
Receive 60,000 bonus Qantas Points when you spend $2,000 within 90 days and earn up to 0.5 Qantas Points per $1 spent.
Bank of Melbourne Amplify Platinum
100,000 bonus points
Amplify Rewards
1
19.74% p.a.
$99 p.a.
Earn up to 100,000 bonus Amplify Points (50,000 per year) when you spend $6,000 on eligible purchases each year for the first 2 years.
American Express Gold Business Card
Membership Rewards Ascent
1.5
N/A
$169 p.a.
This business charge card features no pre-set spending limit, data that feeds to MYOB and up to 51 days interest-free on purchases.
David Jones American Express Platinum Card - Qantas Frequent Flyer
37,500 bonus points
Qantas Frequent Flyer
0.5
20.74% p.a.
$295 p.a.
Fly faster with up to 2 Qantas Points per $1 spent and receive complimentary travel insurance when travel is booked on your card.
Citi Rewards Signature Credit Card
120,000 bonus points
Citi Rewards Program
1
20.99% p.a.
$199 p.a. annual fee for the first year ($395 p.a. thereafter)
Offers 120,000 bonus reward Points, a $199 first year annual fee, airport lounge passes and premium perks.
Citi Prestige Card
150,000 bonus points
Citi Rewards Program
3
20.99% p.a.
$700 p.a.
Enjoy 150,000 bonus reward Points, unlimited airport lounge access, complimentary insurance covers and more.
NAB Rewards Business Signature Card
100,000 bonus points
NAB Rewards
1.25
18.50% p.a.
$175 p.a.
Earn 100,000 bonus points when you spend $4,000 on everyday business purchases in the first 60 days of account opening.
BankSA Amplify
Amplify Rewards / Qantas Frequent Flyer
0.5
0% for 14 months, reverts to 19.74% p.a.
$79 p.a.
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
Bank of Melbourne Amplify Card
Amplify Rewards / Qantas Frequent Flyer
0.5
0% for 14 months, reverts to 19.74% p.a.
$79 p.a.
Take advantage of 0% p.a. interest on purchases for the first 14 months. Plus, your choice of Amplify or Qantas Points.
BOQ Blue Visa Credit Card
Q Rewards
1
20.74% p.a.
$60 p.a.
Receive $120 cashback when you spend $500 per month on retail purchases for the first 3 months, and a 6 month interest-free balance transfer offer.
BOQ Platinum Visa Credit Card
1,000 bonus points
Q Rewards
2
20.74% p.a.
$0 p.a. annual fee for the first year ($129 p.a. thereafter)
Enjoy 1,000 bonus Q Rewards points monthly when you meet the spend requirement, a 12-month balance transfer offer and $0 first year annual fee.
Citi Rewards Platinum Credit Card - Exclusive Offer
Citi Rewards Program
1
0% for 13 months, reverts to 20.99% p.a.
$49 p.a. annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive:
Save with 0% interest on purchases and balance transfers for 13 months (with no BT fee). Plus, a discounted $49 annual fee for the first year.
American Express Westpac Altitude Platinum Bundle - Velocity
75,000 bonus points
Velocity Frequent Flyer
1
0.5
20.24% p.a. (AMEX)

20.49% p.a. (Visa/MC)

$249 p.a.
Earn up to 75,000 bonus Velocity Points when you meet the criteria with this dual Mastercard (issued by Westpac) & Amex (issued by Amex).
HSBC Platinum Credit Card - Balance Transfer Offer
HSBC Rewards Plus
1
19.99% p.a.
$129 p.a.
Enjoy a balance transfer offer, yearly annual fee refund, airport lounge passes and complimentary insurance covers.

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