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Whether you're an Australian looking for top cover from a locally-owned, not-for-profit fund, or an overseas visitor hunting for your required hospital cover, Westfund Health Insurance has a policy option for you. From basic to premium cover, there's cover for all ages and budgets.
If you're looking for a private health fund to offer peace of mind and help you take better care of yourself, Westfund Health can help. Established in 1929, Westfund is a regional, not-for-profit, member-owned health fund, which means all its profits are returned to members in the form of cheaper premiums and better products.
With locations across NSW and Queensland, Westfund is a wholly Australian-owned and operated fund with a presence in 12 towns and regional cities.
As well as any ambulance costs resulting from a medical emergency, Westfund Health covers charges for treatment in all public and most private hospitals in Australia (restriction applies to psychiatric services). Hospital Only policies also come with Westfund Members Advantages and you can choose to pay a $500 excess and benefit from lower premiums, though waiting periods may apply.
Hospital
Extras
Westfund Health Insurance has made changes to their policies as of 1 April 2019 to ensure compliance with the government Private Health Insurance Reforms and to help improve transparency and understanding of their products.
In line with the reforms, Westfund Health have also changed the maximum excess available on most policies.
Westfund's Member Advantages program rewards its customers for maintaining their policies with the following bonuses:
If you need to make an extras claim, you can simply swipe your Westfund membership card at any provider that offers on-the-spot electronic claiming. Where this is not an option, the quickest and easiest way is probably the Westfund app, which is available for Android and Apple.
Alternatively, download a claim form from the Westfund website, fill it out, sign it and return it to the health fund via email, mail or fax. A handy online claims portal is also available through the members area of the Westfund Health website.
In terms of hospital claims, most hospitals will send the bill directly to your health fund. However, in other cases you can lodge a claim via the Westfund website.
There are three policy options for residents from overseas, from budget to comprehensive cover.
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Hi everyone
I’d like to find out what health fund is best for covering invisalign orthodontic braces and other dental work. I need dental only plan with the highest lifetime limit please. Appreciate your advice.
Regards
Olga
Hi Olga,
Thank you for getting in touch with finder.
I suggest that you get an extras cover private health insurance policy that includes orthodontics so your Invisalign treatment may be covered to the same level as traditional braces and confirm the extent of cover available with your fund and check any annual or lifetime limits that may apply. You may use this page as your guide in choosing a health insurance for your dental needs. Kindly enter all details asked to compare your options.
I hope this helps.
Please feel free to reach out to us if you have any other enquiries.
Thank you and have a wonderful day!
Cheers,
Jeni
I am paying $314 a month for my wife and I. We are both in our 80’s. Is there a lower premium that I can pay that leaves out pregnancy and similar benefits.
Hi Snags,
Thanks for your question. finder.com.au is a comparison service and not an insurer. If you would like to speak with an advisor about the options available to you, please complete the form on the health insurance homepage and a broker will be in touch to walk you through the options available to you.
I hope this was helpful,
Richard
What benefits do we lose if my husband I drop to gold instead of platinum cover on 1st April 2016
Hi Gwynneth,
Thanks for your question. finder.com.au is a comparison service and not an insurer. You should contact Westfund directly about its cover and benefits.
All the best,
Richard