Top 3 features
- Good for Australians wanting to support a locally-owned, not-for-profit fund.
- Good for their Member Advantages program.
- Good for people living in Australia from overseas who need hospital cover.
Whether you're an Australian looking for top cover from a locally-owned, not-for-profit fund, or an overseas visitor hunting for your required hospital cover, Westfund Health Insurance has a policy option for you. From basic to premium cover, there's cover for all ages and budgets.
If you're looking for a private health fund to offer peace of mind and help you take better care of yourself, Westfund Health can help. Established in 1929, Westfund is a regional, not-for-profit, member-owned health fund, which means all its profits are returned to members in the form of cheaper premiums and better products.
With locations across NSW and Queensland, Westfund is a wholly Australian-owned and operated fund with a presence in 12 towns and regional cities.
As well as any ambulance costs resulting from a medical emergency, Westfund Health covers charges for treatment in all public and most private hospitals in Australia (restriction applies to psychiatric services). Hospital Only policies also come with Westfund Members Advantages and you can choose to pay a $500 excess and benefit from lower premiums, though waiting periods may apply.
Westfund Health Insurance has made changes to their policies as of 1 April 2019 to ensure compliance with the government Private Health Insurance Reforms and to help improve transparency and understanding of their products.
In line with the reforms, Westfund Health have also changed the maximum excess available on most policies.
Westfund's Member Advantages program rewards its customers for maintaining their policies with the following bonuses:
If you need to make an extras claim, you can simply swipe your Westfund membership card at any provider that offers on-the-spot electronic claiming. Where this is not an option, you can download a claim form from the Westfund website, fill it out, sign it and return it to the health fund via email, mail or fax. A handy online claims portal is also available through the members area of the Westfund Health website.
In terms of hospital claims, most hospitals will send the bill directly to your health fund. However, in other cases you can lodge a claim via the Westfund website.
Westfund Health Insurance provides health cover for subclass 457 visa holders, who are required by law to have health insurance.
There are three policy options for residents from overseas, from budget to comprehensive cover.
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