CBHS Overseas Student Health Cover

CBHS OVHC can help you meet your visa requirements while studying in Australia.

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If you're an international student studying in Australia, having Overseas Student Health Cover (OSHC) is a visa requirement. CBHS International Health offers OSHC policies designed to help international students access essential medical services while studying in Australia. In this guide, we'll break down what CBHS OSHC covers, its benefits, and how it compares to other providers.

What is CBHS International Health OSHC?

CBHS International Health is a trusted provider of health insurance for overseas students in Australia. Their OSHC policies are tailored to meet the visa requirements set by the Australian Department of Home Affairs, ensuring international students have access to necessary healthcare services during their stay.

CBHS International Health is part of the CBHS Group, a health fund with over 70 years of experience in the Australian health insurance industry. The CBHS stands for Commonwealth Bank Health Society - the group was started by the bank back in 1951.

What does CBHS OSHC cover?

CBHS OSHC provides coverage for a range of medical services, including:

  • Hospital treatments: Coverage for in-patient treatments, surgeries, and accommodation in public hospitals.
  • Medical services: Visits to GPs, specialists, and diagnostic tests like X-rays and blood tests.
  • Emergency ambulance services: Coverage for emergency ambulance transport.
  • Limited pharmaceuticals: Coverage for medications listed on the Pharmaceutical Benefits Scheme (PBS).
  • Pregnancy and birth-related services: Coverage for medically necessary services related to pregnancy and childbirth.

It's important to note that CBHS OSHC, like other OSHC policies, does not cover elective or cosmetic procedures, dental care, optical services, or physiotherapy unless specified in an additional policy.

Benefits of CBHS coverage

  1. Easy claims process: CBHS offers a straightforward online claims process, making it simple for students to submit and track their claims.
  2. 24/7 customer support: International students can access support anytime, ensuring help is available when needed.
  3. Flexible policy options: CBHS offers single, dual-family, and multi-family policies to suit different student needs.
  4. Not-for-profit provider: As a not-for-profit fund, CBHS focuses on providing value to members rather than maximizing profits.
  5. Extensive provider network: CBHS has a wide network of healthcare providers, making it easy for students to access medical services.

How to apply for CBHS OSHC

Applying for CBHS OSHC is simple and can be done online through their website. You'll need to provide details such as your visa type, study duration, and personal information. Once your application is approved, you'll receive your membership details and can start using your cover.

How does CBHS OSHC compare to other providers?

CBHS OSHC is a competitive option for international students, offering comprehensive coverage and a focus on customer service. While it may not have the same brand recognition as larger providers like Bupa or Medibank, its not-for-profit status and commitment to member satisfaction make it a strong contender.

It's also worth noting that OSHC policies are mostly standardised across the board, as their minimum requirements are set by legislation. You're going to find a lot of OSHC providers offering fairly similar products for fairly similar prices. That's not a bad thing to be honest - it means you know you'll get a decent product.

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A seasoned journalist with over 10 years of experience in news, politics and finance reporting, Tim has previously held roles at the ABC, SBS and Fairfax Media. Tim’s expert insights have been quoted in The Australian, The Daily Telegraph, The Courier Mail and more. He regularly appears on TV and radio, and has been interviewed on 7 News, Sunrise, SBS News, ABC Local, 3AW and 5AA. Tim is passionate about simplifying complex insurance topics for Australian consumers. He holds a Bachelor of Arts (Politics) from Macquarie University and a Tier 1 General Insurance (General Advice) certification, which meets the requirements of ASIC Regulatory Guide 146 (RG146). If you’re interested in a media interview with Tim, please reach out to our PR team at aupr@finder.com. See full bio

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