Health Insurance WA

Health insurance in SA is cheaper than all of the eastern states. Compare extras cover from just $3 per week and hospital cover from just $15 per week.

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What you need to know

  • The largest health funds in WA are HBF (49.9%), Medibank (21.0%) and Bupa (12.1%).
  • WA residents are significantly more likely to have hospital cover than the average Australian.
  • The cost of singles health cover in WA is much lower than most other states, more expensive than only NT.

Compare WA health insurance

If you're ready to compare health insurance, this tool compares 30+ providers for free. Make sure you use a West Australian post code for local prices.

What does health insurance cover in Queensland?


Hospital only

Hospital cover helps pay for treatment in a WA private hospital.

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Extras only

Extras helps pay for treatment outside of hospitals, such as optical, dental and physio.

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Combined hospital and extras cover helps pay for both hospital treatment and the cost of extras.

Learn more

The price of health insurance in Western Australia

Health insurance in Australia is regulated heavily, so policies have standard prices across the country. However, prices do vary somewhat by state, thanks to differing costs of private healthcare, as well as varying levels of taxes and duties.

Fortunately, West Australians have some of the cheapest hospital insurance in the entire country, with only the Northern Territory featuring lower prices. We compared over 12,000 different price points for singles cover, and Western Australia had an average monthly premium of $117.62 (before rebates). That's lower than the national average of $128.08. If finding a really cheap policy is your main priority, read our guide to cheap health insurance.

StateAverage premium

*Prices are an average of over 12,000 price points in each state for singles hospital insurance and combined policies, with no rebates or discounts applied. Not all policies on the market were compared.

WA health insurance statistics

The table below features some of the most interesting statistics about health insurance in WA. The numbers come from APRA's 2020 health insurance data.

People with hospital cover (#)1,445,00011,336,000
People with hospital cover (%)54.10%44.1%
Annual change in coverage (%)1.80%0.9%

The largest health funds in WA

The table below lists the 10 largest health funds in Western Australia by market share. These numbers come from the Commonwealth Ombudsman 2020 State of the Health Funds Report. A high market share doesn't directly equate to quality, but it may be something to consider if you appreciate the support of a popular fund.

Note: Medibank includes both Medibank and ahm. The biggest health funds in Western Australia are a bit different than in other states, mainly due to the dominance of HBF, a Perth-based not-for-profit health fund. HBF has an almost 50% market share of the entire state!

Health fundMarket share in WA
Defence Health*0.70%
Teachers Health*0.60%

*Restricted fund

Frequently asked questions

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