2022 Health Insurance Statistics

Here are some of the most interesting health insurance statistics that we've found during 2022. We'll keep this page updated with new numbers as they come out. However, you can always check the source of the data to see if a newer version has been published.

People with hospitals and extras cover

According to APRA data, as of September 2021:

• 44.7% of Australians have private hospital cover
• 54.5% of Australians have private extras cover

The chart below shows the changing coverage rates of hospital and extras cover since 2015. Coverage rates for both hospital and extras insurance have been dropping steadily, but went back up after 2020. It's possible this could have been in response to the covid-19 pandemic.

2022 health insurance price rises

The price of health insurance increases every year, generally on the 1st of April. The average price rise in 2022 is 2.7%, which is the lowest price rise in over 20 years. Many funds also decided to delay price increases to later in the year. They say this is a way to return savings to members, as a result of savings during the covid-19 pandemic.

Here is a chart of the 2022 price rises for Australia's biggest health funds, sourced from health.gov.au.

• Table of all 2022 price rises

  Health Fund	2022 increase
  ACA	2.59%
  AIA	2.80%
  Australian Unity	2.73%
  Bupa	3.18%
  CBHS Corporate	5.33%
  CBHS Health Fund	2.91%
  Cessnock District Health Benefits Fund	3.77%
  CUA	3.42%
  Defence Health	3.33%
  Doctors' Health	2.28%
  GMHBA	3.10%
  HCF	2.72%
  HBF Health	3.62%
  Health Care Insurance	1.09%
  HIF	3.20%
  Health Partners	3.15%
  Hospitals Contribution Fund	2.72%
  Latrobe Health	3.41%
  Medibank (including ahm)	3.10%
  Mildura District Hospital Fund	2.90%
  National Health Benefits Australia	3.24%
  Navy Health	3.25%
  NIB	2.66%
  Peoplecare	3.27%
  Phoenix	3.16%
  Police Health	1.79%
  Queensland Country Health	3.34%
  Queensland Teachers' Union Health	2.26%
  Reserve Bank Health Society	3.74%
  St Luke's	3.19%
  Teachers Federation	2.17%
  Transport Health	1.16%
  Westfund	2.40%

Health insurance complaints

Australia's Commonwealth Ombudsman publishes detailed reports of complaints received by health insurance funds. It publishes a yearly report in around March each year, covering the complaints received in the previous calendar year. The most recent yearly report was published in March 2021, looking at 2020 data.

We've weighted the complaints received by each health funds against market share. This chart below ranks funds based on this ratio - the lower the number, the better. We've only included funds here with a national market share of at least 0.5%.

• Full table of data

Australian health funds market share

The following pie chart shows the market share of Australia's biggest health funds. This data was released by the Commonwealth Ombudsman in March 2021, and represents national market share from 2020.

Note that Medibank and ahm are both classified as 'Medibank' in this data - Medibank owns ahm. Also note that the 'Other' field only includes funds with at least a 0.5% market share. As such, the percentages do not add up to 100%.

• Market share for all health funds

  Health fund	Market share
  Australian Unity	2.60%
  BUPA	25.40%
  CUA Health	0.60%
  GMHBA	2.10%
  HBF	7.30%
  HCF	11.70%
  Health.com.au	0.50%
  Health Partners	0.70%
  HIF	0.80%
  Latrobe	0.60%
  Medibank	26.90%
  NIB	9.20%
  Peoplecare	0.50%
  St Lukes	0.50%
  Westfund	0.90%
  CBHS	1.50%
  Defence Health	2.10%
  Teachers Health	2.50%
  TUH	0.60%
  AIA Health	>0.5%
  CBHS Corporate	>0.5%
  CDH	>0.5%
  HCI	>0.5%
  MDHF	>0.5%
  Onemedifund	>0.5%
  Phoenix	>0.5%
  QCH	>0.5%
  Transport Health	>0.5%
  ACA	>0.5%
  Doctors' Health	>0.5%
  Navy Health	>0.5%
  Nurses and Midwives	>0.5%
  Police Health	>0.5%
  Reserve Bank	>0.5%
  RT Health Fund	>0.5%

Health insurance statistics for previous years

• Health insurance statistics for 2019