It looks like you should consider hospital cover.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

You're over both the income threshold and the age bracket, meaning you'll get slugged with both the Medicare Levy Surcharge and Lifetime Health Cover loading if you don't have an appropriate level of private hospital cover.

However, you don’t seem to use many of the services that make extras cover worthwhile.

Compare hospital cover starting from $62.50 per month

Use our free tool to see costs from Australian health funds and apply directly.


For more broadband news, deals and offers, follow and subscribe below


Health insurance sign-up deals for December 2021

Code VERIFIED

Want 6 weeks free? Plus, any 2&6 month waits on extras waived

Verified 3 days ago Expires 13 Jan 2022
New joins on eligible hospital & extras by Jan 13. Find out how.
Code VERIFIED

Want 6 weeks free plus 2&6 month waits waived on extras?

Verified 5 days ago Expires 30 Dec 2021
Join eligible Medibank hospital and extras cover by December 30 you could get 6 weeks free plus 2&6 month waits waived on extras. New members only. Promo code 6FREE. T&Cs apply. Find out more.
Code exclusive

Get 6 weeks free + Waive 2 & 6 months waiting periods

Verified 5 days ago Expires 31 Jan 2022
Join hospital only or combined hospital & extras cover by 31st January 2022 for new members.
Deal VERIFIED

Get $100 gift card + 10% off on extras premium (with combined cover)

Verified 5 days ago
Join hospital only or combined hospital & extras cover for new members. T&Cs apply.
Deal VERIFIED

Join and earn up to 100,000 Qantas Points*

Verified 5 days ago Expires 31 Jan 2022
*Eligibility criteria and T&Cs apply.

Picture: Brooke Cagle - Unsplash

More guides on Finder

Save on your health insurance

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site