It looks like you should consider hospital cover.

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You're over both the income threshold and the age bracket, meaning you'll get slugged with both the Medicare Levy Surcharge and Lifetime Health Cover loading if you don't have an appropriate level of private hospital cover.

However, you don’t seem to use many of the services that make extras cover worthwhile.

Compare hospital cover starting from $62.50 per month

Use our free tool to see costs from Australian health funds and apply directly.

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Health insurance sign-up deals for December 2021


Want 6 weeks free? Plus, any 2&6 month waits on extras waived

Verified 3 days ago Expires 13 Jan 2022
New joins on eligible hospital & extras by Jan 13. Find out how.

Want 6 weeks free plus 2&6 month waits waived on extras?

Verified 5 days ago Expires 30 Dec 2021
Join eligible Medibank hospital and extras cover by December 30 you could get 6 weeks free plus 2&6 month waits waived on extras. New members only. Promo code 6FREE. T&Cs apply. Find out more.
Code exclusive

Get 6 weeks free + Waive 2 & 6 months waiting periods

Verified 5 days ago Expires 31 Jan 2022
Join hospital only or combined hospital & extras cover by 31st January 2022 for new members.

Get $100 gift card + 10% off on extras premium (with combined cover)

Verified 5 days ago
Join hospital only or combined hospital & extras cover for new members. T&Cs apply.

Join and earn up to 100,000 Qantas Points*

Verified 5 days ago Expires 31 Jan 2022
*Eligibility criteria and T&Cs apply.

Picture: Brooke Cagle - Unsplash

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