Your recommendation: Hospital and extras

Based on your answers, it looks like you should consider both hospital cover and extras cover.

Since you’ll be aged 31 or older on 30 June, the longer you wait to get private health insurance - the more you'll be charged. This is thanks to a government initiative called Lifetime Health Cover loading.

This means that when you do decide to take out hospital cover, you’ll be charged an additional 2% for your premiums for each year you are over 30, up to a maximum of 70%.

You've also selected some services (such as dental, physio or optical) that would be covered by most extras - so you could save some cash.

Quickly compare health insurance costs in just a few clicks

Grab a health insurance sign-up deal for August 2018

ahm Deals ahm Deals

Get up to $100 off any singles combined policy ($200 for couples & families).

When signing up before 31 August.

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CUA Health Deals CUA Health Deals

Get your first month free.

Save an additional 4% when paying from a CUA everyday account.

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Skip the 2 month extras waits when joining Entry or Core Hospital and Pulse Extras.

Must sign up to Entry Hospital with Pulse Extras or Core Hospital with Pulse Extras by August 31st.

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Picture: Jeff Sheldon - Unsplash

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