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Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.
We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.
Bust the heath insurance myths
Don't miss these health insurance tips
How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!
You can split your hospital and extras cover
Extras cover includes ambulance cover
Couples don't pay less for health insurance
You won't pay more if you're old or sick
Hospital cover could help you cut your tax bill
You might get a discount for paying annually
You won't be charged for cancelling your policy
You don't need to re-serve waiting periods if you switch
Extras can cover things like prescription sunglasses and gym memberships
Some kids can stay on their parent's health insurance until they're 25
Nicola Middlemiss is a senior writer at Finder, focusing on all things insurance. She's been a journalist for over five years and has contributed to a wide range of industry publications including Insurance Business, MoneyMag, the Educator, Your Investment Property, Mortgage Professional Australia, and Wealth Professional. She has written over a thousand articles covering the insurance industry and now uses that insight to help Australian consumers understand their own insurance policies, and make smarter decisions. Nicola has a Tier 1 General Insurance (General Advice) certification and a Bachelor's degree from the University of Leeds.
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finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
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