Have you fallen for these health insurance myths?

Posted: 6 March 2020 1:19 pm

Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.

We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.

Bust the health insurance myths

Don't miss these health insurance tips

How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!

  • You can split your hospital and extras cover
  • Extras cover includes ambulance cover
  • Couples don't pay less for health insurance
  • You won't pay more if you're old or sick
  • Hospital cover could help you cut your tax bill
  • You might get a discount for paying annually
  • You won't be charged for cancelling your policy
  • You don't need to re-serve waiting periods if you switch
  • Extras can cover things like prescription sunglasses and gym memberships
  • Some kids can stay on their parent's health insurance until they're 25

Here's some October 2021 health insurance deals


Want 1 month free? Plus, any 2&6 month waits on extras waived

Expires 4 Nov 2021
Offer applies for new joins on hospital & extras by November 4. Find out how

Want up to 40,000 Live Better points plus, 2&6 month waits waived on extras? That’s up to $400 worth of gift cards!

Expires 31 Oct 2021
Available for new members who join eligible hospital and extras and complete a Live Better goal or challenge. Up to 20,000 points for singles / up to 40,000 points for couples/families. T&Cs apply.

Join and earn up to 120,000 Qantas Points

Expires 30 Nov 2021
Plus, waive the 2 & 6 month waiting periods on Extras with combined Hospital and Extras cover. Issued by nib health funds. Eligibility criteria and T&Cs apply.

Get up to a $200 cash card PLUS waive all 2-month waits on extras

Expires 31 Oct 2021
Offer applies for new joins on hospital and extras by October 31. T&Cs apply.

Save on your health insurance

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