Have you fallen for these health insurance myths?

Test your knowledge with our 2-minute quiz. 

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Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.

We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.

Bust the heath insurance myths

Don't miss these health insurance tips

How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!

  • You can split your hospital and extras cover
  • Extras cover includes ambulance cover
  • Couples don't pay less for health insurance
  • You won't pay more if you're old or sick
  • Hospital cover could help you cut your tax bill
  • You might get a discount for paying annually
  • You won't be charged for cancelling your policy
  • You don't need to re-serve waiting periods if you switch
  • Extras can cover things like prescription sunglasses and gym memberships
  • Some kids can stay on their parent's health insurance until they're 25

Compare your health insurance options

Here's some January 2021 health insurance deals

ahm Deals ahm Deals
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Get up to $200 off

Offer applies for new joins on hospital and extras after the first 60 days by February 4. T&Cs apply.

Last verified

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Coupon code ends

Medibank Health Insurance Deals Medibank Health Insurance Deals
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Get up to $400 adidas e-gift card + Waive 2 & 6 months waiting periods

Offer applies on eligible combined hospital & extras cover by 28 February. New members only. T&C's apply.

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Coupon code ends

PeopleCare Health Insurance Deals PeopleCare Health Insurance Deals
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Get 6 weeks free + Waive 2 & 6 months waiting periods

Join hospital only or combined hospital & extras cover by 31st March 2021 for new members.

Last verified

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Coupon code ends

Qantas Health Insurance Deals Qantas Health Insurance Deals
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Get up to 130,000 Qantas Points + Skip the waits for 2 & 6 month waiting periods.

Earn up to 130,000 points on top policies, all policies earn Qantas Points. Offer applies for new joins only until Feb 14, 2021. T&Cs apply.

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Get deal
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Deal ends

CUA Health Deals CUA Health Deals
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Get a 4% discount on your CUA Health premium

Offer applies when paying by direct debit from a CUA transaction account. T&Cs apply.

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Get deal
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AAMI Health Insurance Deals AAMI Health Insurance Deals
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Get 4 weeks free + Waive 2 & 6 month waiting periods

Offer applies when joining hospital + extras cover by 28 February 2021.

Last verified

Get deal
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Deal ends

HCF Health Insurance deals HCF Health Insurance deals

HCF members can get loyalty rewards and discounts across Australian stores

Health fund members can claim 10% off Rebel gift cards, 5% off Woolworths gift cards & more.

Last verified

Popular Health insurance deals coupon codes

Last checked Code description Code
15 Jan 2021 Get up to $200 off $OF****
5 Jan 2021 Get up to $400 adidas e-gift card + Waive 2 & 6 months waiting periods ADI****
8 Jan 2021 Get 6 weeks free + Waive 2 & 6 months waiting periods FIN****
1 Jan 2020 Get up to 130,000 Qantas Points + Skip the waits for 2 & 6 month waiting periods. ********
1 Jan 2020 Get a 4% discount on your CUA Health premium ********

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