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Have you fallen for these health insurance myths?

Posted:
News

Buying health insurance is an important decision - but there are so many myths and misconceptions floating around, that it can be tough to separate fact from fiction.

We want to quash some of those persistent myths once and for all - and test Australia's understanding of health insurance while we're at it - so we created this quick, 2-minute quiz.

Bust the health insurance myths

Don't miss these health insurance tips

How did you do? Are you a health insurance pro, or could you do with a little expert advice? If you're thinking about buying health insurance, always remember these facts so you can make an informed decision. They might even help you find a better deal!

  • You can split your hospital and extras cover
  • Extras cover includes ambulance cover
  • Couples don't pay less for health insurance
  • You won't pay more if you're old or sick
  • Hospital cover could help you cut your tax bill
  • You might get a discount for paying annually
  • You won't be charged for cancelling your policy
  • You don't need to re-serve waiting periods if you switch
  • Extras can cover things like prescription sunglasses and gym memberships
  • Some kids can stay on their parent's health insurance until they're 25

Here's some March 2024 health insurance deals

1 - 13 of 13
Name Product

HCF members can get loyalty rewards and discounts across Australian stores

Health fund members can save 15% off Flip insurance, 5% off Myer e-gift cards & more.


Switch and earn up to 140,000 Qantas Points

Ends 05 April 2024

Plus, skip the 2 and 6 month waiting periods on Extras with combined Hospital and Extras cover. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply.


Get 12 weeks free

Ends 28 March 2024

When you join on a combined hospital & extras policy or 6 weeks free on hospital only. Offer ends 28 March. T&Cs apply.


Get up to 10 weeks free + up to $700 Everyday Rewards dollars on eligible products

Domestic policies only. Terms and conditions apply.


Get 6 weeks free on Hospital+Extras

Ends 31 March 2024

Plus, 2-month waits waived on extras by 31 March. T&Cs apply.


Want 6 weeks free and $500 in gift cards (couples/families) or $250 in gift cards (singles/single parents) when you join & maintain eligible Bronze Hospital+Extras or above?

Ends 31 March 2024

New members only. T&Cs apply. Excludes Basic covers. Ends 31 March.


Get up to 12 weeks free

For new joins who maintain eligible combined hospital & extras. T&Cs apply. Learn more.


Get 6 weeks free extras cover

Ends 01 April 2024

For new joins by Apr 1. Offer applied after 60 days on extras-only cover. Learn more.


Want 6 weeks free + a $50 gift card when you join & maintain eligible Extras?

Ends 11 April 2024

Plus, get 2&6 month waits waived. Ends 11 Apr. New members only. T&Cs apply.


Get 6 weeks free

When you join hospital & extras OR extras only cover. Offer ends 30 June. Terms and Conditions apply.


Get up to 8 weeks free + Waive 2 & 6 months waiting periods

Ends 30 April 2024

Join combined hospital & extras cover by 30 April 2024 for new members. T&Cs apply.


Get 6 weeks free plus no 2 & 6 month waits on extras

Ends 15 April 2024

When you join on the combined cover by 15 April. T&Cs apply.


Get 6 weeks free

Ends 15 April 2024

Plus, skip 2 & 6 months waits on extras when joining combined cover by 15 April. T&Cs apply.

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