Health insurance deals for March 2019
17 deal sweeteners for those buying health insurance.
Gift cards, fee-free months of cover and even a Fitbit. These are just some of the deals on offer this year as health funds try to win your business before insurance prices rise by an average of 3.25% come 1 April 2019.
If your premiums are going up more than the industry average or you're just looking to see if you can find better value, here are 17 health insurance deals on offer from Aussie health funds in March 2019.
Switch in March and take advantage of these deals*
| Fund | Deal | End date |
|---|---|---|
| ACA | Get 4 weeks' free membership with any combined hospital and extras policy. | 30 April 2019 |
| ahm | Get 1 month free, plus 2- and 6-month waiting periods on extras waived when you take out a combined hospital and extras policy. | 31 March 2019 |
| CBHS (Restricted fund) | Get 1 month free, a $100 eGift card and 2- and 6-month waiting periods on extras waived when you take out a combined hospital and extras policy. | 31 March 2019 |
| CUA Health | Take out health insurance and score a gift card worth up to $500. Go into the running for $10,000 just for getting a quote and get a 4% discount just for using direct debit. | 31 March 2019 |
| Frank | Take out a combined policy and get 1 month free. | 11 April 2019 |
| GMHBA | Get a Fitbit Charge 3 when taking out a combined policy. | 12 April 2019 |
| Health Partners | Take out a combined hospital and extras policy and get a $100 Eftpos card. | 31 March 2019 |
| health.com.au | Get 4 weeks' free membership with any combined hospital and extras policy. | 31 March 2019 |
| HIF | HIF is giving away a limited edition HIF gift with every combined hospital and extras policy. | 30 April 2019 |
| Kogan Health Insurance | Get 1 month free, a $60 Kogan.com credit and 2- and 6-month waiting periods on extras waived when you take out a combined hospital and extras policy. | 31 March 2019 |
| Medibank | Get 1 month free, plus 2- and 6-month waiting periods on extras waived when you take out a combined hospital and extras policy. | NA |
| MyOwn Health | Get 6 weeks' free cover, plus an additional 2 weeks off your second year's premiums when you take out an eligible policy. | 31 March 2019 |
| NIB | Get 1 month free, plus 2- and 6-month waiting periods on extras waived when you take out a combined hospital and extras policy. | 31 March 2019 |
| RT Health | Take out cover and go into the draw to win an iPhone Xs. | 31 March 2019 |
| Teachers Health | Get 6 weeks' free membership with any combined hospital and extras policy. | 31 March 2019 |
| Uni Health | Get 6 weeks' free membership with any combined hospital and extras policy. | 31 March 2019 |
| Westfund | Take out any hospital, extras or combined policy and get 1 month free. | 31 March 2019 |
* Not all deals are available through comparison services. Other terms and conditions may apply. Table will be updated as deals become available. Last modified: 05/03/2019.
Other ways to save on health insurance
If you can afford to, one way to save big at this time of year is to prepay your entire year's worth of premiums. By doing this you won't be hit by this year's rate rise. Some funds even reward you with additional discounts just for prepaying your cover.
If your budget can't take the hit of prepaying your health cover, you can also look for funds that provide direct debit discounts.
| Fund | Direct debit discount | Annual payment discount |
|---|---|---|
| Australian Unity | n/a |
|
| CUA Health | 4% | n/a |
| Doctors' Health | n/a |
|
| GMHBA | 2% | n/a |
| health.com.au | 4% | n/a |
| HIF |
|
|
| Mildura Health | 2.5% | n/a |
| Navy Health | n/a |
|
| NIB | 4% | n/a |
| TUH |
|
n/a |
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