See what health cover plans Grand United offers overseas visitors to Australia.
Overseas Visitor Health Cover (OVHC) is a mandatory requirement for overseas visitors on 457 working visas and other visitors who are not covered by a reciprocal health care agreement (RHCA) or entitled to Medicare benefits through a spousal visa, interim Medicare card or other means.
If your Australian employer is a GU Corporate member, then your employer can arrange appropriate health cover through GU. All GU Corporate overseas visitor health care plans meet the visa requirements for staying in Australia, and individual cover is also available.
What does GU Health offer?
The level of protection you are entitled to under your GU Health cover will vary depending on the plan you have, although even the minimum cover will meet relevant visa requirements.
More basic plans will generally only cover Medicare services, up to a set amount, while the comprehensive plans might include a wide range of hospital and ancillary health services as well as outpatient medical services.
Plans also include repatriation benefits, including the repatriation of mortal remains. GU will pay the necessary repatriation costs, up to a single economy class airfare with medical supervision if necessary, in the event of a serious injury or illness which impacts your ability to work in Australia at the job which entitled you to a working visa.
The cover available varies and is detailed in your member’s booklet. Since GU Health is a corporate health specialist, you may be more likely to get cover through your employer.
If you cease being eligible for GU overseas visitor health cover, you are no longer covered by its overseas visitors plans. In this case, you can take out residents cover with GU or another provider.
Similarly, you may wish to compare other overseas visitor health care plans as GU is just one of many providers to offer it. Getting cover through your employer can be simpler and you may be able to pay your membership contributions through a salary deduction.
If you cease employment with the company while being covered under a GU Corporate plan, you can transition to an individual plan with the same provider. You could also take the opportunity to compare a wider range of providers to potentially find more value for your money elsewhere.