How does GU Health cover ambulance services?
Grand United (GU) is one of Australia’s leading corporate health specialists, dedicated to helping Australian businesses provide health cover for workers. More than 300 companies are currently using GU and finding tailored solutions for their business and employee healthcare needs.
Plans can also include varying levels of ambulance cover, which can be well worth considering alongside the other benefits of a corporate health plan.
GU Health ambulance plans
Depending on the state you reside in and the level of GU Health hospital cover selected, members can access different levels of ambulance cover.
- Emergency only ambulance cover: You are covered for emergency ambulance services only, including emergency transport and on-the-scene medical attendance. Whether or not an ambulance dispatch qualifies as an emergency situation is determined by the paramedic who attends, and will be recorded on the invoice.
- Full ambulance cover: You are covered for all medically necessary ambulance services, including emergencies, as well as medically necessary non-emergency situations. Non-emergency transport covered may include transfers between hospitals, or transport from home to hospital for the management of ongoing health conditions, when recommended and determined to be medically necessary by a doctor.
Regardless of plan, you are only covered for ambulance services that are recognised by GU Health. This generally includes all state ambulance services, as well as services contracted by state authorities, such as air or sea medical transport.
Whether you need ambulance cover, or whether you are already covered in another way your options, can vary between states.
Who needs ambulance cover?
Residents of Queensland and Tasmania are covered by state ambulance schemes, while residents of New South Wales and the Australian Capital Territory with hospital cover are exempt from ambulance fees. As such, these people do not necessarily need ambulance cover.
If you have hospital cover with GU Health, then depending on your level of cover you may already be covered for either emergency only, or both emergency and non-emergency, ambulance services. If you are not satisfied with the level of cover offered by your plan, you may want to look at a state ambulance subscription, or ambulance only cover from another health fund.