Good2Go Domestic Travel Insurance

Get Domestic Cover for Your Trip Within Australia with Good2Go; includes cover for medical, personal items, travel delay and more

Good2Go travel insurance offers comprehensive protection for Australians travelling both around Australia and the rest the world. There are many different policies offered by Good2Go travel insurance products including domestic, international and seniors travel insurance.

Good2Go travel insurance products are designed to cater for the needs of different categories of travellers including domestic travellers, frequent international travellers and seniors. What makes these travel insurance products stand out is the fact that they do not have any agent commission fees, and they offer comprehensive cover in a variety of situations. You will be covered for medical expenses, travel delays and cancellations, lost luggage and even winter sports depending on the policy you go for.

Whether you are planning to step out and see Australia or are embarking on a mountain climbing expedition in a faraway country, Good2Go insurance has a policy for you and will offer you an option to tailor your purchased policy to your activities, travel region and other preferences.

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Who Underwrites Good2Go Travel Insurance?

aig insurance logo

Good2Go Travel Insurance insurance products and services are provided by AIG Australia Limited, trading in Australia as AIG. The Policy is issued and underwritten by AIG and is governed by the laws in the State or Territory in which it is issued. AIG issues/insures this product on the basis of an Australian Financial Services Licence (‘AFSL’) granted to AIF by the Australian Securities and Investments Commission (ASIC).

What are the Benefits of Good2Go Domestic Travel Insurance?

Good2Go domestic travel insurance is designed to cover you for a variety of situations you may encounter while exploring what Australia has to offer.

  • Medical. Medical expenses are always a big concern for most domestic travellers, as you never know when a bug will catch up with you and ruin your travel plans and budget. Good2Go domestic travel insurance offers comprehensive medical cover that will cater for all medical expenses that your Medicare or medical insurance won’t cover. Knowing that you are covered for any hospital costs, ambulance fees, dental and other medical expenses will give you confidence to travel across Australia more freely and give you peace of mind regarding your health.
  • Personal items. Good2Go domestic travel insurance offers protection for damage, theft or loss of documents, luggage and other personal effects.
  • Travel money. Good2Go domestic travel insurance will cover you for stolen travel money you are carrying on your person, up to a max of $500.
  • Expensive items. The domestic cover has a limit of $500 for any lost item, including your laptop computer, camera, video camera or set of golf clubs.
  • Travel delay. Travel delays can be a real nightmare even on domestic trips. Good2Go domestic travel insurance covers you for all travel delays including the cost of accommodation and meals, emergency telephone calls, and any other travelling expenses should your scheduled transportation be delayed for more than 10 hours. The travel delay cover also caters for expenses you may incur in the resumption of your trip.

The Good2Go domestic travel insurance cover also includes a host of other benefits to help you relax on your trip. You will be covered for accidental disability where you will receive a lump sum benefit should an injury you suffer result in permanent disability. You will also be covered for the loss or damage of sporting gear, rental vehicle collision damage or theft, personal liability and accidental death.

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Who Should Consider Good2Go Domestic Travel Insurance?

Good2Go domestic travel insurance cover is designed for Permanent Australian residents under 70 who wish to step out and see Australia. Good2Go domestic travel insurance offers comprehensive cover for many domestic travel concerns including travel cancellations, delays, loss of luggage and medical emergencies. Hospital and medical expenses are not covered as comprehensively as on overseas travel insurance policy, but the plan gives you cover for what your Medicare will not pay for.

Sporting gear is covered comprehensively under this plan, so Australians who love adventure and sporting activities are suited to this product. Surf boards, boogie boards, skis and tennis rackets are all covered for damage, delay or loss, and there is a higher limit per plan for golf clubs.

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How to File a Claim With Good2Go Domestic Travel Insurance

Travel insurance compensates you for any loss you encounter during your trip, but you have to file a claim with your insurer so they know exactly what your loss is and whether you qualify for compensation. With Good2Go domestic travel insurance, making a claim is straightforward, and the insurers do their best to process your claim as fast as possible. There are some conditions you must adhere to while making your claim. To begin with, you are required to file your claim with AIG within 30 days of completing your trip. You must also provide your Certificate of Insurance.

You can make your claim online by visiting the company’s website or by calling them directly. Proof of ownership is required with your claim so that the insurer can confirm that the lost items actually belong to you, which is why documents such as original invoices, receipts and vouchers relating to your loss or expense must accompany your claim. In some instances, you may be requested to provide supporting information regarding your claim, so be cooperative so that there are no delays with the claim processing.

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Frequently Asked Questions About Good2Go Travel Insurance

Will I have to pay excess on my policy?

Yes, you may sometimes be required to pay excess if you make certain claim. Excess is the amount you need to pay should you make a claim on your travel insurance policy. The insurer will then cover you for the remaining amount up to the limit on your insurance cover, and the excess amount is usually subtracted from your claim. The excess payable on any particular claim and when it applies is usually described on your policy wording. For domestic trips, the excess payable on a one-trip plan is $50.

Who can be insured under one policy?

For domestic travellers, the single cover plan covers you and your children or grandchildren who are aged below 25 and who are accompanying you on your domestic trip. The family cover plan will cover your spouse, de facto partner or any travelling companion who is named on your Certificate of insurance. Children or grandchildren who are below 25 years who are travelling with you and who are dependent on you financially are also covered.

Can I extend my domestic travel insurance?

Yes. Should you decide to prolong your domestic trip, you can extend your cover for up to 12 months from the departure date stated in your Certificate of Insurance. This can only be done prior to the expiry date on your initial policy.

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Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

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